Highly Sensitive Money for Highly Sensitive People who want to align their values with their money

Welcome to the first episode for the second season of 'Highly Sensitive Money'! 

In this episode, I share valuable financial lessons I learned from my Mexican immigrant parents. I discuss both positive and negative experiences that shaped my understanding of money, work, and entrepreneurship. 

Key takeaways include the importance of earning more than you spend, maintaining good credit, understanding the risks of entrepreneurship, and the value of education. I also reflect on my parents' experiences with migration, small business ownership, and navigating the American economic system. 

The episode concludes with my own financial insights gained through adulthood and my career as a financial planner.

00:00 Welcome to Season Two

Article on Why You Need a Money Mentor

Diana Gisel Yañez is an Investment Advisor Representative of Natural Investments PBLLC. Natural Investments is an independent Registered Investment Advisor. All the Colors is not a registered entity and is not an affiliate or subsidiary of Natural Investments. See our Disclosures and Disclaimers and read our Form CRS.

Does it sound familiar to feel like your personal finance decisions are out of your control? You may have been told to just budget better and yet, you still feel overwhelmed by financial stress. The pain of feeling like you're constantly struggling to make ends meet despite trying to budget better can be exhausting and demoralizing. But there is a way to understand the impact of policy on your personal finance and take control of your money.

You can watch our conversation here.

In this episode, you will be able to:

• Understand how policy impacts your personal finances to make informed decisions and take control of your money.

This is Michelle Jackson's story:

In this episode of Highly Sensitive Money, Diana Yañez interviews Michelle Jackson, a personal finance creator and advocate for equity and access. Michelle shares her experiences at a social justice meetup during the Fincon conference, expressing frustration with the lack of representation of equity, access, and policy perspectives. The conversation delves into the challenges of advocating for social justice within the personal finance space and the impact of external factors on financial decision-making. 

Michelle's insights provide a valuable perspective on the integration of activism and social justice into personal finance conversations, emphasizing the need for more inclusive and empathetic discussions about money. Her experiences and reflections, along with Diana's engaging hosting, will help you gain a deeper understanding of the impact of policy on personal finance decisions, making this episode a must-listen for highly sensitive individuals navigating the intersection of personal finance and social justice.

Michelle Jackson loves to have the financial conversations that are often ignored. Why and how financial policy impact our money? Especially women's money.

The key moments in this episode are:

Book a Heart-Centered Money Call!  https://calendly.com/allthecolors/discovery-call 

Resources:

• Check out Creators Getting Paid to gain insights into building a successful business without relying heavily on social media platforms. 

Connect with me here:

• www.allthecolors.net 

Diana Gisel Yañez is an Investment Advisor Representative of Natural Investments PBLLC. Natural Investments is an independent Registered Investment Advisor. All the Colors is not a registered entity and is not an affiliate or subsidiary of Natural Investments. See our Disclosures and Disclaimers and read our Form CRS.

If you're feeling overwhelmed and uncertain about what to do with your money, and if you're finding it challenging to make decisions that align with your values and financial goals, then you are not alone! It's not just about numbers and math – it's about understanding your values, your past experiences with money, and  cultivating a supportive community. 

You can watch the full video here.

In this episode, you will be able to:

• Explore holistic financial well-being by integrating your financial and personal goals.

In this episode of Highly Sensitive Money, host Diana Yañez delves into the concept of holistic financial well-being, drawing from her personal experiences and insights. She introduces a teaching graphic called "Your Money in Full Bloom" that encapsulates the various elements of money management, emphasizing the significance of understanding one's values, reflecting on personal money history, and engaging in open money conversations. 

Yañez also shares seven essential steps for creating a stable money foundation, encouraging listeners to build financial security and peace of mind. Her relatable anecdotes and practical advice make the information accessible and relatable, providing valuable insights for navigating the complex world of personal finance. By emphasizing the psychological and emotional aspects of money management, she offers a refreshing perspective that resonates with individuals seeking to enhance their financial well-being. 

