$HMONEY Radio

"If you don't know where to start, take pen to paper. It always works."

Welcome back to the Hone Your Habits series! This weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).

Tune into bite-sized episodes every Monday morning (10 minutes or less!) for tips, tricks, and mindset shifts that will help improve your financial literacy and money habits to live a healthier, happier lifestyle.

In today's episode, we discuss some of the best ways to track your spending and pay down debt effectively.

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE. 

To check out the Why Not agency, tap or click HERE. 

To learn more about $HMONEY, visit shmoney.club and join us on…

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Twitter: @shmoneyradio

TikTok: @shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music), No Fear by Makaih Beats (ad music) 

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio)

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

“You can still have that Pinterest-worthy look and feel without breaking the bank.”  - Sanja Sparica    

Planning a wedding? Curious about how much it will cost you in today’s day and age? If your answer to those questions is "yes," then this episode is for you.

Sanja Sparica, Senior Marketing Manager at Vistaprint, hops on the mic to discuss current wedding trends, the price of stationery, decor, the ever-so-trendy bridal party gifts, and more.

In other words, it’s time to break out your budget and crunch some numbers, but don’t think you can’t have the wedding of your dreams— it’s more than possible if you get a little $avvy.

To learn more about Sanja, tap or click HERE.

To browse Vistaprint, tap or click HERE.

To check out Vistaprint’s FREE wedding sample kit, tap or click HERE.

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Twitter: @shmoneyradio

TikTok: @shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"...One of the most cost-effective ways to increase your productivity."

Welcome back to the Hone Your Habits series! This weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).

Tune into bite-sized episodes every Monday morning (10 minutes or less!) for tips, tricks, and mindset shifts that will help improve your financial literacy and money habits to live a healthier, happier lifestyle.

In today's episode, we discuss the importance of switching up your environment and what it can do for not just your productivity, but your wallet too.

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE. 

To check out the Why Not agency, tap or click HERE. 

To learn more about $HMONEY, visit shmoney.club and join us on…

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Twitter: @shmoneyradio

TikTok: @shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music), No Fear by Makaih Beats (ad music) 

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio)

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"My advice? Practice the art of putting your pride aside."

Welcome back to the Hone Your Habits series! This weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).

Tune into bite-sized episodes every Monday morning (10 minutes or less!) for tips, tricks, and mindset shifts that will help improve your financial literacy and money habits to live a healthier, happier lifestyle.

In today's episode, we discuss becoming aware of your ego, practicing the art of putting your pride aside (especially when it comes to money), and more. 

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE. 

To check out the Why Not agency, tap or click HERE. 

To learn more about $HMONEY, visit shmoney.club and join us on…

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Twitter: @shmoneyradio

TikTok: @shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music), No Fear by Makaih Beats (ad music) 

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio)

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

“The most important thing to remember is that since you are not the only one, there is a path out of debt but your pathway may look different than the person in front of you.”  - Ayana Campbell Smith

Web designer by trade, millennial finance expert by choice, Ayana started the @millennialmoney.guide as a newsletter after her passion for personal finance spurred her to create a list of topics that she felt young people needed to know about. Fast forward to today and she’s a full-on $HMONEY coach, teaching millennial women and couples to get “unstuck” so they can ditch debt, save more, and win together.

On today’s episode of $HMONEY Radio we discuss ditching debt while building streams of income, what drags us into the debt spiral in the first place, lifestyle creep, the emotional aspects of debt, borrowing money, and making sacrifices.

To listen to Ayana's last appearance on the podcast, tap or click HERE.

Check out Ayana's website and follow her on IG: @millennialmoney.guide

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Twitter: @shmoneyradio

TikTok: @shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"The way we think about money changes everything."

Welcome back to the Hone Your Habits series! This weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).

Tune into bite-sized episodes every Monday morning (10 minutes or less!) for tips, tricks, and mindset shifts that will help improve your financial literacy and money habits to live a healthier, happier lifestyle.

In today's episode, we analyze how our habits with money and how we think about it can influence our behaviours and beliefs. Case in point: positive self-talk is everything.

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE. 

To check out the Why Not agency, tap or click HERE. 

To learn more about $HMONEY, visit shmoney.club and join us on…

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Twitter: @shmoneyradio

TikTok: @shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music), No Fear by Makaih Beats (ad music) 

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio)

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

“Once I got the business going, it really helped me understand how to manage my money outside of just saving for a house or a car.”  - Melodie Padula

You’ve probably heard of the Mediterranean diet, but how about Mediterranean skincare?

