Gresham Real Estate Investing & Real Estate Financial Planning™ Podcast

Gresham Real Estate Investing & Real Estate Financial Planning™ Podcast

By James OrrBusinessEntrepreneurshipInvesting
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Gresham Real Estate Investing & Real Estate Financial Planning™ Podcast episodes

  • Improving Cash Flow When Financing Your Next Rental Property

    Improving Cash Flow When Financing Your Next Rental Property

    When prices are high, mortgage interest rates are high, and rents are lagging, it can be more challenging than ever to generate great cash flow from a rental property. However, it is also more important than ever to do everything in your power to maximize cash flow.

    There are 88 strategies for improving cash flow on rental properties, with the largest number of strategies related to financing the rental property. This mini-class covers all the cash flow improving strategies related to financing your rental property.

    Check out the video of this class here:

    Improving Cash Flow When Financing Your Next Rental Property - Video Recording

    In this special mini-class for the Real Estate Financial Planner™ coaching program James covers:

    • 88 Ways to Improve Cash Flow from Real Estate Rental Properties including the following...
    • Strategies to improve cash flow before getting the loan
    • Strategies to improve cash flow by paying upfront instead of financing
    • Strategies to improve cash flow by changing/improving the borrower(s)
    • Strategies to improve cash flow by improving the relationship with the lender
    • Strategies to improve cash flow by changing the amortization schedule with the loan
    • Strategies to improve cash flow by changing the loan terms
    • Strategies to improve cash flow by improving Private Mortgage Insurance (PMI)
    • Strategies to improve cash flow by using other properties you own
    • Strategies to improve cash flow by uising non-traditional financing options
    • Plus more...

      • Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

      https://RealEstateFinancialPlanner.com/spreadsheet

      Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

      Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Gresham real estate investor podcast? Book a free consultation to discuss.

      1 hr 1 min
    • Reduce the Need for Down Payments When Buying Rental Properties

      Reduce the Need for Down Payments When Buying Rental Properties

      There are two primary ways to deal with down payments when buying rental properties: first you can REDUCE the need for them and second you can focus on ways to PRODUCE the down payment required. In this mini-class, James discusses strategies to reduce the need for down payments when buying rental properties.

      Check out the video of this class here:

      Reduce the Need for Down Payments When Buying Rental Properties - Video Recording

      In this special mini-class for the Real Estate Financial Planner™ coaching program James covers:

      • We're not just talking about down payment... but...
      • Reduce and Produce
      • Will it work for me? Fools will... and intelligent, gritty, resolved people will...
      • Minimize price to minimize down payment and some warnings with this strategy
      • A discussion of an image from Gary Keller's book The Millionaire Real Estate Investor
      • Strong seller's markets
      • Nothing down financing options
      • Creative financing options
      • Plus more...

        • Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

        https://RealEstateFinancialPlanner.com/spreadsheet

        Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

        Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Gresham real estate investor podcast? Book a free consultation to discuss.

        47 min
      • How Much Down Payment for Investment Property?

        How Much Down Payment for Investment Property?

        Check out the video of this class here:

        https://realestatefinancialplanner.com/how-much-down-payment-for-investment-property/

        In this special mini-class for the Real Estate Financial Planner™ coaching program James covers:

        • The two primary groups of loans for real estate investors...
        • How much down payment for an investment property?
        • Which loans are good for Nomads™ and house hackers in Gresham?
        • The no money down real estate investor loan options.
        • What's interesting about hard money loans, private loans and creative financing?
        • Plus more...

          • Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

          https://RealEstateFinancialPlanner.com/spreadsheet

          Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

          Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Gresham real estate investor podcast? Book a free consultation to discuss.

          19 min
        • What Does a Real Estate Agent Do When You’re Buying a Rental Property?

          What does a real estate agent do when you're buying a rental property? What are you use responsbible for? What do each of your other dream team members do?

          In this special mini-class for the Real Estate Financial Planner™ coaching program James covers:

          • What's the difference between a real estate agent, broker and Realtor?
          • A word on local variation from market to market and how to find out exactly what is different in your market.
          • The key roles and responsbilities when buying a rental property and who does what with an emphasis on what your real estate agent does.
          • A list of additional things you should be concerned on that your real estate agent probably won't do, but that you should do as the owner of a real estate investing business.

            • Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

            https://RealEstateFinancialPlanner.com/spreadsheet

            Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

            Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Gresham real estate investor podcast? Book a free consultation to discuss.

            43 min
          • Improving Cash Flow When Searching for Your Next Rental Property

            Don't wait until after you own your rental property to start optimizing cash flow. In this special recording, James discusses all the strategies for improving cash flow while you're actively searching for the next rental property to buy.

            In this special mini-class for the Real Estate Financial Planner™ coaching program James covers:

            • Real Estate Agent Selection - Besides all the things that a typical real estate agent might be able to do like help you select a better cash flowing rental property, negotiate a better deal on your behalf, refer you to quality, good value dream team members… your real estate agent may also be able to rebate part of their commission back to you at closing and you could use that money to improve cash flow. One way to improve cash flow with the rebated commission is to buy down your mortgage interest rate.
            • Lock/Float Your Mortgage Interest Rate - Lock in your mortgage interest rate while searching for properties to avoid having rates rise while you’re finding your next rental property.
            • Search for Less Expensive Properties - Buying less expensive properties and getting the same rent you’d get on higher priced properties can improve cash flow.
            • Search for Pretty Properties - Use money you would otherwise use for fixing up properties to buy down the interest rate might result in improved cash flow.
            • Search for Seller Concessions - Look for properties where sellers are willing to contribute some money toward your closing costs. You could use their contributions to improve cash flow by buying down the interest rate.
            • Search for Creative Financing - Find properties where the terms of the loan aren’t directly dictated by the lender but negotiated between buyer and seller.

              • This covers one section of the 88 Ways to Improve Cash Flow from Real Estate Rental Properties.


              Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

              https://RealEstateFinancialPlanner.com/spreadsheet

              Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

              Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Gresham real estate investor podcast? Book a free consultation to discuss.

              32 min
            • Real Estate Financial Planner™ Coaching - When to Do Upgrades with a Value-Add Rental Property

              When should you upgrade or do improvements to your rental property? How do you tell if it is worthwhile doing the improvements/upgrades?

              In this special mini-class for the Real Estate Financial Planner™ coaching program James covers:

              • Where are we as we improve rental property cash flow/now?
              • Distinctions between BRRR/R and taking advantage of forced appreciation for a quick sale and keeping a rental for long-term wealth building and cash flow/now.
              • How Return Quadrants™ are impacted by upgrades.
              • A look at Return in Dollars Quadrants™.
              • A look at Return on Investment Quadrants™.
              • A look at Return on Equity Quadrants™.
              • How to determine if you should do the upgrades/improvements or not... will it improve returns (with a math example)
              • Will doing the upgrade/improvement make your return better or worse? A quick, math-based, decision-making thought process.
              • The simple math discussion
              • The more complicated math discussion including how to do it using Internal Rate of Return (IRR)

                • Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

                https://RealEstateFinancialPlanner.com/spreadsheet

                Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

                Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Gresham real estate investor podcast? Book a free consultation to discuss.

                45 min
              • Real Estate Financial Planner™ Coaching - Your Financial Independence

                The Your Financial Independence module for the new Real Estate Financial Planner Coaching program for folks looking to buy a property in the next 90 days that will move them closer to financial independence despite high prices, high interest rates and lagging rents.

                James covers:

                • Does buying this property move you closer to your goal of being financially independent?
                • What financial independence is using the Financial Independence Definition Star
                • The Phases of Financial Independence™
                • The Stages or Milestones of the financial independence journey
                • The Ultimate Financial Independence Retire Early Budget™
                • FIRE Belgium's The Simple Path to Financial Independence infographic
                • Having Cash Flow as a goal
                • Why The First $100K Is The Hardest
                • And the Property Lifecycle™

                  • Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

                  https://RealEstateFinancialPlanner.com/spreadsheet

                  Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

                  Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Gresham real estate investor podcast? Book a free consultation to discuss.

                  1 hr 1 min
                • Real Estate Financial Planner™ Coaching - Introduction

                  Introduction to the Real Estate Financial Planner Coaching program for folks looking to buy a property in the next 90 days that will move them closer to financial independence despite high prices, high interest rates and lagging rents.

