Retirement is looking different these days, with the ‘sandwich generation’ juggling care responsibilities for elderly parents and children living at home for longer. All this on top of work and rising bills. So what options are out there if you can’t afford to wrap up with work yet? Mike Douglas, Age Scotland’s director of social enterprises gives his top tips. Actuary Kevin Hollister gives advice for getting the most you can from your pension, and Kim and Eileen chat to 59-year-old John Devlin about his plans for delayed retirement, and how he can get free support when it comes to pension planning.