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Gresham Real Estate Investing & Real Estate Financial Planning™ Podcast
Gresham Real Estate Investing & Real Estate Financial Planning™ Podcast episodes
- Calculating Cap Rate for Rental Properties: A Step-by-Step Guide
Learn how to calculate cap rate on rental properties in Gresham.
James walks you through, step-by-step, how to calculate capitalization rate (cap rate) on rental properties in Gresham including all the sub-calculations including Gross Potential Income (GPI), Gross Operating Income (GOI), Operating Expenses (OpEx), and Net Operating Income (NOI). And, where to get every number you'll need to do the calculations yourself.
Find out what a typical cap rate might be including some historical cap rates for a variety of investment types.
Learn how cap rate is similar to Cash on Cash Return on Investment and, more importantly, how it is different.
Plus, James will show you how to have The World's Greatest Real Estate Deal Analysis Spreadsheet™ (free spreadsheet download) do the cap rate calculation for you.
See the cap rate calculation with the newest spreadsheet: James's Visual Cap Rate Calculator for Rental Property™ and the Improve Cap Rate Focuser™ to see where to focus your energy to improve cap rate with the least effort. Or, see another new spreadsheet: Rental Portfolio Cap Rates for tracking cap rates on properties in your portfolio.
Watch the video version of this class:
https://realestatefinancialplanner.com/cap-rate/
Resources Mentioned In Class
- Return Quadrants™ - Learn about all the different Return Quadrants™ and how we use them to show you how a property is performing.
- Gresham, Oregon Real Estate Modeling - Click on the link to copy any Scenario for Gresham, Oregon to have James walk you through any calculation including Cap Rate for any property used in the modeling.
Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:
https://RealEstateFinancialPlanner.com/spreadsheet
Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.
Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Gresham real estate investor podcast? Book a free consultation to discuss.
42 min - Why You Still Might Want to Invest in Real Estate in Gresham Despite High Prices, High Interest Rates, and Lagging Rents
Real estate prices in Gresham are high. Mortgage interest rates are high. Rents are lagging in Gresham. Is real estate a good investment in Gresham right now?
In this special webinar James discusses why you might still want to invest in real estate in Gresham despite high prices, high interest rates, and lagging rents.
James will discuss why Charlie Munger says that the first $100K is the hardest. Plus, why its not ALWAYS just about cash flow with real estate investments and why you still might want to invest in real estate in Gresham despite our current market conditions.
James has modeled just over 300 different US cities for this class for you to choose from, jump right to Gresham:
https://RealEstateFinancialPlanner.com/model/OR/Gresham/
Watch the video version of this class:
https://realestatefinancialplanner.com/why-you-still-might-want-to-invest-in-real-estate-despite-high-prices-high-interest-rates-and-lagging-rents/
Resources Mentioned In Class
- First $100K is the Hardest - Learn the surprising math behind why the first $100K is the hardest to acquire and what you should do about it.
- Return Quadrants™ - Learn about all the different Return Quadrants™ and how we use them to show you how a property is performing.
- Model - Select Gresham, Oregon and see the Baseline Nomad™ Scenario, 20%/25% down, and buying properties for cash and how it performs in your city.
Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:
https://RealEstateFinancialPlanner.com/spreadsheet
Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.
Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Gresham real estate investor podcast? Book a free consultation to discuss.
1 hr 1 min - Real Estate Nomad™ in Gresham
The Nomad™ real estate investing strategy has you buying properties as an owner-occupant, living in them for at least a year… to fulfil your obligations to the lender for getting a low/nothing down loan with better interest rates… then converting them to a rental and moving into a new property.
Repeat this until you have the number of rental properties you desire.
But, how does the Nomad™ real estate investing strategy work in Gresham with Gresham housing prices, rents, taxes, insurance and rents with today’s interest rates?
How quickly can you achieve financial independence using the strategy?
How risky is the strategy?
In this class, James will walk you through the basics of the Nomad™ real estate investing strategy including all the assumptions we used for Gresham and you can see exactly how effective… or ineffective… the Nomad™ strategy is in Gresham with Gresham, Oregon numbers.
BONUS: Plus, you’ll be able to copy the Scenario into your own Real Estate Financial Planner™ account to modify any of our assumptions that you think we might have got wrong and see how that impacts the plan.
James has modeled just over 300 different US cities for this class for you to choose from, jump right to Gresham:
https://RealEstateFinancialPlanner.com/model/OR/Gresham/
Watch the video version of this class:
https://realestatefinancialplanner.com/real-estate-nomad-in-your-city/
Resources Mentioned In Class
- Cash Flow Power Meter™ - Learn about the Cash Flow Power Meter™ that appears at the top of assumptions for every property.
- Return Quadrants™ - Learn about all the different Return Quadrants™ and how we use them to show you how a property is performing.
