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Episode Title:🇦🇪The Bridges We Build, The Capital We Connect🇦🇪 

This is the second episode in the special Heads Talk® series, brought to you live from Money20/20 Riyadh. It’s another engaging conversation that feels more like two industry peers catching up over a cup of tea, part strategic dialogue, part fireside reflection. Where innovation meets insight 

Sanjiv Purushotham, CEO of Bridge Solutions and our  Heads Talk® Guest Host for this series, sits down with Ronit Ghose, Global Head of the Future of Finance at Citi, where he leads the bank’s think tank on the intersection of money, technology, and digital transformation.

With over two decades at Citi, Ronit has been at the forefront of analysing fintech disruption, digital assets, AI-driven finance, and the evolving identity of global financial hubs.

Together, they discuss the new bridges being built across the financial world, the connections being made and solidified between East and West, legacy and innovation, technology and trust.

Topics Covered:
◽️ Evolution of Fintech and the Global Flow of Capital
◽️ Financial Bridges Between Emerging and Established Markets
◽️ Riyadh’s Role in the Next Generation of Global Financial Hubs
◽️ Digital Banking and the Architecture of Connectivity
◽️ Lessons from The Godfather - Kenya’s Mobile Payments Revolution
◽️ The Interplay Between Innovation, Regulation and Market Trust
◽️ Building Financial Bridges Across the Global South
◽️ Future Money: Insights from Ronit’s Book on Fintech, AI and Web3
◽️ Economics of Great Cities and How They Shape Finance
◽️ Meaningful Finance: Reimagining Value Beyond Transactions

So download⏳grab a cup of Bird & Blend Tea Co. - Mocha Chai Tea ☕️& have a listen🛋

Episode Sponsored by
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Ronit's Book here

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Episode Title: 🇳🇴Green Realpolitik in a Fatherless World🇳🇴

We continue the BRICS & Geopolitics Series on Heads Talk® with a former Norwegian Government Minister, now a renowned political commentator, green advocate, veteran Chief Negotiator and Diplomat to explore the world’s shifting balance of power.

My guest, Erik Solheim, is a statesman who has shaped landmark environmental laws, led peace talks across continents, and driven global reform from Oslo to Nairobi. 

He served as the sixth Executive Director of the UN Environment Programme and Under-Secretary-General of the United Nations, leaving a lasting imprint on international environmental policy. Today, as President of the Belt & Road Green Development Initiative, he sits at the nexus of diplomacy, sustainability, and geopolitics. Together, we discuss the evolving relationship between the US and BRICS nations, with focus on China and India , including what can only be termed as a “marriage of convenience” between the two, and where that partnership may lead. 

We also discussed how environmental diplomacy is becoming the new language of power, how everything is diplomacy, and what a “fatherless world” really means for the global order.

Such a fascinating hour with my guest. Recorded just after that infamous Global South summit and the European leaders’ meeting with the US President. 

We’ve already agreed there’s much more to come, so look out for another conversation with Erik soon...

Topics Covered:

◽️ Green Diplomacy and the rise of sustainable Statecraft
◽️ BRICS as a platform for moral authority and Multipolar Cooperation
◽️ India and China as partners in a redefined world order
◽️ Thoughts on Waning US Hegemony and the fall of the Western Golden Age
◽️ Europe’s exposure as a mirror to global Realignment
◽️ India’s ascent toward true independence and Diplomatic Balance
◽️ Lessons from Peace-Building and Environmental Negotiation
◽️ The new power dynamics of Climate Finance and Green Investment
◽️ Tech Power, Diplomacy, and the unsettling influence of the “Tech Bro” elite

So download⏳grab a cup of Bird & Blend Tea Co. - Peppy Mint Tea ☕️& have a listen🛋

Episode Sponsored by
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Episode Title:🇰🇪Money Has Moved In Africa🇰🇪

We’re kicking off this special Heads Talk series with a long-awaited conversation between two remarkable leaders. Sitoyo Lopokoiyit, CEO transforming payments in Kenya and across Africa, and Sanjiv Purushotham, CEO of Bridge Solutions and our 'Heads Talk Guest' Host for this series.

