As I record this Congress is debating whether they should pass a $3.5 trillion bill or only a $1.5 trillion one. The former would equal $27,000 per household, while the latter would only be $12,000 per household. And yet when people are asked whether they would pay more to deal with problems like climate change only 34% are willing to pay more than $10 a month. People have no skin in the game on the former and they can at least imagine they have skin in the game on the latter, and in this episode I argue that this makes all the difference.