Welcome to a new week and a new theme here on the One Minute Retirement Tip! This week, I’m talking about how the interest rate decisions by the Fed to raise or lower interest rates impact your retirement portfolio. Interest rates today are low compared to historical norms and that has an impact on your retirement portfolio. 

I don’t think I can overestimate the impact that Fed decisions about interest rate policy have on your portfolio. Decisions from the Fed to raise or lower rates are massive drivers behind what happens in both the bond markets and stock markets. 

While no one can reliably predict what the Fed will do next, it is important that you understand how the current interest rate environment impacts you. 

So this week, I’m sharing with you the relationship between interest rates and bond prices, what happens to your portfolio when interest rates are cut, 2 big mistakes that investors make when rates are low...and how you can avoid them, and lastly, how you can boost your income in retirement when you’re lucky to get 2-3% returns in your bond portfolio. 

That’s it for today. Thanks for listening! Tomorrow, we’re going to dive in with the foundation of our discussion on interest rates - The Relationship Between Interest Rates and Bond Prices.

Before you go, please take a minute to leave a review for the One Minute Retirement Tip in Amazon or iTunes. If you find these tips valuable, or if you have feedback for me or topic suggestions, it’s a great way to share the love and share your ideas with me! And thanks to you if you who have already left a review. 

My name is Ashley Micciche...and this is the One Minute Retirement Tip. 

----------

>>> Subscribe on iTunes: https://apple.co/2DI2LSP

>>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs

>>> Check out our blog: https://truenorthretirementadvisors.com/blog/

----------

Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance, wealth management, fee only financial advisor, financial planner, interest rates today, interest rate policy, federal reserve, fed policy, rate hikes, rate cuts, monetary policy, monetary policy definition, monetary policy tools, interest rate cut, fed interest rate, how to interest rates affect the economy, why does the fed raise interest rates, why does the fed lower interest rates, what happens when interest rates are cut, bonds, fixed income, bond interest rate