If you're looking to develop a deeper understanding of your relationship with money and cultivate a more holistic approach to financial management, this episode is a must-listen for individuals seeking a positive and impactful shift in their financial journey.

The key moments in this episode are:

Book a Heart-Centered Money Call! 

Resources:

• You can find both visuals here: Your Money in Full Bloom and First Seven Steps

Connect with me here:

• www.allthecolors.net 

Diana Gisel Yañez is an Investment Advisor Representative of Natural Investments PBLLC. Natural Investments is an independent Registered Investment Advisor. All the Colors is not a registered entity and is not an affiliate or subsidiary of Natural Investments. See our Disclosures and Disclaimers and read our Form CRS.

Does the idea of financial freedom and intuitive spending sound familiar to you? Have you been told to create a strict budget and stick to it in order to take control of your finances? If you're feeling frustrated and restricted by this approach, you're not alone. It's time to explore a more intuitive and balanced way of managing your money. In today's Highly Sensitive Money conversation join me and Mike Ciul as we discuss financial freedom and intuitive spending. 

You can watch the conversation here. 

In this episode, you will be able to:

• Learn more about intuitive spending and how creating a budget can make managing money easier. 

This is Mike's story:

Mike Ciul's journey to understanding his sensitive nature and its impact on his spending habits is both introspective and enlightening. He stumbled upon the concept of monotropism through a random YouTube video, instantly resonating with the idea of hyper-focus and tunnel vision on specific subjects. His reflections on his spending habits, influenced by his father's carefree approach and his mother's frugality, showcase the profound impact of childhood experiences on adult behavior. 

Despite his initial fear of spending, he has gradually embraced budgeting for things he loves, like making music. His evolving mindset reflects a newfound balance between financial responsibility and enjoying the present, highlighting a journey of self-discovery and empowerment. Mike's story reminds us that understanding our unique traits and experiences can lead to improved money management and a more fulfilling financial lifestyle.

The key moments in this episode are:

Book a Heart-Centered Money Call!  https://calendly.com/allthecolors/discovery-call 

Resources:

• Mike's "Every Day is Halloween" music video 

Connect with me here:

• www.allthecolors.net 

Diana Gisel Yañez is an Investment Advisor Representative of Natural Investments PBLLC. Natural Investments is an independent Registered Investment Advisor. All the Colors is not a registered entity and is not an affiliate or subsidiary of Natural Investments. See our Disclosures and Disclaimers and read our Form CRS.

If you're feeling constantly stuck in a cycle of never feeling like you have enough, always striving for more but never finding satisfaction, then you are not alone! Despite efforts to achieve financial security and abundance, the feeling of scarcity and insufficiency persists, leaving you constantly grasping for more without ever feeling truly fulfilled. The pursuit of more money, possessions, or status only seems to perpetuate this sense of lack, and the struggle to find peace and contentment with your financial situation continues. It's time to break free from this cycle and discover a new way to relate to money and abundance.

You can watch the video here.

In this episode, you will be able to:

• Discovering a peaceful relationship with money.

In this episode of the Highly Sensitive Money podcast, host Diana Yañez delves into the intricate dynamics of our relationship with money, focusing on the themes of enoughness and the scarcity wound. Through personal anecdotes and psychological insights, Diana sheds light on the societal pressure to constantly desire more and the significance of embracing gratitude for what one has. She explores the interconnectedness and reciprocity found in nature, emphasizing the need to acknowledge and address the scarcity wound while recognizing and meeting genuine needs. 

Diana's reflections offer practical guidance and thought-provoking questions, encouraging listeners to move towards integration, complexity, and nuance in their lives. This episode presents a fresh perspective on the pursuit of enoughness rather than perfection, laying the groundwork for future discussions on mindfulness, self-awareness, and sustainable living. For individuals seeking to enhance their financial journey and cultivate a sense of peace and contentment in their relationship with money, this episode provides valuable insights and actionable takeaways.

The key moments in this episode are:

Book a Heart-Centered Money Call!

Resources:

• "Scarcity: Why Having Too Little Means So Much" by Sendhil Mullainathan and Eldar Shafir - Read the book Scarcity to gain deeper insights into the psychology of scarcity and its impact on decision-making.

