Proposed introduction of a 50-year mortgage term in the United States is primarily observed as a policy instrument designed to address the immediate political challenge of housing unaffordability. 

While this extended amortization period offers a mechanism for achieving lower monthly payments, this analysis finds that the product fundamentally serves to defer, rather than resolve, the nation's housing crisis...

The week of November 10–14, should have been a champagne-popping celebration on Wall Street. After all, the record 43-day federal government shutdown finally concluded on Wednesday. Yet, instead of sustaining the relief rally that opened the week, markets quickly suffered a painful, sharp reversal mid-week, culminating in Wall Street's worst day in over a month on Thursday.