Guest-hosted by Julia Carpenter: Charlotte Cowles never thought she’d fall for a scam. She’s savvy about money and even writes a financial-advice column for The Cut. But last fall, scammers persuaded her to put $50,000 in cash in a shoebox and hand it over, wiping out her life savings. Cowles tells her story to Apple News In Conversation guest host Julia Carpenter and offers tips on how to prevent this from happening to you.