The theme this week on the Retirement Quick Tips Podcast is: Holiday tipping etiquette

Today, I’m talking about who to tip. I’m going to separate this into 2 categories - essential and optional.

Essential…According to the Wall Street Journal article that was the inspiration for this week’s theme, you want to “Focus on the people who make your life more pleasant all year long, according to experts.” 

And they can be separated into 3 general categories: 

• Those who help care for your home
• Those who help care for your kids and/or pets
• Those who help care for you

Starting with those who help you care for your home. This would include: 

• Housecleaner
• Landscaper
• Snow removal
• Handyman
• Pool cleaner
• If you live in an apartment building or work in an office building, this could also include a doorman, elevator operator, or a garage attendant

Then there’s the people who help care for your kids or pets. This would include:

• Babysitter or nanny
• Teachers and coaches
• Tutors
• Pet groomer
• Dog walker

Lastly, there’s the people who care for you:

• Hair stylist
• Personal trainer or a golf pro
• Massage therapist, acupuncturist, etc
• Your person at the nail salon or a delivery person if you have a regular
• The mail carrier, newspaper delivery kid (if you still get one of those old fashioned fish wrappers), your FedEx guy or gal, and the garbage man
• I would also include anyone here who helps you with caring for your loved ones. If you have a parent in a nursing home or if they have a caregiver who comes to their home, make sure they receive a tip as well. 

Depending on the size of your budget, you could also expand this list to people like your pastor or your favorite podcast hosts (kidding! Please don’t send me any money!) 

Tomorrow, I’ll talk more about how much to give and who on this list may not be able to legally receive cash tips at all, but the purpose of today is to get you thinking and to make a list of those people in your life that you want to show gratitude to this time of year with a tip or a small gift. 

That’s it for today. Thanks for listening! My name is Ashley Micciche and this is the Retirement Quick Tips podcast.  

----------

>>> Subscribe on Apple Podcasts: httpstr://apple.co/2DI2LSP

>>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs

>>> Visit the podcast page: https://truenorthra.com/podcast/ 

----------

Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance