Recent research from the Employee Benefits Research Institute reveals that those most worried about financial security during retirement are Gen-Xers between the ages of 42 and 57 years old. With the market experiencing its worst start of the year since World War II, many are wondering whether the two-decade bull market is coming to an end. Others are worried that they'll have to work longer than they planned. Or that the Social Security fund will be bankrupt when it's time for them to start collecting. While there are actions Gen X-ers can take now to bolster their retirement nest egg, like maximizing contributions to 401(k) plans and IRAs and resisting the urge to reduce exposure to the stock market, many can achieve greater peace of mind by working with a fee-only financial advisor. These professionals can analyze Gen-Xers' entire financial picture and recommend a plan to increase their chances of living the way they want to during retirement.