YOUR CREDIT CARD EXPLAINED - FOR BEGINNERS

Do you use credit cards but feel like nobody ever taught you a lesson in ‘credit cards 101’? Do you know how your credit card affects your overall credit and your credit score?  This episode will walk you through credit card basics and credit card lessons for beginners so you can take these credit card tips and learn how to use credit cards to build your credit score responsibly, and intentionally, as well as how to avoid credit card debt or pay off credit card debt.  Credit card education should be taught to all of us when we get our first cards!

Do you try to adopt healthy habits and get your life organized, but inevitably life gets in the way and you just forget what you’re working towards?  This simple organization hack helps you organize your life, reset your life and your goals every week, and develop habits to change your life.  Join me in this episode of the how to adult show to learn how to plan properly using this organizational habit, and plan with me to set yourself up for success this week, and the next, and the next. 

Pick up a moleskine notebook bullet journal to start getting organized here: https://howtoadultschool.com/personal-growth-resources#personal-growth-tools

Do you get enough sleep every night?  Has anyone ever taught you the importance of maintaining good sleep health?  Have you ever learned about the impact of sleep on learning, or the impact of sleep on memory?  The importance of sleep is something we rarely talk about or learn about in our hustle culture sadly.  Matthew Walker is a research scientist who has spent years looking into why we sleep, and wrote a fantastic book all about how we need to prioritize our sleep better to truly maximize our health as humans.  I unpack this book and talk about the basic concepts of sleep and why it’s important to our well being.  

If you loved this topic and want to learn more, make sure you pick up a copy of the book Why We Sleep, linked here https://howtoadultschool.com/wellness-resources#wellness-books

Are you working your dream job?  If the answer is no, don’t worry!  In this video we set out to bust the myth of the ‘dream job’ that we were raised with, and help you reframe how you think about your work life so that you can intentionally choose a career path that will help you feel more happy with your work, achieve greater career fulfillment, and and not end up feeling stuck on a job or stuck in a career that you trained for, but don’t really love.  Watch the episode for 5 ways to reframe the way you think about your work life, let go of the myth of the dream job that’s holding you back from getting started on life, and start creating a work life you love. 

Get a copy of the book Big Magic here 

https://howtoadultschool.com/careers-business-resources#career-books

Download the free audio training all about how to set and achieve goals to build the life of your dreams.

https://howtoadultschool.com/audio-guide

Do you know if you’re taking advantage of all the tax write offs that are available when you file your canadian taxes?  Are you minimizing your tax burden with tax deductions wherever possible?  Do you understand how to properly write off business expenses, life expenses, education expenses etc.  to your advantage?  This finance 101 lesson is all about giving you the best canadian financial advice, and explaining the canadian tax system and tax write offs available for employees as well as touching on business write offs that small business taxes can benefit from knowing as well. 

Do you know how to create good habits?  Do you want to learn how to develop the habits of consistently successful people?  If you’re stuck in the cycle of setting goals and never achieving them, or wanting to start new habits but falling off the bandwagon all the time, this episode is for you.  I walk you through 4 simple steps to start habit stacking, a system that will help you create good habits, improve your life productivity, and teach you how to get your life together.  Get started working towards developing the best habits for a healthy and happy life by watching this episode, and checking out the other resources linked below!

If you LOVED this episode, download the FREE guide to learn more about goal setting and habit stacking in more detail. 

https://howtoadultschool.com/audio-guide

Do you need meal prep ideas to help you with healthy meal prep and get inspired for great meal prep recipes? Meal prepping is a great way to organize your week, so you can enjoy clean eating, healthy cooking, and healthy meals without devoting unnecessary time, money, and mental energy to the process three+ times a day!  We should all be taught a meal prep for beginners course before graduating highschool.  Healthy cooking is a basic adult school that many of us miss these days!

Like the episode?  Follow the How To Adult School on Instagram for more great adulting tips and tricks to help you get your sh*t together and adult like a pro! http://instagram.com/howtoadultschool 

I’ve always been an entrepreneur, and while it’s not the life for everyone I seriously believe we should all be taught about entrepreneurship as kids so we can consider it for ourselves!  If you’re asking yourself should I quit my job, what are my 9-5 job alternatives, and where can I find entrepreneurship ideas, then this episode is for you!  I walk through my career path as an entrepreneur so far, and teach you 4 questions to ask yourself before quitting your job to start your own business. 

Download the free grant guide: https://www.howtoadultschool.com/grant-guide

Checkout more careers resources through the resources library: https://www.howtoadultschool.com/careers-business-resources 

Do you have an emergency savings account?  Do you know how to get started saving an emergency fund?  Do you know how much money an emergency fund should have?  The Dave Ramsey emergency fund system is outdated these days, and you need to have a properly funded emergency fund account to be truly in control of your own life!  This video will teach you about how to start an emergency fund, why you need one, and where you should save your emergency fund in Canada.  

Join the free 7 day mini course that will bring you back to the basics of personal finance, so you can start taking control of your money! https://www.howtoadultschool.com/7-day-money-challenge