Ken Fisher’s deplorable comments are an embarrassment to the industry. Do your college lenders have your address? Burglars are following your social media feeds so be careful what you share. And when you share it. Add in grocery deliveries, a great deal on gold straws plus more.

Car loans are now stretching to 7 years and online brokers are no longer charging for stock and ETF trades – has the world gone mad? Also, the democrats want to impose a wealth tax so spend while the spending is good! Finally, don’t waste your money on a loan refi – just ask for better terms on your existing mortgage.

Handling a large windfall. Spoiler alert – Vegas is not advised. An update on FAFSA and how important your degree is to your future earnings. Plus how a silly beer sign turned into over $1 million for a children’s hospital. Makes you believe in people, doesn’t it?

The American dream is not necessarily defined by home ownership for this generation. Retirement is not what it once was either. Plus we touch on interest rates, passive vs active investing, social security and how Alabama forces students to watch the second half of boring games.

How effective are risk tolerance questionnaires? Even more hoops to jump through to claim your Equifax settlement. Big business - a group of 50,000 essay writers in Kenya is writing school papers for college students – maybe even yours.

August started out choppy but didn’t end up too badly. Google recession searches are on the rise, but mortgage rates are heading south. Wells Fargo works to improve their image in a PR campaign, but excessive overdraft fees landed them in the news again. Newsflash – it seems that not everyone reports their taxes correctly. Updates on savings bonds, earthquake insurance and more.

Jay wonders about the virtue of money with an expiration date but isn’t concerned about the Yosemite mega volcano covering the continent in ash. Also covered: negotiating classes for women and freezing your kid’s credit history.

This week we talk about the R word – are fears of a recession overblown? Also covered, insurers cancelling policies in wildfire areas and the need for earthquake insurance. And Jay loses his place on the beer wall of fame in Boulder.

Surprisingly, Jay read all the articles they had discussed beforehand but Cheryl brought up different ones. That will teach him to prepare… Anyone forget about their Aunts in Kansas? They’re sitting on hundreds of thousands in savings bonds. Also covered is the marriage penalty – no, not THAT one, the financial and tax related penalties. More on the inverted yield curve and luxury doomsday bunkers that will set you back over $1 million.

This week we talk about how the decline in the fed funds rate impacts consumers, why baseball players live longer and why parents will talk to their kids about drugs and sex but not inheritances or estate planning. Also, who wants to buy diapers that send “updates” to your phone???