                  James covers the 7 steps all real estate investors should go through when buying a rental property and the 20 modules in the new coaching program for those looking to buy a rental property in the next 90 days.


                  Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

                  https://RealEstateFinancialPlanner.com/spreadsheet

                  Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

                  Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Gresham real estate investor podcast? Book a free consultation to discuss.

                  22 min
                • What Does Financially Independent Mean?

                  What does financially independent mean? Find out in this special, deep-dive podcast episode.

                  James defines financially independent:

                  • Passive Income from things like social security, pensions and annuities
                  • Net positive cash flow from rental properties
                  • Safe withdrawal rate times other invested assets like stocks and bonds

                    • James discusses how you need to have clarity on what financial independence looks like for you... especially as a real estate investor... and then what you need to do to get there.

                    What you NEED to be financially independent is your ultimate destination. That's what your budget looks like when financially independent.

                    What you choose to invest in is the path to financial independence. That's your action plan.

                    James provides you with The Ultimate FIRE Budget so you can plan your budget now, when you're at lean FIRE and when you're at fat FIRE... and specifically what your sources of income are for being financially independent at each of those three stages.

                    James also discusses Warren Buffett's two list strategy as described by James Clear and how that applies to real estate investors seeking financial independence.

                    Bonus conversation about whether you should pay off your primary residence or not and how that has far reaching implications on other financial questions.

                    Watch the video version of this class:

                    https://realestatefinancialplanner.com/what-does-financially-independent-mean/

                    Resources Mentioned In Class

                    • The Ultimate FIRE Budget - Determine what your budget and investments look like now, when you're lean FIRE and when you've achieved fat FIRE with this free video and spreadsheet download.
                    • Gresham, Oregon Real Estate Modeling - Click on the link to copy any Scenario for Gresham, Oregon to have James walk you through any calculation including Cash on Cash Return on Investment for any property used in the modeling.

                      • Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

                      https://RealEstateFinancialPlanner.com/spreadsheet

                      Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

                      Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Gresham real estate investor podcast? Book a free consultation to discuss.

                      1 hr 24 min
                    • How to Calculate Cash on Cash Return on Investment

                      Learn how to calculate Cash on Cash Return on Investment for rental properties in Gresham.

                      James walks you through, step-by-step, how to calculate Cash on Cash Return on Investment for rental properties in Gresham including all the sub-calculations including Gross Potential Income (GPI), Gross Operating Income (GOI), Operating Expenses (OpEx), Net Operating Income (NOI), and Cash Flow. And, where to get every number you'll need to do the calculations yourself.

                      Find out why it is hard to give you an idea of what a typical Cash on Cash Return on Investment calculation might be on properties.

                      Learn how Cash on Cash Return on Investment is similar to Cap Rate and, more importantly, how it is different.

                      Plus, James will show you how to have The World's Greatest Real Estate Deal Analysis Spreadsheet™ (free spreadsheet download) do the Cash on Cash Return on Investment calculation for you.

                      See the Cash on Cash Return on Investment calculation with the newest spreadsheet: James's Visual Cash on Cash Return on Investment Calculator for Rental Property™ and the Improve Cash on Cash Return on Investment Focuser™ to see where to focus your energy to improve Cash on Cash Return on Investment with the least effort. Or, see another new spreadsheet: Rental Portfolio Cash on Cash ROI for tracking Cash on Cash Return on Investment on properties in your portfolio.

                      Watch the video version of this class:

                      https://realestatefinancialplanner.com/cash-on-cash-roi/

                      Resources Mentioned In Class

                      • Return Quadrants™ - Learn about all the different Return Quadrants™ and how we use them to show you how a property is performing.
                      • Gresham, Oregon Real Estate Modeling - Click on the link to copy any Scenario for Gresham, Oregon to have James walk you through any calculation including Cash on Cash Return on Investment for any property used in the modeling.

                        • Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

                        https://RealEstateFinancialPlanner.com/spreadsheet

                        Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

                        Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Gresham real estate investor podcast? Book a free consultation to discuss.

                        1 hr 5 min

                      About Gresham Real Estate Investing & Real Estate Financial Planning™ Podcast

                      From the publisher's feed

                      Learn all about investing in real estate in Gresham, Oregon with a combination of real estate financial planning and modeling with numbers specific to Gresham plus syndicated, more generalized…