Healthy Happy Wise Wealthy

Healthy Happy Wise Wealthy

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Healthy Happy Wise Wealthy episodes

  • Own It: Bitsy Hamilton on Confidence, Clarity, and Unshakeable Self-Trust

    🎙️ Welcome to Healthy Happy Wise Wealthy!

    In this warm and deeply honest episode, Mary Meyer sits down with Bitsy Hamilton, a transitional life coach, speaker, and author of Own It: A Guide to Confidence, Clarity, and Unshakeable Self-Trust. If you've ever felt like life kept exploding no matter how carefully you followed all the "right" advice, you're not alone, and this conversation will feel like a deep breath. Bitsy doesn't offer tidy five-step formulas; she offers something far more real: a grounded, compassionate framework built for the messy, nonlinear way life actually unfolds. Drawing on her own journey through her parents' divorce, cross-country moves, chronic health challenges including an MS diagnosis, divorces, job loss, and profound grief, Bitsy shares how she learned to meet hardship with grace and still choose to "own it." Together, she and Mary explore why you should vent to your coach rather than poison your support circle, how to carry grief without letting it control you, and why rediscovering your passions can light the way forward. This episode proves that you don't have to change everything to change your life. You just have to take the next honest step, gently.


    🌟 Topics Covered:

    • Why rigid self-help formulas fail real, messy lives
    • Venting to your coach instead of poisoning your support circle
    • The Own It framework: authenticity, vulnerability, accountability
    • Navigating transitions you chose, and ones you didn't
    • Rediscovering passions and creativity as a path forward
    • Carrying grief with the "grief bucket" approach
    • Nature-based coaching and finding your comforts
    • Helping companies and employees move through change


    Key takeaways:

    • You don't have to change everything to change your life
    • Get your anger out with a coach, not with the people you love
    • Emotions aren't bad; they're information to work with
    • Be gentle with what happened to you, then own your next step
    • "So what, now what?" moves you forward instead of stuck
    • You rarely grow in survival mode, so get safe first

    Some questions I ask:

    • What brought about the book?
    • Why vent to your coach instead of your circle?
    • Can you share the history that brought you to this work?
    • How do you manage your MS diagnosis?
    • When did the Own It framework come about, and what does it mean?
    • How does nature-based coaching actually work?
    • What transitions do people most commonly come to you for?
    • If there were one central message, what would it be?

    Learn more about our guest:

    • Book: Own It: A Guide to Confidence, Clarity, and Unshakeable Self-Trust (Amazon, independent bookstores; hardback, paperback, Kindle, and audiobook narrated by Bitsy)
    • Website: CoachBitsy.com
    • Instagram: @CoachBitsy
    • Also offers keynote speaking, a TEDx talk, and organizational transition coaching

    Resource List:

    • Books mentioned: Own It: A Guide to Confidence, Clarity, and Unshakeable Self-Trust by Bitsy Hamilton
    • Programs/organizations mentioned: Real Roots (a community for women to make new connections), AmeriCorps, Austin Community College, University of Mississippi (Ole Miss)

    • Concepts referenced: the Own It framework (authenticity, vulnerability, accountability), the nine building blocks (including passions and comforts), "so what, now what," the grief bucket, nature-based coaching, the four trauma responses (fight, flight, freeze, fawn)


    Connect with Healthy Happy Wise Wealthy Podcast:
    Website: https://healthyhappywisewealthy.com/

    Watch Podcasts on YouTube: https://www.youtube.com/@HealthyHappyWiseWealthyNetwork/playlists


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    Real Roots: Find Like-Minded Curated Friend Groups in Your Area

    Women only! Learn more here: https://www.therealroots.com/a/MARYM26


    Know someone who should be a guest? Email [email protected]

    Mary Meyer is a podcast host, actor, sales professional, mother and entrepreneur helping people and organizations share meaningful conversations that support health, wisdom, clarity, and growth.

    Produced by the All-Talented Erika Christie  

    1 hr 30 min
  • 2B Glass Pumpkins are Northern California's Fall Favorite - Replay

    🎙️ Welcome to Healthy Happy Wise Wealthy!

    We are re-airing this Glass Pumpkin fun-filled episode. Last year we visited 2B Glass, a top-rated glassblowing studio in California, to experience the magic of handblown art firsthand. 

    Joined by entrepreneurs Tate and Aaron Bezdek and Ash Koss, Mary dives deep into the artistry, challenges, and entrepreneurial spirit that turn molten glass into dazzling pumpkins and ornaments. 

    Learn how this entrepreneurial trio built a thriving business—from humble beginnings in a backyard studio and long days in a factory, to viral video stardom and bustling handblown glass pumpkin patches. Be inspired by their journey, creativity, and behind-the-scenes look at the art and business of glassblowing!

    🌟 Topics Covered:

    • Live demonstration of glassblowing and pumpkin-making
    • Custom molds and the artistry of glass pumpkins
    • Behind the scenes at a glass studio
    • Building a business as artisan entrepreneurs
    • Viral videos and their business impact
    • Transitioning from art shows to online sales
    • Scaling a creative business
    • Advice for aspiring entrepreneurs and artists

    Key takeaways:

    • Glassblowing is as much about teamwork and timing as it is about artistry; precision and practice are essential.
    • Harnessing social media can transform a small specialty business, especially when authenticity and storytelling come first.
    • Entrepreneurship often means learning by doing—mistakes lead to improvements, and success comes from resilience and adaptability.
    • Focusing on what brings you (and your customers) the most joy can lead to sustainable business growth—2B Glass found their niche in pumpkins and ornaments.
    • Viral moments are often unplanned—consistent effort and a willingness to experiment open the door for big opportunities.

    Some questions asked:

    • How did you design and create your unique pumpkin molds?
    • What’s the story behind the name “2B Glass”?
    • How did you transition from working in a factory to running your own glass studio?
    • How did social media and viral videos transform your business growth?
    • What is your advice for creative entrepreneurs hoping to scale their business?
    • Why did you focus on pumpkins and ornaments, and how did that shape your brand?