What makes this episode truly special is the friendship between Sitoyo and Sanjiv. Their easy rapport and mutual respect bring depth, warmth, and authenticity to the discussion; the kind of chemistry you only get when great friends talk about something they both love: fintech innovation.

This episode marks the first in a series of conversations hosted by Sanjiv from Money20/20 Riyadh, featuring insightful exchanges with some of the industry’s leading voices.

Sitoyo Lopokoiyit is the CEO of M-PESA Africa and Chief Financial Services Officer at Safaricom PLC. A recognised leader in fintech and digital transformation, he oversees M-PESA’s expansion across multiple African markets, driving innovation, strategic partnerships, and financial inclusion for over 60 million customers.

Prior to this role, Sitoyo led M-PESA’s growth at Vodacom Tanzania, transforming it into one of the continent’s most successful mobile money businesses. He has also held senior leadership roles at Safaricom, Chevron, Total Kenya, and Uchumi Supermarkets. Under his leadership, M-PESA has introduced groundbreaking services such as Fuliza and M-Shwari, cementing its position as Africa’s leading digital payments platform and a global benchmark for mobile financial innovation.

On a personal note, I have been trying forever to get Sitoyo on Heads Talk, so I'm extra happy to have this episode brought to you by Sanjiv!

Topics Covered:
◽️ Africa is The Future of Payments
◽️ M-PESA: From Beginnings to Market Leadership
◽️ Sitoyo’s Leadership Ethos and Operational Vision
◽️ Stablecoins, Crypto, and the Financial Habits of Gen Z
◽️ GCC Viewpoint
◽️ Cross-Border Interoperability and Regional Payment Rails
◽️ Watch This Space

So download⏳grab a cup of Bird & Blend Tea Co. - Mocha Chai Tea ☕️& have a listen🛋

Episode Sponsored by
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Episode Title: 🇺🇸Reshuffle: Navigating Shifting Goalposts in a Restacked World🇺🇸

This is the continuation of my conversation with Sangeet Paul Choudary, author of Reshuffle: Who Wins When AI Restacks the Knowledge Economy, on Heads Talk®. If you missed Part 1, you’ll find the link below.

In Part 2, we address some of the philosophical dimensions of this change and look at how societies, people, and ways of thinking may evolve. Not all of it points toward the betterment of humankind. Yet, is this change irreversible? We discuss.

Links to Sangeet’s book are below. This is a Reshuffle week on Heads Talk®. And if you’d like even more reflection, listen to Paolo’s The Bankers' Bookshelf podcast by Provoke.fm Media, where Sangeet expands on AI’s societal impact and use cases.

Topics Covered:
◽️ Irreversible Cognitive Shifts: How AI may Reshape Human Learning and Collective Intelligence
◽️ Systemic Risks in an Economy held together by AI Coordination
◽️ Human Work Reframed: from Execution to curation, motivation, and inspiration
◽️ Mapping Scarcity, Risk, and Coordination: A Leader’s Framework for AI-driven Value Creation
◽️ Human Purpose and Identity in a Reshuffled World

So download⏳grab a cup of Bird & Blend Tea Co. - Peppy Mint Tea ☕️& have a listen🛋

Episode Sponsored by
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Episode Title: 🇺🇸Reshuffle: Navigating Shifting Goalposts in a Restacked World🇺🇸

This week, Heads Talk pauses the BRICS & Geopolitics Series for a conversation that demanded its own stage, so much so it became a two-parter. Reshuffle.

The episode echoes earlier chats with previous guests, where philosophical “hideouts” were intentional, not accidental. Here, we cover beyond the technical into societal, geopolitical and the human. Many would argue the real impact of AI on business and life, reflecting themes from my guest’s new book.

Sangeet Paul Choudary, author of Reshuffle: Who Wins When AI Restacks the Knowledge Economy, shapes thinking globally, from advising governments to influencing policy at the World Economic Forum, the G20, and across Europe and Asia. Scholar meets strategist, he unpacks some of today’s most pressing and profound shifts in this space.