Curù Skin is a gentle and effective after sun care brand inspired by founder Melodie Padula’s struggle with acne and travels to Sicily, where her family is from. Born and raised in Toronto, Melodie spent summers visiting family in Italy where she absorbed their rich traditions and way of life.

Her lifelong struggle with acne was uncomfortable and frustrating. With a strong interest in science and natural wellness, Melodie became determined about conjuring up an antidote to her skin troubles while she learned about plant-based ingredients that have been used in southern Italy for centuries.

After adopting what she learned from her family’s lifestyle and traditional Sicilian ingredients, she discovered a powerful connection between the Mediterranean way of life and skin health. And voilà, Curù Skin was born!

Throughout today’s episode we discuss Melodie’s journey to creating Curù, working multiple jobs to fund a passion project, bootstrapping a small biz, sourcing ingredients and working with people from across the globe, Nonnas, and so much more.

About the series: If you want a BTS insider look at how superwomen across industries came to live their dreams by doing their jobs— on their own terms— #FoundingFemme is for you. Learn what it takes to start, grow, and sustain a company more than just financially. Tap or click here for more info.

To learn more about Curù Skin and shop the After Sun Facial Oil, tap for click HERE. 

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on…

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Twitter: @shmoneyradio

TikTok: @shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"We don't talk enough about money so we don't know enough about it."

Welcome back to the Hone Your Habits series! This weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).

Tune into bite-sized episodes every Monday morning (10 minutes or less!) for tips, tricks, and mindset shifts that will help improve your financial literacy and money habits to live a healthier, happier lifestyle.

On today's episode, we discuss the importance of #FINDEPENDENCE (a.k.a financial independence.


To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE. 

To check out the Why Not agency, tap or click HERE. 

To learn more about $HMONEY, visit shmoney.club and join us on…

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Twitter: @shmoneyradio

TikTok: @shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music), No Fear by Makaih Beats (ad music) 

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio)

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

“If a 23-year old black woman who’s a child of immigrants, who lives in Mississauga, is able to purchase her first house at the age of 23, I think I can also do this as a 25-year-old woman…”  - Reni, the Resource

Reni, the Resource, makes complex topics simple. The 26-year-old phenom started her career in the wealth management department at the Bank of Montreal, sending marketing materials to ultra-rich account holders. One day, she started wondering why only the most affluent people had access to that information, which sparked her curiosity about bringing it to social media for all to see. 

Once Reni bought her first house at 23, friends and family nudged her to create a YouTube channel and other social media accounts, demanding to know how she did it. Today, she’s a full-time content creator and financial literacy educator with the goal of letting people know that they can achieve the same thing. 

In today’s episode, we discuss Reni’s upbringing, which included personal finance teachings from her parents (and stocks for birthday gifts), learning how to invest, renting versus buying, why having a house isn’t “all that,” her #1 money recommendation, representation in the financial literacy space, and so much more.

One of our favourite guests (and teachers), Reni is genuinely a great resource with a wealth of knowledge.

To learn more about Reni, tap or click HERE.

To follow all of Reni’s social channels, find them listed HERE.

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on…

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Twitter: @shmoneyradio

TikTok: @shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).

"We're the place where green turns to gold."

Welcome back to the Hone Your Habits series! This weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).

Tune into bite-sized episodes every Monday morning (10 minutes or less!) for tips, tricks, and mindset shifts that will help improve your financial literacy and money habits to live a healthier, happier lifestyle.

On today's episode, we hone in on morning rituals, specifically morning matcha. It's time to ground down!


To shop Kato matcha, tap or click HERE and HERE.

To watch how to make Anastasia's favourite matcha latte recipe, tap or click HERE. 

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE. 

To check out the Why Not agency, tap or click HERE. 

To learn more about $HMONEY, visit shmoney.club and join us on…

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Twitter: @shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music), No Fear by Makaih Beats (ad music) 

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio)

To get acquainted with your host, tap or click HERE.

To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE.

To learn more about $HMONEY, visit shmoney.club and join us on...

Instagram: @shmoneyradio / @shmoneyhonies

Facebook: https://www.facebook.com/shmoneyradio

Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)

Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).