    Learn more about 2B Glass:

    • Visit the 2B Glass website: https://2bglass.com
    • Instagram: @2bglass
    • Etsy shop: 2B Glass on Etsy
    • YouTube: Search "2BGlass" for demos and behind-the-scenes content

    Resources list:

    • Hand Blown Glass Pumpkin Patch Event info: https://2bglass.com/events
    • Follow @2bglass on Instagram and Facebook for live updates and glassblowing videos

    Are you an art lover or creative entrepreneur? This episode delivers a behind-the-scenes peek at building a unique artisan brand, going viral, and staying passionate every step of the way!


    Connect with Healthy Happy Wise Wealthy Podcast:
    Website: https://healthyhappywisewealthy.com/

    Watch Podcasts on YouTube: https://www.youtube.com/@HealthyHappyWiseWealthyNetwork/playlists


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    Alternative Lending Business & Real Estate Investor Loans
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    IT Services through Podcast Sponsor Mindiii:
    Learn more and request a consult here: https://healthyhappywisewealthy.com/index.php/it-solutions/

    Podcast Production Services:
    Learn more and request a consult here: https://www.erikachristie.com/

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    Shop HHWW TikTok Shop for Health Conscious Products

    Shopping Link: https://www.tiktok.com/t/ZP9ApdjMCDHr7-4Z5ay/


    Real Roots: Find Like-Minded Curated Friend Groups in Your Area

    Women only! Learn more here: https://www.therealroots.com/a/MARYM26


    Know someone who should be a guest? Email [email protected]

    Mary Meyer is a podcast host, actor, sales professional, mother and entrepreneur helping people and organizations share meaningful conversations that support health, wisdom, clarity, and growth.

    Produced by the All-Talented Erika Christie  


    #Glassblowing #Entrepreneurship #HandblownGlass #ArtisanBusiness #ViralMarketing #PumpkinPatch #HealthyHappyWiseWealthy #2BGlass #GlassPumpkin #GlassOrnaments

    50 min
  • Entrepreneurs! Start-Up Week in Reno 2026 Starts Monday

    🎙️ Welcome to Healthy Happy Wise Wealthy

    We are airing the episode from Reno Startup Week 2025 because it is this time of year again! Reno Startup Week is happening this upcoming Monday-Friday September 28-October 2026.

    Visit RenoStartupWeek.com for all of this year's event updates.

    Visit https://goed.nv.gov/empowering-nevadas-entrepreneurs-inside-the-office-of-entrepreneurship/ to learn more about what the state of Nevada is doing to support entrepreneurs.

    In this dynamic episode, host Mary Meyer brings together an inspiring panel of Reno's entrepreneurship leaders—including Doug Erwin, Candi Block, Monica Terrero, Daniel Smith, Melissa Saavedra, and Allison Greene—to give you an insider’s look at Reno Startup Week. 

    Whether you’re an aspiring founder, a seasoned entrepreneur, or just startup-curious, this episode unpacks how a free, week-long event can help launch, grow, and nourish local small businesses and innovation, and why removing cost barriers for entrepreneurs is so vital. 

    Get ready for takeaways on networking, pitch competitions, government support, community organizations, wellness initiatives, and much more, straight from the passionate volunteers and ecosystem builders making it happen.

    🌟 Topics Covered:
    -What is Reno Startup Week and who is it for? 
    -The power of keeping entrepreneurial resources free 
    -How government and nonprofits collaborate to support founders 
    -Pitch competition: structure, prizes, and founder stories -Breakout sessions on funding, scale, tech, retail, and AI 
    -Resource fairs for the Latino community and all small businesses 
    -Health & wellness activities for founders (meditation, yoga, more) 
    -Networking and making real connections in Reno’s startup scene 
    -Closing celebrations and the role of arts, music, and fun

    Key Takeaways:
    -Reno Startup Week is intentionally free, maximizing accessibility for all—regardless of financial means or background. 
    -Startup resources and networking should be open to the full spectrum of entrepreneurs, from tech innovators to brick-and-mortar business owners, across all demographics. 
    -Government collaboration (via Nevada’s Governor’s Office of Economic Development) is critical for removing barriers, providing resources, and making real, systemic change for small businesses. 
    -Pitch competitions and resource fairs empower founders to share ideas, gain exposure, and tap into vital networks. 
    -Wellness and personal growth are just as important for entrepreneurial success as strategic know-how. 
    -Networking is built into every layer of the week, from casual coffee to structured sessions and inclusive celebrations. 
    -AI and current tech trends are not just for “techies”—established local businesses will find actionable tools and education. 
    -Reno Startup Week is a living example of how community, public support, and open access create fertile ground for entrepreneurship.

    Some Questions Asked: 
    -Why is it so important for Reno Startup Week to be free, and what impact does that have for would-be entrepreneurs? 
    -How does government involvement (via GoED) directly help remove barriers to business creation and growth? 
    -What is the value of the pitch competition for new founders—and what can participants (and even audience members) expect to gain? 
    -How are specific groups (like the Latino business community) being included and supported during Startup Week? 
    -What kinds of breakout sessions and topics can attendees expect—and how have AI and current trends shaped this year’s content? 
    -How is wellness integrated into Startup Week, and why does founder mental health matter?
    -What is EDAWN’s role in building the Reno entrepreneurial ecosystem? 
    -For out-of-town listeners: how can people get involved, travel in, or find similar support in their regions?