- Everything You Learned About Deal Analysis is Wrong – ROIQ+R™ - A full class on the Return Quadrants™ and both the why we use reserves in our return calculations and how to use reserves when doing these cacluations.
- Model - Select YOUR CITY and see the Baseline Nomad™ Scenario.
- Real Estate Investor FIRE - Learn about the different types of Financial Independence Retire Early (FIRE) for real estate investors with this full class.
- Asset Allocation Secrets of Real Estate Investors - Learn about asset allocation for real estate investors in this special class recording.
- The Ultimate Guide to Private Mortgage Insurance - Learn all about Private Mortgage Insurance (PMI) in this special class recording.
Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:
https://RealEstateFinancialPlanner.com/spreadsheet
Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.
Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Gresham real estate investor podcast? Book a free consultation to discuss.
58 min - Modeling Your Real Estate Investments - Rules Overview
Learn more about modeling your real estate investing strategy in CityName using a variety of different rules in the Real Estate Financial Planner™ software.
Watch the video version of this class:
https://realestatefinancialplanner.com/modeling-your-real-estate-investments-rules-overview/
Resources Mentioned In Class
- Real Estate Financial Planner™ Software - Get a free account on the Real Estate Financial Planner™ software to do your own modeling using the rules described in this class.
- Cash Flow versus Appreciation - A full class comparing investing in a market that has great cash flow versus a market that has great appreciation.
Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:
https://RealEstateFinancialPlanner.com/spreadsheet
Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.
Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Gresham real estate investor podcast? Book a free consultation to discuss.
1 hr 6 min - Are FHA Loans for Suckers?
You can purchase a property in Gresham, Oregon using an FHA loan with just 3.5% down. Heck, sometimes you can even get down payment assistance to help with the 3.5% down payment.
But there are other loans with lower down payment options.
However, when you put less than 20% down, FHA loans require you buy insurance to protect the lender in case you default on the loan.
This insurance… called Mortgage Insurance Premiums (MIP) for FHA loans or the equivalent of Private Mortgage Insurance (PMI) on other types of loans… has both an upfront premium and a monthly premium.
And, with FHA loans this monthly premium NEVER goes away… even when you pay down the loan to well below 80% loan-to-value.
With this Mortgage Insurance Premium (MIP) that never goes away… does that mean that FHA loans are for suckers?!
Well… not so fast… in this class we will talk about the pros and cons of FHA loans and see if they’re really just a sucker’s loan or if Gresham real estate investors could utilize FHA loans in a beneficial way.
See the charts and watch the video version of this class:
https://realestatefinancialplanner.com/are-fha-loans-for-suckers/
Resources Mentioned In Class
- The Ultimate Guide to Private Mortgage Insurance - A full class on Private Mortgage Insurance.
Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:
https://RealEstateFinancialPlanner.com/spreadsheet
Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.
Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Gresham real estate investor podcast? Book a free consultation to discuss.
56 min - Housing Starts Reaction Video
- Are we currently over-building?
- Have we been over-building in the last few years?
- Where are all the 5+ unit new construction properties?
- What can builders tell us about impending recessions?
Find out the answers to these questions and more in this first-ever chart reaction podcast episode and video from James as he goes over the following two charts from Bill McBride’s Calculated Risk Blog.
See the charts and watch the video version of this chart reaction video:
https://refp.substack.com/p/housing-starts-reaction-videoFree Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:
https://RealEstateFinancialPlanner.com/spreadsheet
Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.
Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Gresham real estate investor podcast? Book a free consultation to discuss.
19 min - Effects of Shifting Economic Forces on the Real Estate Market
James is interviewed by Dave Goldberg with The Investor's Source about the effects of shifting economic forces on the real estate market.
Watch the video version of this interview:
https://www.youtube.com/watch?v=DELMeIdX8KE
Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:
https://RealEstateFinancialPlanner.com/spreadsheet
Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.
Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Gresham real estate investor podcast? Book a free consultation to discuss.
37 min - 10 Things I Wish I Knew Before Starting to Invest in Real Estate
This is a very personal recording of a class I recorded on March 10, 2021 for our real estate investor group in Northern Colorado.
In it I share some very failures and what I wish I knew if I was getting started investing in real estate in Gresham.
Here's my list of tips:
- Not Get Rich Quick
- "A great business at a fair price is superior to a fair business at a great price." – Charlie Munger
- Reserves
- Return Quadrants™
- Nomad™
- Focus
- Grass Isn’t Always Greener
- Past does not equal the Future
- Deeper Understanding of Income and Expenses
- Sharpen The Saw
Watch the video version of this class:
https://realestatefinancialplanner.com/10-things-i-wish-i-knew-before-starting-to-invest-in-real-estate/
Resources Mentioned
In this episode James mentions the following resources:- First $100K Is The Hardest - Some more detailed information and explanation on why the first $100K is the hardest.
