WELS - Daily Devotions

God Made the Down Payment – January 9, 2026


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When you believed, you were marked in him with a seal, the promised Holy Spirit, who is a deposit guaranteeing our inheritance until the redemption of those who are God’s possession—to the praise of his glory.

Ephesians 1:13-14

God Made the Down Payment

How do you go about paying for a new house? You deposit a portion of the cost for the house up front, right? You make a down payment. However, even though you still haven’t paid in full, you already get to move into the house. You get to live in it and enjoy it. You get to make it your own. You don’t have to wait to pay the full amount to make the house your home. Of course, many years later, when you one day make the final payment on your home, there’s a special joy and satisfaction in knowing the home is completely owned by you. There’s no one else with a claim on it at all anymore.

Maybe buying a house can help you understand what God is telling you here in Ephesians chapter 1. When you believe in Jesus, you’re marked with God’s seal—the Holy Spirit himself. The Holy Spirit enters your heart as God’s down payment and guarantees your full future redemption to come.

Before reaching your ultimate salvation on the Last Day when you sit at your Lord’s feet in heaven, already now, by faith, the Holy Spirit dwells in your heart. That means you now get to enjoy the blessings of God: to taste his forgiveness, to have a hope that presses you forward, to know a love that has no limit. This is just the down payment that guarantees so much more. Your eternal salvation is sealed already by the Spirit dwelling in you. God guarantees a future for you. The Holy Spirit has made your heart his home, and that means you are God’s special possession today and in eternity.

Prayer:

Dear Holy Spirit, I thank you for making my heart your home and for guaranteeing me a future with you and the Father and the Son. That you would do this, even for a sinner like me, shouts your praise and glory to the ends of the earth. Amen.

 

Daily Devotions is brought to you by WELS.

This work is licensed under a Creative Commons Attribution-Noncommercial-No Derivative Works 3.0 United States License.

All Scripture quotations, unless otherwise indicated, are taken from the Holy Bible, New International Version®, NIV®. Copyright ©1973, 1978, 1984, 2011 by Biblica, Inc. ™ Used by permission of Zondervan. All rights reserved worldwide.

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