Goldstein on Gelt

Are mutual funds safe investments?

The word on the street is that mutual funds are "safe" because they are a diversified investment, but is that really true?

Can mutual funds have risk? In other words, can you lose money with mutual funds?

Listen to today's show to learn more about mutual funds and the risk they have. What makes a fund conservative, moderate, or aggressive?

How do smart investors use mutual funds to diversify their portfolio and minimize risk? It's important to understand the details of any mutual fund you have in your portfolio.

Finding a brokerage firm

Have you recently been asked to close your account simply because you don't have an American address? While some investment firms decide not to work with expats, others welcome an expat's legitimate business. If your U.S. brokerage firm kicked you out, get in touch.

The free toolkit Opening U.S. Brokerage Accounts for Overseas was created for investors living who want to open a U.S. brokerage account. Download it now!

Are you interested in increasing your retirement income?

After retirement, retirees typically support themselves on their work pension, government pension, and investments. Unfortunately for most retirees the sum isn't enough, and they need ways to increase their retirement income.

Are you receiving enough income from your investment portfolio? There are ways to organize your investments in order to increase income. For investors who are looking to increase their retirement income, Doug outlines their options.

Changing your investment portfolio

Have you considered different types of income producing investments such as CDs, bonds, and dividend paying stocks?

Download the free resource How Can You Increase Your Retirement Income. The resource is a comprehensive overview of how to increase your retirement income.

If you're not already receiving updates on new episodes, sign up now, and as a special

bonus, receive Doug's free ebook The Retirement Planning Book.

Download free resource: How Can You Increase Your Retirement Income

Do you keep money in the bank and not the stock market?

Having money in the bank can offer investors a sense of security. But, leaving money in the bank can impact your long-term financial plan.

There are times when it's appropriate to keep the bulk of your savings in the bank, and other times when investing in the market may be a better alternative.

The right answer as to what you should do with money in the bank depends on your financial goals, your risk tolerance, and your time frame.

Doug created the free resource What Should You Do With Money in the Bank. The summary features the advantages and disadvantages of keeping your money in the bank. Download it now!

Download free resource: What Should You Do With Money in the Bank

Getting into the Stock Market

What kinds of risks are you interested in taking as an investor? Today's episode explains how investment decisions are dependent on an investor's personal interest in risk.

If you're not already receiving updates on new episodes, sign up now, and as a special

bonus, receive Doug's free ebook The Retirement Planning Book.

One of the characteristics of bonds is that they are predictable.

That means, when you buy a bond you generally know how much income you will get and when. However, there are a series of unexpected risks associated with bonds. There are no guarantees in the world of investing. Before you begin to invest in bonds you should understand the possible risks involved.

Doug created a free resource titled Risks of bond investing. The resource highlights different risks associated with bonds including interest rate risk, credit risk, and default risk.

Throughout the month, The Goldstein on Gelt Show discussed the fundamentals on bonds. On November 28th, the show will host a free webinar titled How to Invest in Bonds for Safety and Income. The webinar is designed to be a conversation surrounding the principles of bonds. Register today. Seats are limited.

Download free resource: Risks of bond investing

If you're not already receiving updates on new episodes, sign up now, and as a special bonus, receive Doug's free ebook The Retirement Planning Book.

Even though a bond is considered a loan to a corporation/government/municipality, different types of bonds function differently. In fact, there is a difference between U.S. and Israeli bonds.

The difference between U.S. and Israeli bonds is specifically in municipal bonds. Municipal bonds are a specific kind of bond that are free from local, state, and federal tax. In an effort to get investors to support municipal bonds, they are frequently tax-free in America. However, these bonds are not recognized as tax-free in Israel. Therefore, the yield they have may not be a "true" yield taking foreign taxes into account.

Learn about what types of bond are appropriate for you. Should you invest in U.S. or Israeli bonds?

Defining your portfolio

The Goldstein on Gelt Show has created a free resource "How to Choose the Right Type of Bond for You." The resource features the different characteristics of municipal bonds, corporate bonds, and U.S. government bonds.

On November 28th, The Goldstein on Gelt Show will host a free webinar titled How to Invest in Bonds for Safety and Income. Register for the webinar and discover if bonds are an appropriate investment for you.