Connect with me here:

• www.allthecolors.net 

Diana Gisel Yañez is an Investment Advisor Representative of Natural Investments PBLLC. Natural Investments is an independent Registered Investment Advisor. All the Colors is not a registered entity and is not an affiliate or subsidiary of Natural Investments. See our Disclosures and Disclaimers and read our Form CRS.

From dreaming of a career as a professional jazz trumpet player to deciding health insurance was something worth getting, leo freeman's journey into financial planning took unexpected turns. His path was anything but conventional, and his realization of the undervaluation of cultural workers and artists in society sparked a pivotal shift in his trajectory. Embracing various jobs and eventually finding himself at a registered investment advisory firm, leo's unique journey serves as a reminder that the most unexpected detours can lead to fulfilling and purposeful destinations. What surprising twists and turns will lead you to your true passion and purpose?

You can watch the conversation here.

In this episode, you will be able to:

• Explore the intersection of finance and social justice for a more inclusive approach to financial planning.

This is leo freeman's story:

In this episode, leo freeman shares their journey as a highly sensitive person (HSP) and their transition into socially responsible financial planning. They discuss their experiences in the investment advisory industry and their realization about the lack of social justice within the financial services sector. leo's involvement with the Rad Planners community and their commitment to integrating social justice into financial practices serve as an inspiring example for financial planners seeking to incorporate ethical practices into their work. 

The episode emphasizes the importance of embracing sensitivity as a strength, the power of emotional sobriety in social justice work, and the need for community and support among highly sensitive individuals. leo's insights and personal journey offer valuable perspectives on navigating the world of finance with sensitivity and finding strength in vulnerability, making this episode essential for financial planners seeking to foster inclusive financial planning.

leo freeman's journey as a highly sensitive person (HSP) and their transition into socially responsible financial planning takes center stage in this episode. As they reflect on their experiences in the investment advisory industry and their realization about the lack of social justice within the financial services sector, leo provides valuable insights for financial planners seeking to integrate ethical practices into their work. Their involvement with the Rad Planners community and their dedication to incorporating social justice into financial practices serve as an inspiring example. 

The episode underscores the importance of embracing sensitivity as a strength, the power of emotional sobriety in social justice work, and the need for community and support among highly sensitive individuals. leo's personal journey offers essential perspectives on navigating the world of finance with sensitivity and finding strength in vulnerability, making this episode a must-listen for financial planners aiming to foster inclusive financial planning.

leo is a thinker and a tinkerer with a musician’s brain and an activist’s heart. for the past eight years, leo has worked inside of the financial services industrial complex as an advisor (learning the master’s tools), then as a social justice financial advisor with adasina social capital (wielding the master’s tools in service of social justice movements), and most recently as the director of fund development with seed commons (building new tools to channel non-extractive capital to community).

a passionate advocate for intersectional justice, leo brings a systems approach to his work with philanthropic orgs, institutional and individual investors and financial advisors. leo is a founding member and inaugural steering crew member of the radical planners community, a co-creator of capital J collective, a co-director of (re)define, and a member of the transformative25 committee.

leo is not big on academia, but he does hold a few degrees from csu sacramento in jazz performance and pedagogy. he is an accredited investment fiduciary analyst and holds a series 65 license.

leo lives in berkeley with their dog, friend. leo is an anticapitalist, abolitionist, vegan, feminist, activist, non-zionist, anarcho-utopianist who reads a ton of queer theory and liberation lit and is focused on building and deepening community relationships and dreaming the world to come.

The key moments in this episode are:

Resources

• Explore Capital J Collective: Do you need support brining a Just Transition framework to your financial space and would love leo's help doing this? You can find leo at Capital J Collective providing just these advisory services. 

Book a Heart-Centered Money Call! https://calendly.com/allthecolors/discovery-call 

Connect with me here:

• www.allthecolors.net 

Diana Gisel Yañez is an Investment Advisor Representative of Natural Investments PBLLC. Natural Investments is an independent Registered Investment Advisor. All the Colors is not a registered entity and is not an affiliate or subsidiary of Natural Investments. See our Disclosures and Disclaimers and read our Form CRS.

