Have you heard of IRMAA? IRMAA can be an unwelcome surprise if you aren’t expecting her. 

On this episode of Retirement Answer Man, you’ll hear what to expect from IRMAA and your Medicare costs. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN PRACTICAL PLANNING SEGMENT 

• [2:14] Recent feedback
• [6:57] What IRMAA surcharges are

IN THE NEWS 

• [14:55] Structured protection ETF
• [25:06] What the details show

LISTENER QUESTIONS 

• [30:23] Should we keep our life insurance policy?
• [34:42] Will the lack of a bachelor's degree hurt a retirement planning practice?
• [36:02] Where to get the materials for the Certified Retirement Counselor curriculum

ROCK LIFE 

• [37:51] Cultivating a growth mindset through curiosity
• [40:58] How to cultivate curiosity

TODAY’S SMART SPRINT SEGMENT 

• [50:55] Practice asking a dumb question

Resources Mentioned In This Episode
International Foundation for Retirement Education
Form SSA-44
Rock Retirement Club
Roger’s YouTube Channel - Roger That
BOOK - Rock Retirement  by Roger Whitney
Roger’s Retirement Learning Center