We discuss how AI isn’t just changing business models, it’s reshaping the foundations of economies and societies. Expect a conversation where research, policy, and practice converge, offering fresh perspectives on risks, opportunities, and human meaning in a reshuffled world.

I had early access to Reshuffle, which allowed me to craft the flow of this conversation. Thanks to Tripta Dutta for making it happen, and to Paolo Sironi for the introduction. When Paolo recommends a guest, you listen. 

Links to Sangeet’s book in the comments. This is a Reshuffle week on Heads Talk. If that's not enough, check out Paolo’s Banker’s Book podcast, where Sangeet shares use cases on AI’s impact.

Topics Covered:
◽️ Why Reshuffle arrives at a pivotal moment for the knowledge economy
◽️ Playing the right game: spotting when AI changes the rules of competition
◽️ The risks of scale: when size becomes a liability in the AI era
◽️ Detecting industry shifts: signals that the rules have been rewritten
◽️ AI as a coordination technology and the rise of the building block economy
◽️ From “coordination with consensus” to coordination without consensus — new dynamics of power and risk
◽️ AI as tool, engine, or infrastructure, the strategic choices that define advantage

So download⏳grab a cup of Bird & Blend Tea Co. - Peppy Mint Tea ☕️& have a listen🛋

Episode Sponsored by
◽️Accxia - 𝔼𝕦𝕣𝕠𝕡𝕖'𝕤 𝕃𝕒𝕣𝕘𝕖𝕤𝕥 ℙ𝕣𝕚𝕧𝕒𝕥𝕖 ℂ𝕝𝕠𝕦𝕕 𝕗𝕠𝕣 𝔸𝕥𝕝𝕒𝕤𝕤𝕚𝕒𝕟

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Episode Title: 🇮🇳India’s Green Hydrogen: From Energy to Diplomacy to New Regional Alliances🇮🇳

We continue the #HTBRICSSeries on Heads Talk with a business leader who is reshaping India’s clean energy future.

Nishaanth Balashanmugam is the CEO and Founding Director of Green Hydrogen India (GH2 India), the country’s largest green hydrogen network. 

Under his leadership, GH2 India has brought together governments, industry, and global partners to accelerate investment, policy, and standards in one of the most pivotal sectors of the energy transition.

In this episode, we explore how India’s green hydrogen ambitions extend far beyond technology and infrastructure. It is about sovereignty, diplomacy, and economic leadership, from mobilising capital and scaling domestic projects to redefining regional energy alliances in Asia and beyond. 

Expect a conversation rich in insight, vision, and forward-looking strategy.

Topics Covered:
◽️ Transition from Automotive Leadership to Driving India’s Green Hydrogen Revolution
◽️ Balancing Grassroots Industry Needs with Global Energy Policy Goals
◽️ Bridging the Gap Between SME Readiness and Multinational Ambition
◽️ Case Studies of Regional Hydrogen Deployment and the Challenge of Scaling Nationwide
◽️ Financing Levers in the Energy Transition and the Under-Utilisation of Domestic Institutional Capital
◽️ Risks of Over-Reliance on Concessional Foreign Debt in Building Hydrogen Infrastructure
◽️ Green Hydrogen as a Catalyst for India’s Economic Sovereignty and Moral Climate Responsibility
◽️ India’s Role as a Hydrogen Supplier Reshaping Asian Energy Alliances and Regional Diplomacy
◽️ Strategic Implications of India China Relations for Future Energy Collaboration
◽️ Prospect of a BRICS Hydrogen Trading Bloc and its Governance Challenges
◽️ Three Pivotal Decisions That Will Define India’s Leadership in the Global Hydrogen Economy

So download⏳grab a cup of Bird & Blend Tea Co. - Peppy Mint Tea ☕️& have a listen🛋

Episode Sponsored by
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Episode Title: 🇿🇦UBUNTU - Redefining Africa’s Sovereignty🇿🇦 

We continue the #HTBRICSSeries on Heads Talk  with a leader on a clear mission: To cultivate an entrepreneurial mindset among Africa’s youth while strategically integrating the continent’s creative industries, i.e. film, art, and cultural production, into its economic and geopolitical agenda. By aligning hard industries such as energy, manufacturing and mineral extraction with Africa’s untapped soft power, he positions culture as a form of diplomatic capital to drive sustainable growth and global influence.

Ubuntu is a Nguni Bantu term from Southern Africa that means "I am because we are."

Johnny Muteba is the CEO of Build Africa Group, Founder and CEO of the Pan African Chamber of Commerce, and Founder of the Africa Development Agency. He also serves as President of Blacks in Technology South Africa and leads the Hollywood African Film Festival. With over 15 years’ experience spanning media, entertainment, trade, social impact, and entrepreneurship, Johnny is recognised as one of Africa’s most creative and disruptive thinkers. He is a member of the World Trade Organisation, the International Chamber of Commerce Advisory Committee on SMEs, and South Africa’s NEDLAC, where his work consistently bridges entrepreneurship, cultural innovation, and global impact to drive Africa’s transformation.

Topics Covered:
◽️ Pan-African Trade Barriers and Institutional Insights
◽️ Intra-African Visa Restrictions and Barriers to Free Movement
◽️ Africa’s Untapped Resource Wealth and Industrialisation Challenge
◽️ BRICS Financing: Opportunity or Repeat of Extractive Models
◽️ The Role of new development bank in South Africa’s Growth Agenda
◽️ Visionary Leadership and Africa’s Geopolitical Positioning
◽️ Intra-African Collaboration and Continental Trade Strategy
◽️ Strategic Futures of BRICS, Digital Currency and Governance Safeguards
◽️ Redefining Pan-African Leadership as Proactive Global Agenda-Setters
◽️ Creative Industries and Cultural Diplomacy as Drivers of African Soft Power

So download⏳grab a cup of Bird & Blend Tea Co. - Peppy Mint Tea ☕️& have a listen🛋

Episode Sponsored by
◽️Accxia - 𝔼𝕦𝕣𝕠𝕡𝕖'𝕤 𝕃𝕒𝕣𝕘𝕖𝕤𝕥 ℙ𝕣𝕚𝕧𝕒𝕥𝕖 ℂ𝕝𝕠𝕦𝕕 𝕗𝕠𝕣 𝔸𝕥𝕝𝕒𝕤𝕤𝕚𝕒𝕟

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Episode Title: 🇨🇳China's Logic: BRICS+, Currencies and Tariffs🇨🇳

In this episode of Heads Talk - a collaboration with CGTN, we dive into the BRICS+ Alliance, China's position and my guests thoughts on the tariffs and thoughts on potential de-dollarisation; and diversification. 

This is the Part 2 of my conversation Zheng Junfeng, Senior Business News Anchor at CGTN, China Global Television Network, a division of China Media Group. Where we talk about the members of the BRICS+ Alliance and China's relationship with them. 

Topics Covered:
◽️Volatility and Tariffs
◽️Dedollarisation and Strengthening of local Currencies
◽️India's Unilateral Stance
◽️BRICS+ Business Focus
◽️Domestic  and Energy Policy Calculations
◽️The War of Narratives

So download⏳grab a cup of Bird & Blend Tea Co. - Deep Breath Tea ☕️& have a listen🛋

◽️Collaboration with CGTN, China Global Television Network.

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Episode Title: 🇿🇦African Women: Architect of Trade “A Miracle Built On Unity"🇮🇳 

We continue the #HTBRICSSeries on Heads Talk with a formidable business leader whose influence spans construction, manufacturing, energy, and international trade. 

HRH Princess Lebogang Zulu is the Executive Chairperson of the BRICS Women’s Business Alliance South Africa and the President of the Expanded BRICS Women Foundation. She is also the: 

• Vice President of the India–South Africa Chamber of Commerce
• Chairperson of Africa Women’s Bank (Private) Limited
• Executive Director of Kampara Industries Holdings; and 
• Chief Executive of Kokozu International.

With over two decades of leadership, she has championed women’s economic empowerment across Africa and the BRICS nations, spearheading a $2.7 billion initiative in 2023 that created over 120,000 jobs for South African women entrepreneurs.