Have you ever heard these myths about decolonizing wealth and dismantling oppressive systems? 

Myth 1: Philanthropy is the ultimate solution to societal inequality. 

Myth 2: Working with money is solely about acquisition and greed. 

Myth 3: Dismantling oppressive systems is someone else's responsibility. 

I'll reveal the truth behind these myths, but first, let's dive deeper into the reality of decolonizing wealth and promoting social justice. Stay tuned for the eye-opening revelations.

You can watch the video here.

In this episode, you will be able to:

• Decolonize wealth and philanthropy to create more equitable communities.

In this episode of Highly Sensitive Money, host Diana Yañez dives into the thought-provoking book "Decolonizing Wealth" by Edgar Villanueva, unraveling its insights on philanthropy, power dynamics, and social justice. Yañez passionately dissects the impact of colonization, highlighting the need to challenge oppressive systems perpetuated by philanthropy. Drawing from her own experiences as a person of color, she emphasizes the importance of understanding and respecting one's culture while navigating broader society. The episode delves into the concept of decolonizing wealth, emphasizing the transformative power of money and the need for individual and collective responsibility. 

Yañez discusses solutions proposed in the book to address the issues perpetuated by philanthropy, urging listeners to confront and address trauma and colonization for true wholeness. She also touches on the idea of democratizing funding decisions and investing in building a more equitable and beautiful world.

Overall, Yañez's insightful review provides a comprehensive overview of the book, making it a must-listen for individuals seeking to dismantle oppressive systems and promote social justice, offering a fresh perspective on wealth, power, and social change.

The key moments in this episode are:

Book a Heart-Centered Money Call!

Resources:

• Read "Decolonized Wealth" by Edgar Villanueva to gain a deeper understanding of the issues discussed in the conversation and explore potential solutions.

Connect with me here:

• www.allthecolors.net 

Diana Gisel Yañez is an Investment Advisor Representative of Natural Investments PBLLC. Natural Investments is an independent Registered Investment Advisor. All the Colors is not a registered entity and is not an affiliate or subsidiary of Natural Investments. See our Disclosures and Disclaimers and read our Form CRS.

In a world where wealth often dictates worth, Rose Feerick's upbringing in an affluent town took an unexpected turn. Despite the trappings of privilege, her family prioritized faith, education, and family over material possessions, setting her on a path toward a unique relationship with money. Now, she shares her journey of navigating the complexities of wealth and spirituality, leaving us pondering the lasting impact of foundational values on our own approach to abundance. What personal revelations await as we explore the intertwining realms of money and spirituality?

In this episode, you will be able to:

• Embrace the intersection of spirituality and money for holistic abundance and fulfillment.

This is Rose Feerick's story:

Rose Feerick's exploration of the connection between spirituality and money began in her formative years in a wealthy, spiritually driven environment. Raised in a family deeply committed to their Catholic faith, she found herself navigating the dichotomy of affluence and simplicity. Her college experience, marked by active community engagement, presented a pivotal moment when she was entrusted with a substantial financial portfolio. 

This unexpected inheritance became a catalyst for Rose, prompting her to question how she could align her spiritual values with the responsibility of wealth. Her journey of introspection and seeking harmony led her to the enlightening circles of Wisdom and Money. Through her story, Rose highlights the intricate interplay between personal values, social consciousness, and the profound impact of wealth on an individual's spiritual odyssey.

Rose Feerick grew up in a family that emphasized kindness, ethics, integrity and generosity. As a young adult, she decided to simplify her lifestyle and work to support low-income women who were seeking stable housing and medical care. About the same time, she received the unexpected gift of a financial portfolio. The paradox of that moment awakened questions related to wealth, spiritual wisdom and social justice. 

Rose has been offering retreats related to money and Christian spirituality since 2003. She has a BA from Georgetown University and an MDiv from the Jesuit School of Theology of Santa Clara University. She lives in Santa Cruz, California and is delighted to be the mother of two young adult sons who share her love of music, nature and conversation about stuff that matters.

