"I’m 39 with $400,000 saved for retirement. I have a savings rate of 30%, and I have no debt. Based on my current savings rate and lifestyle, what's a realistic early retirement age for me?" We're answering YOUR questions on this week's Get Ready For The Future Show!

• If I don’t need my RMDs for living expenses, what strategies can I use to minimize taxes?

• I’m getting nervous about the market. Should I be increasing my cash position, and if so, what's the right percentage?

• I work a normal 9-5 but I also have a couple of side gigs that produce a decent amount of money. What's the best way to reinvest my side income - back into the business or into my retirement accounts?

And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to [email protected]!

Originally aired 1/21/2026