    Learn More About Our Guests: (Douglas Erwin, Candi Block, Monica Terrero, Daniel Smith, Melissa Saavedra, Allison Greene)
    Follow the organizations:

    • EDAWN (Economic Development Authority of Western Nevada): https://edawn.org/
    • Nevada Governor’s Office of Economic Development, Office of Entrepreneurship: https://goed.nv.gov/programs/entrepreneurship/
    • Startup World Cup: https://www.startupworldcup.io/
    • Growth Pioneers Podcast (hosted by Doug Irwin): https://growthpioneerspodcast.libsyn.com/
    • Reno Startup Week (official site): https://www.renostartupweek.com/
    • Reno Experience District: https://www.redreno.com/
    • Whitney Peak Hotel: https://www.whitneypeakhotel.com/
    • Accio (Monica’s company): https://www.acc.io/
    • Deltium (Allison Greene): https://www.deltian.com/

    Resources List:
    -Reno Startup Week https://www.renostartupweek.com/
    -EDAWN https://edawn.org/
    -Nevada Governor’s Office of Economic Development (GoED): https://goed.nv.gov/
    -Startup World Cup by Pegasus Tech Ventures: https://www.startupworldcup.io/ -
    Reno Experience District: https://www.redreno.com/
    -Whitney Peak Hotel: https://www.whitneypeakhotel.com/
    -Growth Pioneers Podcast: https://growthpioneerspodcast.libsyn.com/ -
    Accio (AI tools for marketers): https://www.acc.io/
    -Deltium (Allison Greene’s startup): https://www.deltian.com/
    -Northern Nevada SCORE (business mentoring): https://northernnevada.score.org/
    -University of Nevada, Reno Innevation Center: https://www.unr.edu/innevation -
    Offbeat Music Festival Reno: https://offbeatreno.com/
    -KWINK (Community radio, Reno): https://www.kwinkradio.org/


    Connect with Healthy Happy Wise Wealthy Podcast:
    Website: https://healthyhappywisewealthy.com/

    Watch Podcasts on YouTube:
    https://www.youtube.com/@HealthyHappyWiseWealthyNetwork/playlists


    🌟 Like, Follow & Subscribe on These Platforms:
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    1 hr 9 min
  • Eco-Luxury Glamping Next to Zion: Real Estate Reimagined

    🎙️ Welcome to Healthy Happy Wise Wealthy!


    In this energizing and wisdom-packed episode, Mary Meyer sits down with Roger King, a second-generation real estate investor with 30 years of hard-won experience. Roger's story begins with a jazz-drumming dream and a $10 budget, driving for dollars in a Honda with no air conditioning, and winds through wholesaling, luxury custom homes, private lending, and mobile home parks, all the way to an eco-luxury glamping resort he's now building on a mountainside near Zion National Park. 

    With humor and refreshing honesty, Roger shares the strategies that let ordinary people start with little, the trust structures that protect your capital, and the mindset tools, from tapping to "just do it", that help him recover faster when deals go sideways. His guiding philosophy, durability over glamour, runs through everything. This episode proves that with grit, the right knowledge, and a willingness to solve problems every single day, real estate can build a truly remarkable life. You've got this.

    🌟 Topics Covered:

    • Starting in real estate with little money through wholesaling
    • The "we buy houses" strategy and how one sign led to $180,000
    • Why Roger pivoted from house flipping to mobile home parks
    • Using trust structures to protect your property and capital
    • Income vs growth investing and the 90-10 rule
    • Accredited investors, investment clubs, and passive options
    • Building an eco-luxury glamping resort near Zion
    • Mindset, resilience, and recovering faster from setbacks

    Key takeaways:

    • You can start in real estate with grit rather than a fortune
    • Protect your capital first; durability beats glamour
    • Never invest with someone just because you like them
    • Match your investing to your season of life and risk tolerance
    • Put every agreement in writing, especially with contractors
    • The real skill is recovering faster and solving problems daily

    Some questions asked:

    • What's your background, and how did you get into real estate?
    • How does a wholesale deal actually work?
    • Why did you pivot into mobile home parks?
    • How do you protect your property with trusts?
    • What are your definite "don'ts" for real estate investors?
    • What percentage of assets should go into real estate?
    • Tell us about the eco-luxury glamping resort near Zion.
    • What final wisdom would you leave listeners with?

    Learn more about Roger King:

    • Website: https://rogerking.com/ (no "d", R-O-G-E-R)
    • Company: JBB Equity Management https://jbbem.com/
    • Book: a self-published real estate guide (available directly from Roger by request)
    • Current project: an eco-luxury glamping resort near Zion National Park (for accredited investors; an investment club is planned for non-accredited investors). Visit RogerKing.Com for more information.

    Resource List:

    • Books mentioned: Roger King's self-published real estate guide (covering wholesaling and evaluating commercial property)
    • Apps or tools mentioned: tapping (EFT) apps, AI tools for drafting and refining contracts, Zillow, a Google phone number for lead generation
    • Concepts referenced: wholesaling, driving for dollars, the Florida land trust, trust deeds/first-position lending, the 90-10 rule, accredited investor criteria, income vs growth investing, sewer lagoons (what to avoid)
    • People/events referenced: Tony Robbins events, Brendon Burchard, the Bernie Madoff cautionary tale


    Connect with Healthy Happy Wise Wealthy Podcast:
    Website: https://healthyhappywisewealthy.com/

    Watch Podcasts on YouTube: https://www.youtube.com/@HealthyHappyWiseWealthyNetwork/playlists


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    Products and Services offered by HHWW:

    Alternative Lending Business & Real Estate Investor Loans
    Learn more and apply here: https://hhwwmmcllc.getbizfunds.com/home-4850

    IT Services through Podcast Sponsor Mindiii:
    Learn more and request a consult here: https://healthyhappywisewealthy.com/index.php/it-solutions/

    Podcast Production Services:
    Learn more and request a consult here: https://www.erikachristie.com/

    Sustainable Haus offers High Quality, Chemical & Plastic Free Cleaning, Cooking and Personal Hygiene Products

    Shopping Link: https://www.sustainablehaus.com/?ref=MARYMEYER

    Shop HHWW TikTok Shop for Health Conscious Products

    Shopping Link: https://www.tiktok.com/t/ZP9ApdjMCDHr7-4Z5ay/


    Real Roots: Find Like-Minded Curated Friend Groups in Your Area

    Women only! Learn more here: https://www.therealroots.com/a/MARYM26


    Know someone who should be a guest? Email [email protected]

    Mary Meyer is a podcast host, actor, sales professional, mother and entrepreneur helping people and organizations share meaningful conversations that support health, wisdom, clarity, and growth.