We explored Africa’s evolving role in the BRICS+ framework, highlighting the shift of African women from beneficiaries of inclusion to architects of continental and cross-border trade. Discussions examined deepening economic ties with Russian and Indian partners, particularly in energy and manufacturing, and how South Africa’s expanding commercial footprint in India is reshaping trade flows in exports, transport, and logistics. We also assessed how US tariff shifts have driven BRICS+ nations to strengthen intra-bloc trade, build trust, and reduce reliance on the West. The reduction in aid, rather than a setback, has accelerated Africa’s push to design its own trade architecture, prioritising continental integration while engaging global partners as equals.

Topics Covered:
◽️ Leadership Priorities across Global Executive Roles
◽️ BRICS+ Strategy Reshaping Governance and Trade Corridors
◽️ Policy Influence through the BRICS Women’s Business Alliance
◽️ African Women Moving from Inclusion to Architecting Trade
◽️ Strategic Value of the 2025 BRICS+ Agri-Summit
◽️ South Africa’s Growing Footprint in India 
◽️ Unlocking South Africa–India Bilateral Trade Potential
◽️ Removing Structural Barriers in Manufacturing and Agriculture
◽️ Building Energy and Manufacturing ties with Russian and Indian BRICS+ Members
◽️ Impact of US Tariff Volatility on Intra-BRICS Trade Trust and Cooperation
◽️ How Reduced Foreign Aid is Catalysing Africa’s Self-driven Trade Architecture
◽️ Lessons from Transformational Women-led Agricultural Initiatives
◽️ Economic Outcomes from the 2025 Global Women Leadership Programme

So download⏳grab a cup of Bird & Blend Tea Co. - Peppy Mint Tea ☕️& have a listen🛋

Episode Sponsored by
◽️Accxia - 𝔼𝕦𝕣𝕠𝕡𝕖'𝕤 𝕃𝕒𝕣𝕘𝕖𝕤𝕥 ℙ𝕣𝕚𝕧𝕒𝕥𝕖 ℂ𝕝𝕠𝕦𝕕 𝕗𝕠𝕣 𝔸𝕥𝕝𝕒𝕤𝕤𝕚𝕒𝕟

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Episode Title:🏴󠁧󠁢󠁳󠁣󠁴󠁿Geopolitical Tortoise and Hare Race🏴󠁧󠁢󠁳󠁣󠁴󠁿

Another captivating episode in the BRICS & Geopolitics Series (#HTBRICSSeries) on Heads Talk where we explore the shifting landscape of money, trade, politics, conflict, and the technologies shaping the next global order.

This week, I’m joined by David Sime, Chief Innovation Strategist at Invantage Ltd, with over 25 years’ experience spanning international markets, emerging technologies, and education. David has advised global institutions on navigating technological and geopolitical disruption, leading projects in AI, XR, Digital Twins, post-quantum encryption, and advanced energy systems. All with a focus on real-world impact and societal resilience.

In this conversation, we marry AI sovereignty and safety with the rise of BRICS+ and the cyclical nature of empires. Topics that might seem worlds apart, yet intersect at every level. From the cultural and political dimensions of surveillance technology to the contrasting innovation models of East and West, David takes us deep into how emerging tech both shapes and reflects global power shifts.

We ask: Can Western innovation, constrained by shareholder short-termism, compete with BRICS nations’ state-aligned, long-horizon strategies? How will AI governance evolve in a multipolar world? And what can history’s great power cycles tell us about the future we’re building?

David's Post Mentioned here

Topics Covered
◽️ Career transition from global market analysis to technology and education
◽️ Tragedy of the Horizon and Western short-termism in innovation
◽️ Western shareholder stranglehold on innovation versus BRICS+ rapid development model
◽️ AI safety frameworks and verification protocols for dual-use systems
◽️ Global AI interoperability without reinforcing geopolitical fragmentation
◽️ Designing AI architectures for diverse legal and resource environments
◽️ AI failures in East vs West:- Differing risks and implications
◽️ BRICS innovation strategies in a multipolar technology landscape
◽️ Cyclical nature of empires and shifting global power dynamics

So download⏳grab a cup of Bird & Blend Tea Co. - Mocha Chai Tea ☕️& have a listen🛋

Episode Sponsored by
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