How to Retire on Time

By Kedrec WealthBusiness Education Investing How To

How to Retire on Time episodes

October 09 How to Actually Balance Risk and Protection in Retirement
Michael Decker, NSSA® answers a viewer question on balancing risk and protection using a food-storage analogy, splitting a portfolio into smaller pieces that each have their own job instead of one blended mix.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book and tools 👉https://RetireOnTime.com/Free

This is for educational purposes only and is not financial advice.
7 min
October 08 Why Just Buying the S&P 500 Does Not Solve Retirement Math
Michael Decker, NSSA® responds to a viewer who says the math only works with stocks and the S&P 500, and the risk that gets left out when withdrawals start during a down market.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book and tools 👉https://RetireOnTime.com/Free

This is for educational purposes only and is not financial advice.
7 min
October 07 What to Do With Your Money Five Years Before Retirement
Michael Decker, NSSA® answers a viewer question on repositioning savings five years from retirement, and why shopping around matters here as much as anywhere else.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book and tools 👉https://RetireOnTime.com/Free

This is for educational purposes only and is not financial advice.
9 min
October 07 A Way to Decide Whether You Actually Need an Annuity
Michael Decker, NSSA® walks through how to decide if an annuity fits your plan before shopping for one, then answers a follow-up question on timing IRA to Roth conversions for an inherited account.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book and tools 👉https://RetireOnTime.com/Free

This is for educational purposes only and is not financial advice.
14 min
October 06 How to Plan Retirement Around an Inheritance You Might Not Get
Michael Decker, NSSA® answers a viewer question on planning retirement income around a future inheritance, and why treating it as a backup plan works better than counting on it.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book and tools 👉https://RetireOnTime.com/Free

This is for educational purposes only and is not financial advice.
7 min
October 05 The Bond Market Warning Sign Behind This Year's Market Jitters
Michael Decker, NSSA® walks through a widening gap between short-term and long-term interest rates that echoes the run-up to 2008.
Plus two "would you rather" thought experiments that show how differently people judge risk once real dollars and timelines are on the table.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book and tools 👉https://RetireOnTime.com/Free

This is for educational purposes only and is not financial advice.
19 min
October 02 Why Some People Don't Need to Do Roth Conversions
Michael Decker, NSSA® answers a viewer question on why some people don't need IRA to Roth conversions even as taxes go up, and the one number he says actually matters.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book and tools 👉https://RetireOnTime.com/Free

This is for educational purposes only and is not financial advice.
6 min
October 01 How You can Exit a Concentrated Company Stock Position
Michael Decker, NSSA® answers a viewer question on selling company stock that makes up over half their savings, and three ways to manage the tax bill along the way.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book and tools 👉https://RetireOnTime.com/Free

This is for educational purposes only and is not financial advice.
8 min
September 30 How to Schedule Withdrawals From a $750,000 401(k)
Michael Decker, NSSA® answers a viewer question on withdrawing from a $750,000 401(k) at 65, and tells a CVS receipt story he uses to explain wasted tax breaks.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book and tools 👉https://RetireOnTime.com/Free

This is for educational purposes only and is not financial advice.
13 min
September 29 A Way to Think About a 403(b) Rollover
Michael Decker, NSSA® answers a viewer question on an in-service 403(b) rollover, an index annuity, and withdrawal order, and why the real first question isn't about the account at all.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book and tools 👉https://RetireOnTime.com/Free

This is for educational purposes only and is not financial advice.
13 min

About How to Retire on Time

From the publisher's feed

Welcome to How to Retire on Time, a show that answers your retirement questions. Say goodbye to the oversimplified advice you've heard hundreds of times. This show is about getting into the…