    Produced by the All-Talented Erika Christie  


    #RealEstate #RealEstateInvesting #Wholesaling #MobileHomeParks #PassiveIncome #WealthBuilding #Entrepreneurship #Glamping #Resilience #FinancialFreedom #HealthyHappyWiseWealthy #RogerKing

    1 hr 8 min
  • Dr. Colette Sinclair on Trauma, Healing, and the Science of Emotion

    🎙️ Welcome to Healthy Happy Wise Wealthy!

    In this profound and expansive episode, Mary Meyer sits down with Dr. Colette Sinclair, a clinical psychologist with a PhD in clinical psychology and integral health, and creator of the Emotional Posture Method. 

    If you've ever felt stuck in a painful emotional state, or wondered whether real, lasting healing is truly possible, this conversation is for you.

    Drawing on her own journey through significant childhood adversity and decades of work with deeply traumatized youth and adults, Dr. Sinclair shares a hopeful and empowering message: we are not limited. She explains how our "emotional posture," the emotion we experience most often, quietly shapes our health, our perception, and our entire reality. 

    Together, she and Mary explore the six transformative states of gratitude, acceptance, ease, forgiveness, compassion, and love, and dig honestly into trauma, the biofield, the true meaning of forgiveness, and the free, simple practices anyone can begin today. 

    This is a rich, deep conversation that never once touches the shallow end, and it offers real tools for anyone longing to change their set point and reclaim their power. You're not alone, and healing really is possible.


    🌟 Topics Covered:

    • How the Emotional Posture Method was developed
    • Why we are far less limited than we're taught to believe
    • The connection between emotions and the biofield
    • The six transformative emotional postures
    • The true, liberating meaning of forgiveness
    • Meeting traumatized people where they are
    • Orthomolecular medicine and nourishing the nervous system
    • Diaphragmatic breathing and the power of posture

    Key takeaways:

    • Your dominant emotional state is the program running your life
    • Forgiveness is for your own freedom, not to excuse harm
    • You can change your emotional "set point" with practice
    • Down-regulating the nervous system comes before deeper healing
    • Breathing on the hour is a free, powerful reset anyone can do
    • Your emotional state shapes your perception, and your reality

    Some questions asked:

    • How did you develop the Emotional Posture Method?
    • What is the connection between emotions and the biofield?
    • What about forgiveness being used to bypass accountability?
    • How do you help someone whose nervous system is locked in trauma?
    • What is orthomolecular medicine, and what nutrients help?
    • Can you show us how to do diaphragmatic breathing?
    • What are your thoughts on posture and how it affects us?
    • What final wisdom would you leave listeners with?

    Learn more about Dr. Colette Sinclair:

    Dr. Colette D. Sinclair has practiced for twenty years at the intersection of neuroscience, psychology, and contemplative science. She is the creator of Emotional Posture®, a pioneering methodology for cultivating elevated emotional states that restore nervous system balance, expand consciousness, and build sustainable inner alignment.
    She is the founder of Integrated Mental Wellness, a collaborative collective offering natural alternatives for mental and physical wellness. Her new book is Emotional Posture: Six Energetic States to Create and Sustain Inner Alignment (Balboa Press/Division of Hay House, 2026). Learn more at Dr. Sinclair | Emotional Posture.

    • Website: https://www.colettesinclair.com/ (coaching programs, research, and the book)
    • Practice: Integrated Mental Wellness: https://www.integratedmentalwellness.net/ (biochemical assessments, nutrient treatment, therapy, and coherence coaching)
    • Instagram - @dr.colettesinclair https://www.instagram.com/dr.colettesinclair/
    • LinkedIn  https://www.linkedin.com/in/dr-colette-sinclair/
    • YouTube: https://www.youtube.com/@dr.colettesinclair
    • Location: Encinitas / Dana Point, California

    Resource List:

    • Books mentioned: Emotional Posture by Dr. Colette Sinclair; The Let Them Theory by Mel Robbins (referenced); the work of Dr. Gabor Maté (referenced)
    • Concepts referenced: the ACE (Adverse Childhood Experiences) scale, orthomolecular medicine, the biofield, heart rate variability and coherence, the six emotional postures, diaphragmatic breathing, myelination, the solar plexus, cognitive behavioral therapy
    • Organizations mentioned: Integrated Mental Wellness https://www.integratedmentalwellness.net/


    Connect with Healthy Happy Wise Wealthy Podcast:
    Website: https://healthyhappywisewealthy.com/

    Watch Podcasts on YouTube: https://www.youtube.com/@HealthyHappyWiseWealthyNetwork/playlists


    🌟 Like, Follow & Subscribe on These Platforms:
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    @Facebook: https://www.facebook.com/profile.php?id=61575070976908
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    @LInkedIn: https://www.linkedin.com/company/healthy-happy-wise-wealthy-podcast/
    @YouTube: https://www.youtube.com/@HealthyHappyWiseWealthyNetwork/shorts

    Products and Services offered by HHWW:

    Alternative Lending Business & Real Estate Investor Loans
    Learn more and apply here: https://hhwwmmcllc.getbizfunds.com/home-4850

    IT Services through Podcast Sponsor Mindiii:
    Learn more and request a consult here: https://healthyhappywisewealthy.com/index.php/it-solutions/

    Podcast Production Services:
    Learn more and request a consult here: https://www.erikachristie.com/

    Sustainable Haus offers High Quality, Chemical & Plastic Free Cleaning, Cooking and Personal Hygiene Products

    Shopping Link: https://www.sustainablehaus.com/?ref=MARYMEYER

    Shop HHWW TikTok Shop for Health Conscious Products

    Shopping Link:

    1 hr 11 min
  • Covered: A 4th-Generation Insurance Pro's Guide to Not Getting Burned

    🎙️ Welcome to Healthy Happy Wise Wealthy!


    In this practical and myth-busting episode, Mary Meyer sits down with Cheri Martinen, a fourth-generation insurance expert, agency owner, and author of the forthcoming book Covered: The Smart Buyer's Guide to Home, Auto, and Business Insurance. 

    If insurance has ever felt confusing, intimidating, or like money down the drain, you're not alone, and this conversation will change that. Cheri has a gift for making a dry, often-avoided topic feel approachable, even fun. 

    Together, she and Mary walk through the hidden gaps in auto, home, and business coverage that catch so many people off guard, from state-minimum policies that leave you exposed, to the surprising truth that a home-based business usually isn't covered by homeowners insurance at all. 

    You'll learn why replacement cost and retail value are two very different things, why an umbrella policy is often worth every penny, and how to tell whether an agent is truly looking out for you. 

    Cheri also shares her family's specialized work insuring wildland firefighters, the people who run toward the flames. This episode proves that becoming a smart insurance consumer isn't complicated; it just takes the right questions. You've got this, and Cheri is here to help.


    🌟 Topics Covered:

    • Why state-minimum auto coverage often isn't enough
    • What determines your premium, from credit to where you park
    • Insuring teen drivers, and the case for dash cams
    • Replacement cost vs retail value on your home
    • Why home-based businesses aren't covered by homeowners insurance
    • Liability, umbrella policies, and protecting what you've built
    • Business coverage: BOPs, workers' comp
    • How to spot a great agent and read your policy
    • AI insurance is now an important rider to your business policy as is cyber security insurance

    Key takeaways:

    • Don't buy on price alone; the cheapest policy can leave dangerous gaps
    • Insure your home for what it costs to rebuild, not its market value
    • Any income-generating activity at home needs its own coverage
    • An umbrella policy is affordable protection worth serious consideration
    • Ask questions, get multiple quotes, and never let an agent rush you
    • Match your assets and business structure to the right policies

    Some questions asked:

    • How did your book come about?
    • What are the most common gaps in auto coverage?
    • What should parents of teen drivers know?
    • How do you figure out a home's true replacement cost?
    • What do people miss in homeowners insurance?
    • How can someone tell if an agent is doing right by them?
    • What business policies do small owners actually need?
    • Tell us about insuring wildland firefighters.

    Learn more about Cheri Martinen:

    • Book: Covered: The Smart Buyer's Guide to Home, Auto, and Business Insurance (releasing September 15)
    • Website: https://cherimartinen.com/
    • LInkedIn: https://www.linkedin.com/in/cheri-martinen-a6002725/
    • Instagram: https://www.instagram.com/cheri_martinen/
    • Facebook: https://www.facebook.com/profile.php?id=61575834316721
    • Agency: Bancorp Insurance, powered by OneDigital (specializing in wildland firefighter insurance): https://bancorpinsurance.com/


    Resource List:

    • Books mentioned: Covered: The Smart Buyer's Guide to Home, Auto, and Business Insurance by Cheri Martinen; Teach to Sell by Dan Rochon (referenced by the host)
    • Apps or tools mentioned: dash cams (available on Amazon), online quoting/comparison tools, driving-behavior trackers
    • Concepts referenced: state-minimum limits, deductibles and risk tolerance, SR-22, replacement cost vs retail value, scheduled items, umbrella policies, BOP (business owner's policy), workers' compensation, professional liability/E&O, EPLI, cyber insurance, AI insurance rider, LLCs and asset protection
    • Organizations mentioned: Bancorp Insurance / OneDigital, captive vs independent agencies: https://bancorpinsurance.com/


    Connect with Healthy Happy Wise Wealthy Podcast:
    Website: https://healthyhappywisewealthy.com/

    Watch Podcasts on YouTube: https://www.youtube.com/@HealthyHappyWiseWealthyNetwork/playlists


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    Mary Meyer is a podcast host, actor, sales professional, mother and entrepreneur helping people and organizations share meaningful conversations that support health, wisdom, clarity, and growth.

    Produced by the All-Talented Erika Christie  


    #Insurance #InsuranceTips #HomeInsurance #AutoInsurance #BusinessInsurance #SmallBusiness #FinancialLiteracy #RiskManagement #UmbrellaPolicy #SmartConsumer #HealthyHappyWiseWealthy #CheriMartinen

    1 hr 8 min
  • Surviving Wildfire and Keeping Your Home Insured with Bill Steward and Kevin Musico

    🎙️ Welcome to Healthy Happy Wise Wealthy!


    In this timely and deeply practical episode, Mary Meyer sits down with two experts on the front lines of wildfire safety: Bill Steward, owner of Foresight Fire Consulting and a former fire captain with 25 years of public service, and Kevin Musico, co-owner of the Musico Agency with Goosehead Insurance. 

    Recorded amid active fires in the Reno-Tahoe area, this conversation transforms a topic that can feel overwhelming and out of our control into something empowering and actionable. If you've ever felt helpless watching the news, wondering whether your home and family are truly protected, you're not alone, and this episode offers real hope. 

    Bill and Kevin explain why it's often embers, not the fire front, that destroy homes, how simple steps like clearing the first five feet around your house can cut fire risk dramatically, and why insurance has changed so much in recent years. 

    Together, they connect the dots between defensible space, home hardening, insurance decisions, HOAs, and community preparedness, showing that meaningful protection is within reach. You'll come away informed, encouraged, and ready to take practical steps that could make all the difference.


    🌟 Topics Covered:

    • Why embers, not the fire front, destroy most homes
    • The zero-to-five-foot non-combustible zone explained
    • Home hardening: roofs, vents, gutters, fences, and decks
    • Why insurance has become harder to get and keep
    • The rise of billion-dollar fire events and its ripple effects
    • What insurers now inspect and how to stay insurable
    • HOA responsibilities, reserves, and community preparedness
    • Building an evacuation plan with Ready, Set, Go

    Key takeaways:

    • Small, affordable steps can cut your home's fire risk dramatically
    • Clear the first five feet around your home of anything combustible
    • A newer, non-combustible roof is one of your best protections
    • Be honest and thorough with your insurance to stay covered
    • Get involved in your HOA and know your community's plan
    • Prevention and preparation put real control back in your hands

    Some questions asked:

    • Has the fire situation truly gotten worse over the years?
    • Why have so many families lost insurance on their homes?
    • What exactly is the five-foot zone around your house?
    • What are insurance companies looking for now?
    • If you were replacing a roof, fence, or deck, what would you use?
    • What can an HOA do to help mitigate fire risk?
    • Where can rural homeowners find water and preparedness resources?
    • What is the Ready, Set, Go plan?

    Learn more about our guests:

    William Steward, Foresight Fire Consulting
    As a retired Fire Captain Bill brings more than 25 years of experience in the fire service, both in suppression and prevention. A Nevada resident for the past 30 years, Bill has fought some of the region's most devastating fires, including the Arrowcreek, Little Valley, and Caughlin Ranch fires. He also served for three years as the Fire Prevention Specialist for the Truckee Fire Department, where he focused on community education and fire mitigation.

    • Prevention, education, and fire mitigation
    • Property fire audits in the greater Reno/Tahoe/Truckee area
    • Website: https://foresightfirellc.com/
    • Email: [email protected]
    • LinkedIn: https://www.linkedin.com/in/william-steward-9575b32a8/
    • Instagram: https://www.instagram.com/foresightfire/
    • Facebook: https://www.facebook.com/profile.php?id=61551893219350

    Kevin Musico, the Musico Agency with Goosehead Insurance 
    As a Goosehead Insurance Agent, I can shop with dozens of "A" rated (or better) insurance companies to find you the right coverage for the best value. With more than 30 years of business and risk related experience across many industries, fulfilling unique personal insurance needs for you and your family is second nature. We are a family owned and operated agency ready to help you with Home, Renters, Auto, Landlord, Life, Recreational (Boat, RV, ATV, Motorcycle, Snowmobile, Classic and Collectible Cars, and more), Flood, Earthquake, Umbrella coverage, and more.

    • Full-service brokerage
    •  80+ carriers
    • Licensed in seven states
    • Website: https://www.goosehead.com/
    • Get a quote: https://quotes-next.goosehead.com/landing
    • LinkedIn: https://www.linkedin.com/in/kevinmusico/
    • Instagram: https://www.instagram.com/themusicoagency/
    • Facebook: https://www.facebook.com/TheMusicoAgency

    Resource List:

    • Apps or tools mentioned: 
    1. Watch Duty (wildfire tracking app): https://app.watchduty.org/
    2. Alert Wildfire: https://www.alertwildfire.org/
    3. Fire cameras (search "Fire Cameras Reno"): https://app.watchduty.org/camera/12219
    4. National Weather Service red flag warnings: https://www.weather.gov/wrh/fire
    • Programs mentioned: 
    1. Ready, Set, Go evacuation program: https://www.iafc.org/topics-and-tools/resources/resource/ready-set-go-program
    2. NFPA Firewise Communities: https://www.nfpa.org/education-and-research/wildfire/firewise-usa
    3. Firewise Community Cleanup Day (first Saturday of May): https://visittahoecity.org/cleanup/
    4. UNR Living With Fire: https://extension.unr.edu/living-with-fire/default.aspx
    5. Public Resource Code 4291 (California defensible space law): https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=4291.&lawCode=PRC
    • Organizations mentioned: 
    1. NFPA National Fire Protection Association: https://www.nfpa.org/
    2. IBHS Insurance Institute for Business & Home Safety: https://ibhs.org/
    3. FEMA, county emergency managers (Washoe County): https://washoecounty.gov/csd/engineering_capitalprojects/drainage_and_flooding/washoe-county-fema-programs/swan_lake_remapping/project_contacts.php
    4. Fannie Mae: https://www.fanniemae.com/
    5.  Freddie Mac: https://www.freddiemac.com/


    Connect w...

    1 hr 12 min
  • Shellee Howard on Scholarships, Strategy, and Graduating College Debt-Free

    🎙️ Welcome to Healthy Happy Wise Wealthy!

    In this empowering and eye-opening episode, Mary Meyer sits down with Shellee Howard, founder and CEO of College Ready, to demystify one of the biggest challenges families face: getting kids into college, and getting it paid for. 

    If the whole process feels overwhelming or impossibly expensive, you're not alone, and this conversation will leave you feeling informed, hopeful, and ready to make a plan. 

    Drawing on nearly two decades of experience and a remarkable personal story, guiding her own son from a middle-school dream through Harvard, medical school, and an orthopedic surgery residency for just $100,000 total, Shellee shares exactly how families can navigate admissions and scholarships with confidence. 

    She breaks down the "four buckets of money," reveals why 97% of families complete the FAFSA incorrectly, and explains why leadership and genuine "fascination with impact" matter far more than the perfect football team. 

    Best of all, she reframes the entire journey as "helping your child adult," a gentle, values-driven process that can start as early as middle school. This episode proves that a debt-free degree isn't a fantasy; it's a plan. You've got this, and so do your kids.


    🌟 Topics Covered:

    • The four buckets of college money and how to access them
    • Why so many families fill out the FAFSA incorrectly
    • Getting in first: building a strong applicant from middle school
    • Why leadership beats sports for scholarships
    • Creating a passion-with-purpose project that stands out
    • The right academic plan, testing, and application timeline
    • Raising intellectually curious, community-minded kids
    • Graduating with a degree, a network, and no debt

    Key takeaways:

    • A debt-free degree is achievable with an early, intentional plan
    • Know your Student Aid Index before you fall in love with a school
    • Colleges reward real leadership and genuine impact, not box-checking
    • Institutional aid, not sports, is the number one path to a full ride
    • Help your child discover who they are early; it's "adulting"
    • Reading and curiosity at home lead to scores, and scholarships

    Some questions asked:

    • What led you to create College Ready?
    • Can you explain the FAFSA, SAI, and CSS profile for us?
    • Where are the "buckets of money," and how do families find them?
    • What should students be doing as early as middle school?
    • Is leadership really the key to scholarships and admissions?
    • What should students focus on each year of high school?
    • How can parents nurture curiosity from a young age?
    • What are the most important things families overlook?

    Learn more about Shellee Howard and College Ready:

    • Website: https://collegereadyplan.com/
    • Free consultation (30 minutes): https://collegereadyplan.com/book-now/
    • Free resources: https://collegereadyplan.com/resources/
    • Nonprofit: https://empowereducation.world/
    • Podcast: https://collegereadyplan.com/podcast-index/
    • Books: How to Send Your Student to College Without Losing Your Mind or Your Money; College Admissions Plan Simplified (both available on Amazon, on sale for $4 for listeners)

    Resource List:

    • Books mentioned: 
      • How to Send Your Student to College Without Losing Your Mind or Your Money
      • College Admissions Plan Simplified (both by Shellee Howard)
    • Programs mentioned: 
      • College Ready
      • Empower Education (nonprofit)
      • SAI calculator at CollegeReadyPlan.com/resources
    • Organizations mentioned: 
      • College Ready
      • Empower Education
      • projects including a school in Uganda, an orphanage in Oaxaca, and a blind school in India
    • Concepts referenced: 
      • FAFSA (Federal Application for Financial Student Aid) https://studentaid.gov/h/apply-for-aid/fafsa
      • Student Aid Index (SAI)
      • CSS (College Scholarship Service) Profile 
      • Four buckets of money (need-based, merit, institutional, independent)
      • Common App and other application platforms
      • A–G requirements
      • PSAT/SAT/ACT
      • https://collegereadyplan.com/resources/

    Connect with Healthy Happy Wise Wealthy Podcast:
    Website: https://healthyhappywisewealthy.com/

    Watch Podcasts on YouTube: https://www.youtube.com/@HealthyHappyWiseWealthyNetwork/playlists


    🌟 Like, Follow & Subscribe on These Platforms:
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    @LInkedIn: https://www.linkedin.com/company/healthy-happy-wise-wealthy-podcast/
    @YouTube: https://www.youtube.com/@HealthyHappyWiseWealthyNetwork/shorts

    Products and Services offered by HHWW:

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    Podcast Production Services:
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    Know someone who should be a guest? Email [email protected]

    Mary Meyer is a podcast host, actor, sales professional, mother and entrepreneur helping people and organizations share meaningful conversations that support health, wisdom, clarity, and growth.

    Produc...

    54 min
  • Unburned: A Slightly Messy, Mostly Honest Guide to Life After Burnout with Sarah Oelschig

    🎙️ Welcome to Healthy Happy Wise Wealthy!


    In this deeply relatable episode, Mary Meyer sits down with Sarah Oelschig, author of Unburned: A Slightly Messy, Mostly Honest Guide to Life After Burnout. If you've ever kept up a flawless facade while quietly falling apart inside, this conversation will feel like a warm, understanding hand on your shoulder. Sarah shares her own turning point, a moment of sitting frozen after a Zoom call, unsure how she'd even gotten there, and the gentle, human path she took back to herself. 

    Together, she and Mary explore the real difference between burnout and depression, why high achievers are so susceptible, and how to navigate burnout at work, at home, and in the quiet spaces in between. But this isn't a ten-step plan to add to your already overflowing to-do list. Sarah's message is refreshingly freeing: you don't need to do more, you need to come back to what's already within you. 

    From rediscovering childhood joys to loosening the grip of your phone, this episode is full of compassionate, doable wisdom. You're not alone if you're feeling worn down, and life after burnout is absolutely possible.


    🌟 Topics Covered:

    • How burnout differs from depression and perimenopause
    • Why high achievers are especially prone to burnout
    • Navigating burnout at work, and asking for help
    • The "mismatch" between person and workplace
    • Gentle reflection over exhausting new routines
    • Loosening the grip of your phone for better sleep
    • Rediscovering the things that once brought you joy
    • Reconnecting with family, and with yourself

    Key takeaways:

    • You can keep functioning through burnout while crumbling inside
    • Recovery means subtracting, not adding more to your plate
    • Small shifts back to yourself outlast big, rigid plans
    • Everything you need to heal is likely already within you
    • Rediscovering childhood joys can reconnect you to yourself
    • Give yourself grace; recovery is a journey, not a destination

    Some questions asked:

    • How did this book come about?
    • What changes did you make, or would you recommend, at work?
    • Did you make any diet changes as part of the burnout recovery?
    • What did you do to help yourself get better sleep?
    • How did your relationships with family change along the way?
    • Tell us about the friend who asked what you loved to do as a kid.
    • What does it really mean to "come back to yourself"?
    • Where can people find your book?

    Learn more about Sarah Oelschig:

    Book: Unburned: A Slightly Messy, Mostly Honest Guide to Life After Burnout by Sarah Oelschig

    • Available at: Amazon, Barnes & Noble, and Books-A-Million (paperback and ebook; audiobook forthcoming)

    Resource List:

    • Books mentioned: Unburned by Sarah Oelschig; Atomic Habits by James Clear
    • Apps or tools mentioned: app timers/blockers (such as one referenced as "Refocus"), grayscale phone mode, phone-app blocking devices, "dumb" or minimalist smartphones (a startup referenced as "Sleke")
    • Research referenced: Christina Maslach's work on workplace burnout; Mayo Clinic burnout resources
    • Concepts referenced: person-workplace mismatch, psychological safety and trust at work, circadian rhythm and morning sunlight, blue light versus red light


    Connect with Healthy Happy Wise Wealthy Podcast:
    Website: https://healthyhappywisewealthy.com/

    Watch Podcasts on YouTube:
    https://www.youtube.com/@HealthyHappyWiseWealthyNetwork/playlists


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    Real Roots: Find Like-Minded Curated Friend Groups in Your Area

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    Know someone who should be a guest? Email [email protected]

    Mary Meyer is a podcast host, actor, sales professional, mother and entrepreneur helping people and organizations share meaningful conversations that support health, wisdom, clarity, and growth.

    Produced by the All-Talented Erika Christie  


    #Burnout 
    #BurnoutRecovery 
    #Unburned 
    #MentalHealth 
    #SelfCompassion 
    #HighAchievers 
    #WorkLifeBalance
     #Mindfulness 
    #DigitalWellness 
    #ReconnectWithYourself 
    #HealthyHappyWiseWealthy 
    #SarahOelschig

    50 min
  • Navigating High-Stakes Divorce: A Top Attorney's Honest Guide

    🎙️ Welcome to Healthy Happy Wise Wealthy!


    In this candid and deeply helpful episode, Mary Meyer sits down with Lisa Zeiderman, managing partner of Miller Zeiderman LLP and one of New York's most respected divorce attorneys, to demystify one of life's hardest transitions. 

    If you've ever felt overwhelmed, blindsided, or unsure where to turn while facing divorce, this conversation offers real clarity and genuine hope. With warmth and straight-talking wisdom, Lisa explains what people so often get wrong, why stamina matters more than almost anything, and how transparency with finances can save you time, money, and heartache. Together, she and Mary tackle the emotional and practical realities of custody, the damage of parental alienation, the truth about hiding assets, and why common sense is your greatest ally in court. 

    Drawing on Lisa's years at the crossroads of law and financial strategy, and Mary's own lived experience, this episode is both a practical roadmap and a compassionate reminder that you are stronger than you feel right now. You're not alone if divorce feels impossible to navigate, and as Lisa reassures us, there truly is life, and even joy, on the other side.


    🌟 Topics Covered:

    • The biggest misconceptions people carry into divorce
    • Why stamina and staying strong are essential
    • The difference between a therapist and a divorce lawyer
    • Protecting your children and avoiding parental alienation
    • Why hiding assets always backfires
    • The power of financial transparency
    • The do's and don'ts that come down to common sense
    • Rebuilding and rediscovering life after divorce

    Key takeaways:

    • Go in realistic about time, cost, and outcomes
    • Take care of yourself so you don't get worn down
    • Shield your children; never use them as messengers or shields
    • Transparency speeds things up and lowers your legal costs
    • Be careful what you write and say; it can become evidence
    • There is real, hopeful life after divorce

    Some questions asked:

    • What's one of the main things people miss heading into divorce?
    • What advice would you give someone just starting the process?
    • What thoughts do you have for people facing custody arrangements?
    • What legal advice is there for a parent being pushed out?
    • Why do people try to hide assets, and does it work?
    • What should someone who wasn't the breadwinner expect?
    • Is there punitive action for hiding assets?
    • Do you think there is life after divorce?

    Learn More About Lisa Zeiderman Esq:

    • Firm: Miller Zeiderman LLP (New York) https://lisazeiderman.com/
    • Roles: Certified Divorce Financial Analyst, Certified Financial Litigator, founding member of the American Academy of Certified Financial Litigators
    • Board Chair of Savvy Ladies https://www.savvyladies.org/
    • Vice Chair of Family Legal Care https://familylegalcare.org/
    • Recognition: Super Lawyer every year since 2020; multiple Crain's New York honors

    Resource List:

    • Organizations mentioned: Miller Zeiderman LLP, Savvy Ladies, Family Legal Care, American Academy of Certified Financial Litigators
    • Concepts referenced: certified divorce financial analyst, forensic accounting, net worth statements, subpoenas and depositions, orders of protection, imputed income, child support and add-on expenses, therapeutic access, one-party consent recording (New York)


    Connect with Healthy Happy Wise Wealthy Podcast:
    Website: https://healthyhappywisewealthy.com/

    Watch Podcasts on YouTube:
    https://www.youtube.com/@HealthyHappyWiseWealthyNetwork/playlists


    🌟 Like, Follow & Subscribe on These Platforms:
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    @Facebook: https://www.facebook.com/profile.php?id=61575070976908
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    @LInkedIn: https://www.linkedin.com/company/healthy-happy-wise-wealthy-podcast/
    @YouTube: https://www.youtube.com/@HealthyHappyWiseWealthyNetwork/shorts

    Products and Services offered by HHWW:

    Alternative Lending Business & Real Estate Investor Loans
    Learn more and apply here: https://hhwwmmcllc.getbizfunds.com/home-4850

    IT Services through Podcast Sponsor Mindiii:
    Learn more and request a consult here: https://healthyhappywisewealthy.com/index.php/it-solutions/

    Podcast Production Services:
    Learn more and request a consult here: https://www.erikachristie.com/

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    Shopping Link: https://www.sustainablehaus.com/?ref=MARYMEYER

    Shop HHWW TikTok Shop for Health Conscious Products

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    Real Roots: Find Like-Minded Curated Friend Groups in Your Area

    Women only! Learn more here: https://www.therealroots.com/a/MARYM26


    Know someone who should be a guest? Email [email protected]

    Mary Meyer is a podcast host, actor, sales professional, mother and entrepreneur helping people and organizations share meaningful conversations that support health, wisdom, clarity, and growth.

    Produced by the All-Talented Erika Christie  

    #Divorce 
    #DivorceAdvice 
    #Custody 
    #CoParenting 
    #FinancialLiteracy 
    #LifeAfterDivorce 
    #FamilyLaw 
    #Empowerment 
    #DivorceSupport 
    #WomenAndMoney 
    #HealthyHappyWiseWealthy 
    #MaryMeyer
    #LisaZeiderman
    #LisaZeidermanEsq

    51 min

About Healthy Happy Wise Wealthy

From the publisher's feed

We cover topics on physical and mental healing, health, happiness, growing wealth and living wise in a world that often sabotages you.