The theme this week on the Retirement Quick Tips Podcast is: How To Minimize Financial Stress During The Holidays

Today, I’m talking about setting goals for the Holidays.

I don’t know about you, but I think we overdo the whole goal setting in our culture. I have goals for the year on everything ranging from how many books I want to read, to what my weight will be by my next birthday, to how many times I will workout every week.

So the last thing I want to do during the month of December is set some more goals. But what I mean by setting goals for the season is to take a step back and think about what matters most to you this time of year, so maybe it would be more appropriate to call it setting priorities for this season. 

Most of us (myself included) don’t take time to reflect and ask ourselves if what we’re planning to do this year really is worth it. I find that’s true especially during the holidays…you might spend $1000 or more flying halfway across the country to your sister’s house for Christmas because that’s what you’ve always done. But whether it’s a big trip to see family or a white elephant gift exchange with your book club, it’s important to ask yourself if this thing you’ve added to your calendar or the gifts you’re buying for the people in your life is actually something that matters to you and them. 

Perhaps a trip to your sister’s house in July makes more sense, and you’d rather stay home and read a book than go to your book club party…so take the time now to set priorities, really ask yourself why you’re doing this thing, and make sure you have a good reason other than you were invited or it’s just something you’ve done for years. Then, give yourself permission to make different decisions this year based on what’s most important to you. 

That’s it for today. Thanks for listening! My name is Ashley Micciche and this is the Retirement Quick Tips podcast.  

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Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance