This week’s podcast jumps from $125 payments for ID theft (seriously?) to the tax hit that could be heading the way of digital currency traders to giving guardianship of your kids away to circumvent the financial aid rules. Cheryl feels guilty sampling a grape at the store so you know she’s shocked. Don’t miss the end for interesting vacation ideas. What is a yurt anyway?

In this week’s podcast, we talk about a man who found out that safe deposit boxes might not be as safe as believed. Also, we’ve all cancelled lunch dates before – but has anyone done so after spending $4.6 million to get that date? This episode wraps with a discussion of Boris Johnson – was he doing the floss in the picture on the front page of the Wall Street Journal??

Cheryl and Jay are back from vacation and talking about Cooperstown, bitcoin and the taxpocalypse that may or may not be coming if the stretch IRA is eliminated. Have a comment or question? Email us at [email protected].

Bernie wants to wipe out student loan debt in its entirety, Trump wants to bypass Congress and reduce capital gain taxes and a company that helps sneakerheads re-sell shoes is valued at over $1B. What’s just crazy talk and what might actually pan out? Tune in and learn where you can find that $20,000 pair of sneakers you’ve been looking for.

On this “beach read” (or listen) episode we talk about exponential bias, climbing Mt Everest (or not) and why you shouldn’t feel latte-shamed but you should opt-out of overdraft coverage.

It’s July 4th – you’re on vacation, we’re on vacation too so today’s episode is “from the Archives”. Listen in as Cheryl and Jay review their brackets and other topics. Spoiler alert – Michigan was not the NCAA Champ….

Cheryl and Jay start off arguing but quickly find common ground in Cheryl’s nerdy status. Other topics covered include setting up an emergency fund and when to consider refinancing. Cheryl is the self-proclaimed Queen of Refinancing – no word yet on whether or not that title comes with a crown. Cheryl and Jay admit they are among the small minority that still balance their checkbooks. For those under 25, please do your own research as to what a checkbook is.

In this week’s episode, Cheryl and Jay answer some listener questions. First up - how should an almost retiree allocate a retirement account? Second, how can a 30 year-old find (and afford) a financial planner?

The largest piece of retirement legislation since 2006 is about to be enacted – what will it mean for you? RMDs not required until age 72? Even 75? Pretty Good. Loss of the stretch for inherited IRAs? Very Bad. Insurance offered within 401(k) plans? Probably pretty ugly – just like Jay’s nose after the run-in with a tree branch. But you should see the branch…

Does your 401(k) offer a Roth option? You may not be aware of it, but these days the majority of plans do. If you have access to a Roth inside your 401(k) when does it make sense to contribute? Finally, what to do with a year of free donuts.