Download free resource: How to Choose the Right Type of Bond for You

If you're not already receiving updates on new episodes, sign up now, and as a special bonus, receive Doug's free ebook The Retirement Planning Book.

Are you considering buying a bond?

When investing in bonds there are a lot of components an investor should consider:

What is unique to the specific bond you want to buy? What is its maturity? Yield to maturity is a defining feature of a bond because it determines an investor's return of investment and interest. Make sure you understand what you are getting into before investing in bonds.

Bonds are complex

The Goldstein on Gelt Show has created a free resource titled What You Need to Look at When Buying Bonds. The resource breaks down everything an investor considers when buying a bond.

On November 28, Doug will host a free webinar titled "How to Invest in Bonds."

Webinars are a way for investors across the globe to understand a financial concept. Register for the webinar.

Download free resource: What You Need to Look at When Buying Bonds

If you're not already receiving updates on new episodes, sign up now, and as a special bonus, receive Doug's free ebook The Retirement Planning Book.

Bonds aren't only for retirees. Most investors at every stage of life have bonds in their portfolio. Should you include bonds in your investment portfolio?

Why should an investor have bonds? At what time in an investor's life are bonds important?

Bonds are popular since they give current income on a predictable schedule. This type of investment is fundamentally different than stocks. Bonds come with different risks and different rewards.

Trying to understand the world of investing?

Join a free webinar that Doug is presenting on November 28 "How to Invest in Bonds for Safety and Income". Register for the webinar.

Download a free resource "Getting Started with Bonds." The resource is designed to outline the fundamentals of bonds.

Download free resource: Getting Started with Bonds

If you're not already receiving updates on new episodes, sign up now, and as a special bonus, receive Doug's free ebook The Retirement Planning Book.

How to Make Money in the Stock Market Month is coming to a close. Today's show will be a recap of what The Goldstein on Gelt Show covered about the stock market during the month and what subscribers can expect next month. If you subscribed to The Goldstein on Gelt newsletter, Doug has sent you an invite to today's webinar. If you did not have the opportunity to attend the free webinar, but want to watch, email me and I'll send you a link to the replay. In the past month, Doug unpackaged a series of investment topics including ETFs, mutual funds, stock picking, and stock trading. In the webinar, Doug will discuss money managers, cross-border advisors, and other financial professionals who can help investors with their portfolio. If you're interested in getting a small primer before you listen to the webinar, tune in. Get ready for September The month of September will be Inheritance Month. Doug will discuss topics surrounding getting and managing an inheritance. If you have recently received an inheritance, hang tight till next month and Doug will have some valuable advice for you. If you're not already receiving updates on new episodes, sign up now, and as a special bonus, receive Doug's free ebook The Retirement Planning Book.

Are you considering stock trading as a way to make money? Don't! While stock trading may pump up your adrenalin, it hasn't necessarily been proven to drive up your market returns. If you're wondering why stock trading isn't as great as it is cracked up to be, download Doug's free resource that explains why. The resource uncovers why stock trading is a bad investment strategy. Doug explains why stock traders don't do well and what investment strategies do work. Download free resource: Here's Why You'll Make More Money If You DON'T Trade Stocks Are you registered for next week's webinar: The How to Make Money in the Stock Market? To learn more about the upcoming free webinar How to Make Money in the Stock Market, subscribe to our newsletter at GoldsteinonGelt.com. That way you'll be sure to get an invitation to join the webinar. If you're not already receiving updates on new episodes, sign up now, and as a special bonus, receive Doug's free ebook The Retirement Planning Book.

How do you protect your investments? Doug created a free resource containing ten steps to help you protect your investments from hackers. These ten steps are effortless and practical. Download Protect Your Investments from Hackers with These 10 Easy Steps. Keep all of your investments secure before investing. Download free resource: Protect Your Investments from Hackers with These 10 Easy Steps

Do you want to become a better investor?

Doug recently announced that he is creating an online financial course. There will be upcoming updates, but if you are interested in an in-depth, highly informative, online financial course, sign up for The Goldstein on Gelt newsletter. If you're not already receiving updates on new episodes, sign up now, and as a special bonus, receive Doug's free ebook The Retirement Planning Book.