The key moments in this episode are:

Resources:

• Check out the monthly gatherings at Wisdom and Money to explore your spiritual journey and well-being in relation to wealth in community.

Book a Heart-Centered Money Call! 

Connect with me here:

• www.allthecolors.net 

Diana Gisel Yañez is an Investment Advisor Representative of Natural Investments PBLLC. Natural Investments is an independent Registered Investment Advisor. All the Colors is not a registered entity and is not an affiliate or subsidiary of Natural Investments. See our Disclosures and Disclaimers and read our Form CRS.

Does it sound familiar to feel passionate about social justice, but also overwhelmed by the idea of taking care of yourself? You may have been told to push yourself to the limit for the cause, sacrificing your own well-being for the greater good. This approach can lead to burnout, exhaustion, and a sense of hopelessness, ultimately hindering your ability to make a meaningful impact in the long run.

In this episode, you will be able to:

• Learn how to balance self-care with social justice advocacy for a more sustainable approach to making a difference.

You can watch the video here.

In this episode of Highly Sensitive Money, host Diana Yañez delves into the intersection of self-care and social justice, drawing from her own experiences and insights. She shares her journey of learning to forgive herself for being uninformed about certain topics while actively seeking out knowledge from well-informed individuals. By aligning her income-earning activities with her values and supporting local artisans, she showcases the importance of integrating social justice into everyday life.

Yañez emphasizes the necessity of rest and presence in sustaining engagement in social justice work, highlighting the value of centering mutual pleasure amid the world's challenges. Her insights on aligning income with values, practicing accessibility, and centering pleasure serve as a roadmap for individuals seeking to integrate social justice into their lives.

This episode provides a holistic approach to self-care and social justice, encouraging listeners to prioritize their well-being while actively working towards a more just and equitable world. It's a must-listen for highly sensitive individuals passionate about social justice who are seeking a balanced approach to self-care and making a positive impact.

The key moments in this episode are:

Book a Heart-Centered Money Call!

Resources:

• Check out the book "The Signature of All Things" by Elizabeth Gilbert mentioned in the conversation for insights into social justice and personal sacrifice.

Connect with me here:

• www.allthecolors.net 

Diana Gisel Yañez is an Investment Advisor Representative of Natural Investments PBLLC. Natural Investments is an independent Registered Investment Advisor. All the Colors is not a registered entity and is not an affiliate or subsidiary of Natural Investments. See our Disclosures and Disclaimers and read our Form CRS.

If you're feeling overwhelmed and confused about navigating economic inequality and money, then you are not alone! The traditional approach to financial coaching may not be addressing the deep-rooted impact of childhood financial backgrounds, leading to discomfort, guilt, and a struggle to say no in adulthood. It’s time to explore a new perspective on how systemic issues around money can affect your mindset, and find the community support and financial coaching that truly resonates with your experiences.

In this episode, you will be able to:

• Understand the impact of economic inequality on individuals' lives.

In this episode of Highly Sensitive Money, I delve into my personal experiences with money and how they've shaped my journey as a financial coach. Drawing from my upbringing and exploration of Quakerism, I highlight the importance of community support and empowerment in tackling systemic issues around money. I encourage listeners to tap into various collectives for guidance, emphasizing how shared support has deeply influenced my work as a money expert.

My unique perspective and commitment to addressing economic disparities make this episode a compelling resource for individuals seeking financial coaching and community backing. Through my insights, I offer a fresh and empathetic approach to navigating systemic money issues, making this episode a valuable listen for those seeking guidance in this area.

You can watch the video here.

The key moments in this episode are:

Resources:

• For wealth management services, go to Strategy Squad

Book a Heart-Centered Money Call! 

Connect with me here:

• www.allthecolors.net 

Diana Gisel Yañez is an Investment Advisor Representative of Natural Investments PBLLC. Natural Investments is an independent Registered Investment Advisor. All the Colors is not a registered entity and is not an affiliate or subsidiary of Natural Investments. See our Disclosures and Disclaimers and read our Form CRS.