YMYW friends, welcome to 2025. Today on Your Money, Your Wealth® podcast number 511, we’re revisiting your favorite topics of 2024 as Joe Anderson, CFP® and Big Al Clopine, CPA spitball on strategies for building up tax-free retirement income in Roth accounts, determining your appropriate mix of taxable, tax-deferred, and tax-free savings (also known as tax diversification), and whether YMYW viewers and listeners can retire as soon as possible.

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Timestamps:

• 00:00 - Intro: This Week on the YMYW Podcast
• 00:59 - Can We Afford to Spend $120k/Year Inflation Adjusted in Retirement? (Joe & Angelina Jolie, Strawberry Plains, TN)
  • From ep. 503: YMYW Most Plays in 2024 on Apple Podcasts, YMYW Most Streamed in 2024 on Spotify
• 08:14 - Can I Contribute to My Wife’s Roth IRA? Can I Max Out Multiple Roth Accounts? Should We Do Roth Conversions? (Theodore & Louise, Seattle, WA)
  • From ep. 504: YMYW Most Consumed in 2024 on Apple Podcasts, YMYW Most New Subscribers in 2024 on YouTube
• 15:21 - Download the 2024 Key Financial Data Guide for free. Subscribe to the YMYW podcast, the YouTube channel, and the YMYW newsletter, and get the 2025 guide as soon as it's released!
• 16:46 - We Want to Retire As Soon as Humanly Possible. Brokerage vs. Solo 401(k) for Surplus Funds? (Ricochet J, CO)
  • From ep. 505: YMYW Most Engaged Listeners in 2024 on Apple Podcasts, YMYW Most Listeners in 2024 on Spotify
• 31:05 - How Much Money Do We Need to Retire ASAP? (Barney and Betty, NE New Jersey)
  • From ep. 493: YMYW Most Engaged Listeners in 2024 on Amazon Music
• 44:20 - Calculate your Financial Blueprint, Schedule a Financial Assessment
• 45:39 - Ed Slott: How Much Money Can You Save in Taxes With Good Tax Planning? What About People Who Don’t Have the Money to Pay the Tax on a Roth Conversion?
  • From ep. 489: YMYW Most Views & Watch Time in 2024 on YouTube
• 51:51 - Tax Diversification General Guidelines? (Brian, Naperville, IL)
  • From ep. 468: YMYW Most Downloaded Across All Podcast Platforms in 2024
• 57:33 - Andi's Favorite Derail of 2024: Clark & Ellen Griswold, Tuktoyaktuk reading Derail from ep. 498
• 1:01:07 - Outro: 2024 YMYW Podcast Stats