Stat: $1.6 trillion: The amount that Americans collectively owe in student loan debt.

Story: In the United States, getting a college degree is often seen as a pathway to a prosperous future. But since the 1980s, the price of college has skyrocketed, leaving millions of students to rely on federal loans to help cover the cost. Now, many borrowers face high monthly payments that are difficult to afford while balancing necessities like food, housing, and health care.

In this episode of "After the Fact," we speak with Brian Denten from Pew's student loan initiative about potential solutions to make repayment more manageable. And Washington Post reporter Danielle Douglas-Gabriel talks about the history of student loans and the impact they have on individuals and communities.