Greg Melia We understand the value of every dollar protected – precisely because we understand how hard our clients worked to earn it. In today’s market many investors simply suggest “staying the course” at any cost. In the wake of year-after-year of stock market slumps, this kind of financial insanity has left many honest, hard-working Americans with little to nothing left for retirement.

Angela Sebaly author of The Courageous Leader, is co-founder and CEO of the firm Personify Leadership, a leadership training provider.

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