The good (delayed required distributions), the bad (say goodbye to the stretch IRA) and the ugly (annuities in your 401(k) plan). Plus our first guests…for about 12 seconds.

Incentives to move to Topeka and Italy. Hmmm…which one to pick? Investment selections in 401(k)s, using them to pay down debt or pay for college. Suggestions to make college admissions fairer. Tip of the week – Do NOT hide your money in the old boiler!

He said it was her fault and she said it was his but either way, we apologize for the delay in this week’s podcast. Your year-end checklist includes money saving strategies in your retirement and brokerage accounts plus tips relating to FSAs, HSAs, and 529 plans.

Sorry - that fluff is for another podcast. Year-end reminders. Watch out for robo scams. Is it worth the cost to become a lawyer? Stay until the end for yet another of Cheryl’s pop quizzes.

Everything you ever (and likely never) wanted to know about credit cards. Also, how does Jay do on the credit card quiz?

What’s going on with the new Apple credit card? Trump vs. Powell in person. Google and the search for world dominance. Are we in a recession? Newsflash – it’s better to start investing early.

The tax collector could be knocking at your door. Changes to retirement plans for contributions and distributions. Newsflash – colleges are in it to make money and it costs a boatload.

Everything you do online goes into a ranking known as your Consumer Score. The market went up in October but not as quickly as Cheryl’s blood pressure. Fitbit is now part of the Google empire and we discuss a listener’s question on family home dynamics.

The rules are changing – you may be able to use an e-signature to execute your will. While on the topic of death – does it pay to move to save on state death taxes? Finally, it is Open Enrollment Season – what do you need to know and do?

The bad news continues for Ken Fisher and We Work but what about the guy that owns a house with 30 relatives? Is that ever a good idea? Also, how to determine the best way to pay back student loans.