Banking, insurance, and capital markets have been built on trust, regulation, and decades of infrastructure. Now AI is rewriting the rules, and the institutions that don't adapt may not survive.

We discuss:

• How AI agents acting on behalf of customers could wipe out a significant chunk of global banking profits, and whether traditional banks can fight back.

• Where the human analyst still fits in an AI-accelerated workflow.

• From braking patterns to user data, how real-time behavioural pricing is replacing credit scores

• Why brilliant technology alone doesn't protect you from the fundamentals of insurance, and what that cautionary tale means for the wider fintech sector.

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