• Semiconductors or chips: basically, anything that has a chip inside. This industry is worth millions, if not billions, of dollars.
• Software: from Facebook to Twitter to your operation system, everything runs on a code that someone wrote.

• Tech stocks are often traded at a premium compared to other market categories because of expected above average growth rates.
• Tech companies often do not have profits - sometimes they don't even have cash flow!

This week, it’s Doug’s birthday, and to celebrate, he goes back to basics. He shares the wisdom that his mother, a 17-year veteran of Wall Street, taught him, and the stock-picking trick his grandmother, one of the first women to be licensed as a stock broker in America, used.

In today’s guest interview, Peter Schiff, economist, financial analyst, and president of the Euro Pacific Bank, discusses the U.S. government’s debt and its effects on the economy. How can the American government debt be repaid? Peter Schiff goes head-to-head with Obama’s policies. He believes America is heading for a rude awakening when the world realizes that the U.S. can’t pay back her debt. Learn about Schiff’s solution to the debt crisis.

Follow Peter Schiff’s work at: http://www.europac.com/

Listen to his podcasts at www.schiffradio.com

Find out more about his books at: www.schiffbooks.com

Did you ever wonder why people make such a big deal about interest rates? Doug explains why interest rates affect you, what you should do if you think rates will keep rising, and how the risks of rising interest may impact your financial health.

In today’s interview, Doug meets Anne-Marie Slaughter, president and CEO of New America and author of Unfinished Business: Women, Men, Work, Family, who left her prestigious position as the first woman director of Policy Planning for the U.S. State Department to take care of her family. Shunned by many other feminists, she explains to the Goldstein On Gelt audience why she is still a feminist, but why the feminist movement hasn’t finished its job. What is the true meaning of equality, and why do attitudes need to change towards both men’s and women’s roles in order to achieve it?

Follow Anne-Marie Slaughter on Twitter: @slaughterAM

You can also find out more about her work at:

http://www.randomhousebooks.com/authors/anne-marie-slaughter/ and

https://www.newamerica.org/

You don’t need to be an American to trade in U.S. securities. Find out how to invest in one of the most popular investment tools, Exchange Traded Funds (ETFs), even when you don’t live in America. Learn why  ETFs are such popular investments, and how they may improve your portfolio’s return. Listen for the link to a video that will tell you if you need a money manager to handle your ETFs.

If you want to improve the way you handle your financial life, listen to the discussion with Marshall Goldsmith, author of Triggers: Creating Behavior that Lasts.He gives actionable tips that are easy to implement in order to improve your finances, and life in general. He even shares the details of the single most important phone call he has… every day!

Follow Marshall Goldsmith at www.marshallgoldsmith.com. You can also email him for more information about his work at [email protected]

Do you know the implications of moving your money from one country to another? The San Bernardino terror attack had serious repercussions on the world banking system. Learn which measures to take to keep your money out of the hands of terrorists. Does having a U.S. brokerage account protect against money laundering and keep your personal information safe?

 Steve Lohr, Pulitzer Prize winning journalist, editor, and author of Data-ism, weighs in on preventing money and personal data from falling into the wrong hands. He discusses information technology and data around the world. Data-gathering has many positive purposes, but it also has a dark side. How does data-gathering violate your personal privacy? Are banks doing enough to prevent money laundering?

Follow Steve Lohr and his work on the technology blog at The New York Times and on Twitter at @SteveLohr.

Retirement planning isn’t only about accumulating enough assets.

One of the secrets of financial success is developing good money habits. You can improve your financial habits by following the three T’s. Tune in to find out what these are.

Preparing for retirement isn’t only about money. Doug speaks with  Stan Hinden, retired Washington Post financial writer and author of How to Retire Happy: The 12 Most Important Decisions You Must Make Before You Retire, talks about how the most important things to do to prepare for an enjoyable retirement.

Listen now to find out the answers to these questions.