- Everything You Learned About Deal Analysis is Wrong - An entire class about using the Return Quadrants and reserves when analyzing deals.
- Return in Dollars Quadrant™ - Learn about the Return in Dollars Quadrant™ and each area of return on investment properties.
- Return on Investment Quadrant™ - Learn about the Return on Investment Quadrant™ and how much return you get from each area of return on investment properties.
- Cash Flow Power Meter™ - A tool to visualize how strong cash flow is on a property.
- The World's Greatest Real Estate Deal Analysis Spreadsheet™
Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:
https://RealEstateFinancialPlanner.com/spreadsheet
Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.
Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Gresham real estate investor podcast? Book a free consultation to discuss.
2 hr 23 min - Having Confidence Modeling Retirement with Real Estate Investments
With rising interest rates in Gresham, some real estate investors wonder what's a reasonable mortgage interest rate to use when planning out their next purchases.
This episode was recorded to help real estate investors better understand historical mortgage interest rates and what is reasonable to use when modeling future real estate purchases.
If you're buying a property in the next 30-90 days... just call your lender and get the current mortgage rates. But, what interest rate should you use if you're thinking about buying 10 properties over the next 10 years? How confident are you using that rate? How confident should you be?
James discusses this idea and shares with you a brand-new, super-simple spreadsheet called the Mortgage Interest Rate Confidence Meter™ that uses historic mortgage interest rate data to tell you how confident you should be using whatever interest rate you enter.
Watch the video version of this class:
https://realestatefinancialplanner.com/having-confidence-with-modeling-retirement-with-real-estate-investments/
Resources Mentioned In this episode James mentions the following resources:
- 30-Year Fixed Rate Mortgage Average in the United States from The Federal Reserve
- Download the Mortgage Interest Rate Confidence Meter™ for Microsoft Excel
- The World's Greatest Real Estate Deal Analysis Spreadsheet™
Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:
https://RealEstateFinancialPlanner.com/spreadsheet
Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.
Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Gresham real estate investor podcast? Book a free consultation to discuss.
13 min - Is Nomad Dead?!
This is a recording of a class I recorded way back in June, 2021 for our real estate investor group in Northern Colorado. So, why am I publishing a class that's over a year old on October 24, 2022?
Over the last month, I've had several people suggest to me or ask me if in our current real estate market in Gresham... a real estate market where...
- Prices are UP... A LOT!
- Interest rates are UP... A LOT!
- Demand has cooled off quite a bit.
- Rents are UP, but not THAT MUCH.
- Income is UP, but not THAT MUCH.
- Inflation is definitely HERE and likely to continue until the world... and yes... there is a worldwide inflation issue... not just in the US... gets it under control.
...if in that type of real estate market in Gresham... should they even be considering buying properties?
For example, yesterday I got the following email from a client:
"So what’s your advice to buyer clients right now? Wait for prices to fall? Buy now but with cash? Use those builder incentive loans? Watch TV with the dog?"
My response: watch the "Is Nomad Dead?!" class... that's still my answer.
And, so I figured... I might share with you the class that I feel is a really solid start to the answer to the question... should I even be thinking about investing in real estate right now with the market... especially the real estate market in Gresham... in its current state.
One more thing before I share with you the class recording... while the answer I gave in the class is appropriate for today's real estate market... there is some additional nuance that I should... and probably will... take some time to add in future content I put out... so be sure to subscribe and be on the lookout for that.
This episode was recorded to help real estate investors make better decisions about whether they should buy investment properties or not.
Watch the video version of this class:
https://realestatefinancialplanner.com/is-nomad-dead/
Resources Mentioned
In this episode James mentions the following resources:- Evaluating Mortgages and Comparing Lenders - Class on how to evaluate different mortgage options and compare different lenders.
- Everything You Learned About Deal Analysis is Wrong - An entire class about using the Return Quadrants and reserves when analyzing deals.
- Return in Dollars Quadrant™ - Learn about the Return in Dollars Quadrant™ and each area of return on investment properties.
- Return on Investment Quadrant™ - Learn about the Return on Investment Quadrant™ and how much return you get from each area of return on investment properties.
- Cash Flow Power Meter™ - A tool to visualize how strong cash flow is on a property.
- The World's Greatest Real Estate Deal Analysis Spreadsheet™
Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:
https://RealEstateFinancialPlanner.com/spreadsheet
Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.
Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Gresham real estate investor podcast? Book a free consultation to discuss.
2 hr 3 min
About Gresham Real Estate Investing & Real Estate Financial Planning™ Podcast
From the publisher's feed
Learn all about investing in real estate in Gresham, Oregon with a combination of real estate financial planning and modeling with numbers specific to Gresham plus syndicated, more generalized…
recordings of live and pre-recorded real estate investing classes (not all specific to Gresham).