Goldstein on Gelt

What should you take into consideration when choosing a financial advisor? When choosing a financial advisor, you must understand what his role is in helping you manage your money. Will he look at your investments on a daily basis? Who will make trading decisions? What does your financial advisor need to know about you, and what do you need to know about him? A good financial advisor will make sure that you understand your investment goals. Are you trying to get rich or to avoid being poor? Are you saving for a specific goal or do you need your investments to supplement your income in retirement? Dennis Miller, author of Retirement Reboot talks about the differences between "regular" and "retirement" investing, and how to deal with inflation risk when making financial decisions. Follow Dennis Miller's work at: http://milleronthemoney.com/

Should today's turbulent markets be compared to the Great Depression of the 1930s? Author and economist, Dr. Lawrence W. Reed explains how Roosevelt's policies caused the economic collapse to last much longer than it should. Listen to him explain how today's politicians may be leading us down a similar path. Follow Lawrence W. Reed and his work on https://fee.org and on Twitter: @lawrencewr Also on today's show, Doug discusses ETFs. Why would an investor sell stocks and invest in ETFs? What are the various types of ETFs available? Click here to watch a video explaining the S&P 100 Index and related funds. As the world changes, what will happen to the way that education is presented? Click here for a link to a free e-book by Seth Godin called Stop Stealing Dreams about how the school system should change.

Bad habits can cause more harm than you realize. Peter Bregman, best-selling author of Four Seconds: Four Seconds: All the time you need to stop counterproductive habits and get the results you want, explains how to overcome bad habits. Learn 3 steps you can take to improve bad financial habits and become a better investor and a happier person. Find out more about Peter Bregman and his work at: www.peterbregman.com Follow him on Twitter: @peterbregman Are you an American citizen contemplating aliya? Don't worry about your American assets. On today's show, Doug shares some tips useful to Americans living in Israel and many other countries. Want to learn more about investing? Doug is currently creating an investing course. Email him at: [email protected] with your biggest financial question and you will be able to take the course for free.

How safe and efficient is online banking compared to brick and mortar banking services? Martin Saidler, CEO and founder of Centralway, a company that develops mobile banking solutions, discusses the safety of online banking and the future of banks. Follow Martin Saidler at: https://www.centralway.com In the world of online banking what role do brokerage houses play? Find out what Doug told a South African listener, who is planning to move to Israel, about how to handle his finances when making aliya. Listen out for a link to an article explaining how to open a U.S. brokerage account from outside the United States and get some important advice about investing in Israel.

If you receive an inheritance, what is the best way to invest it – to pay off debt or put into savings? Follow a six-step plan for updating your portfolio to make the best use of an inheritance. When deciding on specific investments, is academic research helpful? According to Dana Anspach, CFP®, of Money Over 55, the answer is no. This is because often academics focus on a niche topic, whereas financial planners can see the complete picture. Follow Dana Anspach's work at: http://moneyover55.about.com and on Twitter: @moneyover55. Click here to find out why your investments must be different from those of your parents.

Yair Shamir, former agriculture minister and founder of Catalyst Investments, discusses how venture capital aids new technologies and boosts the Israeli economy. Shamir is chairman of MTA – Metropolitan Mass Transit System, which is building a new public transportation system in Tel Aviv. Shamir explains how this system will revolutionize life not only in the city, but Israel's central region's economy. Learn how to approach your personal investments like a venture capitalist, and make sure your emotions aren't affecting your decisions. Doug Goldstein discusses the potentially negative effect your emotions can have on the way you make financial decisions. When was the last time you reviewed your portfolio? Are you keeping your current investments because they are inherently strong, or out of a sense of loyalty to a particular company? Follow Yair Shamir and his work at: http://catalyst-fund.com/#team

Politicians often quote unemployment data, especially around elections, in order to gain votes. But what do these figures mean? Does the term "unemployed" refer to everyone who doesn't have a job, including students and stay-at-home mothers, or only to those who are jobless but are actively seeking work? Professor David Howden of St. Louis University (Madrid campus) defines unemployed and explains how to interpret this data. Also on today's show, is a discussion of mutual funds and discusses mutual funds and when they should or should not be used in cross-border investing. Find out how you can take Doug's upcoming investing course for free by simply sending Doug your biggest financial: [email protected]

Divorce splits the family's finances into two. Sometimes the two halves aren't exactly equal. Financial expert Peter Dunn discusses the most common money mistakes that arise during divorce:

• Is to worth fighting to keep the house?
• What should you do about your insurance policies?

What is the best way to get up to speed with financial issues if your soon-to-be-ex was in charge of the family's finances? Divorce is not the only emotionally fraught life change where there is a great potential to make financial mistakes. Receiving an inheritance also requires difficult financial decisions. Many people don't know what to do with their sudden windfall and they either end up spending it too fast or losing it on bad investments. In this financial podcast, find out the critical five steps you need to take to handle an inheritance and make the most of your newly acquired wealth. Follow Peter Dunn at: www.petetheplanner.com and on Twitter: @PeteThePlanner

Estate planning becomes more difficult when an American has non-American heirs. Listen to this financial podcast to find out about the most useful tools for cross-border estate planning, which strategies may be available to you, and what you need to know if your heirs are not U.S. citizens. Financial and estate planning is difficult enough for individuals; imagine how much more challenging it is for countries planning their budgets. Governments also seek strategies to prevent future economic problems and market crashes. Geoff Mulgan, former director of the UK Prime Minister's Strategy Unity and Chief Executive of NESTA (National Endowment for Science Technology and the Arts) discusses whether democratic governments have made any changes in their planning since the market meltdown of 2008. What should have been done to improve existing financial systems, and was a useful opportunity for change lost? Follow Geoff Mulgan at www.nesta.org.uk/ and on Twitter @geoffmulgan.

Does financial equality really exist for women? Financial advisor Cary Carbonaro, best-selling author of The Money Queen's Guide: For Women Who Want to Build Wealth and Banish Fear, reveals that women are still far from being financially equal to men. Generally, women live longer than men but work for a total of fewer years, for lower salaries, and as a result they tend to accrue two-thirds less savings than men. Find out how women can improve their financial situation and what they should do in the event of a divorce or the death of a partner. What happens to a brokerage account when its owner dies, and what if there is no will? Get tips and advice on how to claim the assets, what to do if the deceased lived in a different country, and what paperwork you need to start the process. Follow Cary Carbonaro at: http://moneyqueenguide.com and on Twitter @CaryCarbonaro and @MoneyQueenGuide.