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In this episode of The Exit, host Steve McGarry sits down with Oz Konar, founder of Business Lending Blueprint, to unpack the realities of business financing, access to capital, and how debt can either accelerate growth or quietly destroy a company. Oz shares his journey from arriving in the U.S. as part of an immigrant family facing bankruptcy to building one of the fastest growing business lending education companies in the country.

Steve and Oz dive into what makes a business truly fundable, why entrepreneurs should secure capital before they actually need it, and the critical mistakes operators make when using debt. They also explore how funding impacts valuation, what buyers should watch for during diligence, and why building business credit early can dramatically improve both financing options and exit potential. Whether you are preparing for an acquisition, scaling toward an exit, or simply trying to better understand how lenders think, this episode offers a tactical look at using capital to grow smarter.

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Oz Konar is the founder of Business Lending Blueprint, an Inc. 5000 recognized company that helps entrepreneurs and business loan brokers access funding and build successful lending businesses. After immigrating to the United States and experiencing firsthand the financial hardship of his family business’s bankruptcy, Oz built a career focused on financial literacy, alternative lending, and helping small business owners gain access to capital. Through Business Lending Blueprint, he has trained thousands of business loan brokers, built a nationwide lending network, and helped entrepreneurs better understand how to use financing to grow and scale their businesses.

LinkedIn - https://www.linkedin.com/in/oz-konar/

Website - https://businesslendingblueprint.com/

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Timestamps:

[00:01] Steve introduces Oz Konar and the conversation on business funding.

[04:36] Oz’s journey from family bankruptcy to business lending entrepreneur.

[06:40] How Business Lending Blueprint helps entrepreneurs and loan brokers.

[08:40] Why business owners should secure capital before they actually need it.

[10:16] How debt can impact business growth, valuation, and exit opportunities.

[12:26] What buyers should look for when evaluating debt during acquisitions.

[15:18] Common mistakes entrepreneurs make with financing and personal spending.

[18:31] Building lender relationships and avoiding one size fits all funding.

[21:23] Business credit vs. personal credit and why both matter.

[24:56] What makes a business fundable and how lenders assess risk.

[27:58] Using debt to grow through acquisition and scaling faster.

[28:32] What Oz would tell himself 10 years ago.

[28:51] The future of Business Lending Blueprint and AI powered lending tools.

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The Exit—Presented By Flippa: A 30-minute podcast featuring expert entrepreneurs who have been there and done it. The Exit talks to operators who have bought and sold a business. You’ll learn how they did it, why they did it, and get exposure to the world of exits, a world occupied by a small few, but accessible to many. To listen to the podcast or get daily listing updates, click on flippa.com/the-exit-podcast/