"My wife and I both have pensions. How should we coordinate those with our Social Security and investments?" We’re answering YOUR questions on this week’s Get Ready For The Future Show!

✅ I’m 55 and still have $30,000 in student loans. Should I pay them off or focus on maxing my 401(k)?

✅ We’re retiring next year and wondering how much we should keep in cash vs. invested. What's a good rule of thumb?

✅ We’ve never tracked our expenses, but we know we’re spending more than we should. How do we start budgeting without getting overwhelmed?

All this straight talk and more LIVE, Wednesday at 11:30! 🎙️

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❓ Have your own questions? Call or text us at 501.381.5228 or email [email protected]

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We’re here to help you navigate the journey to true financial independence. See you there!

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#financialindependence #retirementplanning #specialneedstrust #estateplanning #401krollover #retirementsavings #catchupcontributions #investing #marketvolatility #financialadvisor #financialplanning #personalfinance #genwealthfinancialadvisors #money #financialeducation #financialliteracy #investmentstrategy #QandA #podcast #radioshow #radio

In this episode of The Get Ready For The Future Show, titled "Fastest Four: Why 90% of Americans Overpay Taxes — And How to Stop," I delve into the critical role of tax planning and its impact on your financial future. With the tax deadline now behind us, I discuss strategies to avoid overpaying taxes and ensure you don’t deplete your savings just to settle your tax bill. From adjusting your W-4 to maximizing retirement contributions and utilizing health savings accounts, I cover essential tips that can lead to significant tax savings. Join me for this concise yet informative episode, where I empower you to take control of your tax situation and better prepare for retirement. Don't let the complexities of taxes catch you off guard—tune in to learn how to navigate them effectively.

"We’ve always had separate accounts and we’re both retiring next year. Is it time to combine, or should we keep things separate?" We’re answering YOUR questions on this week’s Get Ready For The Future Show!

• I inherited my dad’s IRA last year and I’m confused about the 10-year rule. Do I have to take distributions every year or just by the end?

• I’m in my early 60s and have never worked with a financial advisor. How much does it typically cost, and what should I expect from that relationship?

• Our adult son is struggling financially. We want to help without enabling bad habits. What’s the best way to support him?

And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to [email protected]!

Originally aired 4/8/2026

The Iran-US ceasefire just sent shockwaves through global markets — and your portfolio could be affected. In this week's Fastest 4 Minutes in Finance, Scott Inman breaks down what the preliminary ceasefire agreement means for oil prices, stock valuations, inflation, interest rates, and your long-term investment strategy.

Are retirement taxes the biggest threat to your financial future?

A new study shows that 70% of Americans are worried about taxes in retirement, and for Gen X, that number jumps to 80%. If you’re relying on a 401(k) or IRA, this is a conversation you can’t afford to ignore.

In this episode of Fastest 4 Minutes in Finance, we break down:

• Why withdrawals from tax-deferred accounts can push you into higher tax brackets

• How your income could increase Medicare premiums by thousands

• The hidden risk of waiting too long and getting hit with Required Minimum Distributions (RMDs)

• Smart strategies like Roth conversions and tax diversification to create more tax-free income

“I’m 65 and still working. I have a large traditional IRA and I’m worried about RMDs later. Should I start Roth conversions now?” We’re answering YOUR questions on this week’s Get Ready For The Future Show!

We have $150,000 in a savings account earning almost nothing. What are our options for getting better returns without taking on big risk?

I’m 70 and want to gift some of our money to our grandkids now while we’re alive. How do we do that smartly?

Our home has skyrocketed in value. Should we downsize now and invest the proceeds, or ride it out longer?

And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to [email protected]!

Originally aired 4/1/2026

“I’ve heard the first few years of retirement are the most financially vulnerable. Why is that, and what can I do about it?” We’re answering YOUR questions on this week’s Get Ready For The Future Show!

• I’m 50 and recently divorced. I split retirement assets in the divorce, but now I’m not sure if I’m still on track. How do I rebuild with a 15-year timeline?

• We’re both 62 and wondering if it’s better to take Social Security now or wait until 67. The break-even math is confusing.

• Our financial advisor is retiring soon. What should we look for when choosing someone new?

And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to [email protected]!

Originally aired 3/25/2026

Is the U.S. dollar really collapsing, or is this just another wave of fear-driven headlines?

In this week’s Fastest 4 Minutes in Finance, we break down what’s actually happening with the dollar after it hit a 4-year low following a 10.7% decline in 2025 and why the story isn’t as simple as it sounds.

An inheritance can be a gift — or a burden. We’re answering YOUR questions on this week’s Get Ready For The Future Show!

✅ We just inherited my parents’ house. Should we sell it now or hold it as a rental?

✅ I have several IRAs from different jobs. Should I consolidate them into one account?

✅ We’re retired and have plenty invested. Do we still need a separate emergency fund?

✅ We’re in our early 70s. Is a reverse mortgage ever a good idea — and what should we watch out for?

We’ll break down the pros, cons, and planning considerations behind each of these important retirement decisions.

All this straight talk and more LIVE, Wednesday at 11:30! 🎙️

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❓ Have your own questions? Call or text us at 501.381.5228 or email [email protected]

.

We’re here to help you navigate the journey to true financial independence.

–

#financialindependence #retirementplanning #inheritanceplanning #reversemortgage #IRA #retirementincome #financialadvisor #financialplanning #personalfinance #genwealthfinancialadvisors #financialeducation #financialliteracy #investing #investmentstrategy #QandA #podcast #radioshow #radio

Join me on this episode of The Get Ready For The Future Show as we delve into the fascinating intersection of politics and the stock market during midterm election years. With the recent primary elections in Arkansas and the upcoming general elections nationwide, I’ll share insights from Chris Fasciano, Chief Market Strategist at Commonwealth. We’ll explore how historical trends reveal that midterm election years typically see lower average stock market returns and increased volatility. However, don’t let that discourage you! Discover why the year following midterms often brings robust market performance, regardless of political party control. Tune in to learn how to navigate these fluctuations without letting fear dictate your investment strategy. Focus on your financial plan, not politics.