Have you even wondered how banks make money? Or why overdraft fees exist? After a listener asked, 5 Things Sunday Host James Brown got answers from USA TODAY Finance reporter Elisabeth Buchwald, Bankrate.com analyst Greg McBride, and economist Aaron Klein from the Brookings Institution.

Show notes:

Costly Overdraft & NSF Fees Still Charged by Majority of Banks

Bureau of Consumer Financial Protection Settles With TCF National Bank

Agency: TCF National Bank tricked customers on overdraft fees

The yacht named Overdraft

Joe Biden, CFPB target junk fees, hoping to ease economic pressure on low-income families

Getting over overdraft

Bill Cooper, ex-Minnesota GOP leader and TCF Bank chief, dies

Banks that have cut or eliminated overdraft fees

Survey: Bank overdraft fees tumble to 13-year low while ATM fees are back on the rise

If you have a comment about the show or a question or topic you'd like us to discuss, send James Brown an email at [email protected] or [email protected]. You can also leave him a voicemail at 585-484-0339. We might have you on the show.

Episode Transcript available here

Also available at art19.com/shows/5-Things