"I plan to retire at 65 but may still work part-time. How do I plan income and taxes if I’m only partially retired?" We're answering YOUR questions on this week's Get Ready For The Future Show!

✅ We just retired last year and are spending more than we expected. How do we rein in our budget before it becomes a problem?

✅ My wife doesn’t work, but I do. Can I contribute to a Roth IRA on her behalf?

✅ We’re 60 and still have 10 years left on our mortgage. Should we pay it off early, or just keep making the payments into retirement?

All this straight talk and more LIVE, Wednesday at 11:30!🎙️

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❓ Have your own questions? Call or text us at 501.381.5228 or email [email protected]. We're here to help you navigate the journey to true financial independence. See you there!

Originally Aired: 2026.02.18

"We recently moved from Texas to Arkansas. Do we need to update our will or estate plan to match Arkansas laws?" We're answering YOUR questions on this week's Get Ready For The Future Show!

• I’ve always managed our finances, but now my health is declining. How do I make sure my spouse is prepared to take over?

• I’m 52 and my company matches 6% in my 401(k). I’m contributing 10%, but should I be doing more — or putting extra into a Roth IRA instead?

And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to [email protected]!

Originally aired 2/11/2026

Your tax refund in 2026 could be bigger than you think — and most people have no idea why. In this week’s Fastest Four Minutes in Finance, Scott Inman breaks down 5 major tax law changes from the “One Big Beautiful Bill” that could increase your refund or lower what you owe this year. According to the Tax Foundation, the average refund could be up to $1,000 higher. But here’s the real question: If you do get a bigger refund… what will you do with it?

"My 401(k) has grown a lot over the years. Should I consider rebalancing it now that I’m 60?" We're answering YOUR questions on this week's Get Ready For The Future Show!

• At 57 years old, what 401(k) percentage should I be contributing if I would like to retire at 60?

• We’re nearing retirement and not sure how much we should keep in cash vs. investments. What’s the right balance?

• My brother wants to borrow money from us to start a business. We’re in our mid-50s. Is this ever a good idea?

And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to [email protected]!

Originally aired 2/4/2026

Software stocks have officially entered bear market territory — and artificial intelligence is at the center of the fear.

In this week’s Fastest 4 Minutes in Finance, we break down why software stocks are down nearly 30%, what sparked the sudden sell-off, and how AI developments from companies like Anthropic are reshaping investor sentiment. As fears grow that AI could replace traditional software, money has rushed out of software stocks and into semiconductors — creating a sharp market divergence.

But is this panic justified?

Artificial Intelligence has driven market optimism for years—but the real opportunity may just be getting started.

In this episode of Fastest 4 Minutes in Finance, Scott Inman breaks down the shift from AI buildout to AI adoption and why that transition could be a major driver of economic growth, productivity, and stock market performance in 2026.

"I’m 39 with $400,000 saved for retirement. I have a savings rate of 30%, and I have no debt. Based on my current savings rate and lifestyle, what's a realistic early retirement age for me?" We're answering YOUR questions on this week's Get Ready For The Future Show!

• If I don’t need my RMDs for living expenses, what strategies can I use to minimize taxes?

• I’m getting nervous about the market. Should I be increasing my cash position, and if so, what's the right percentage?

• I work a normal 9-5 but I also have a couple of side gigs that produce a decent amount of money. What's the best way to reinvest my side income - back into the business or into my retirement accounts?

And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to [email protected]!

Originally aired 1/21/2026

What is the bond market telling us about the health of the U.S. economy right now?

In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down how recent geopolitical tension involving Donald Trump, proposed tariffs, and renewed trade-war fears rattled markets—and why bond market signals may matter more than stock market headlines.

"We’re both in our early 60s and thinking of retiring abroad. What financial considerations should we keep in mind before making the move?" We're answering YOUR questions on this week's Get Ready For The Future Show!

• We’re retiring soon and still have old 401(k)s at multiple companies. Should we consolidate them into one IRA or leave them where they are

• I’m 56 and care for my elderly mother. Can I get any tax breaks or financial help for caregiving?

• We’re 65 and still paying premiums on a whole life policy we bought 30 years ago. Should we keep it, cash it in, or convert it?

And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to [email protected]!

Originally aired 1/14/2026

Just because a bull market is aging doesn’t mean it’s about to end.

In this episode of Fastest 4 Minutes in Finance, Scott Inman breaks down what history tells us about the fourth year of a bull market, using data going back to 1949. With the S&P 500 up roughly 80% since the bull market began in October 2022, many investors are asking whether the run is running out of steam—or if there’s still fuel left in the tank.