How to Retire on Time

By Kedrec WealthBusiness Education Investing How To

How to Retire on Time episodes

November 07 When Retirement Healthcare Costs Keep Rising
When healthcare costs keep rising and online answers feel oversimplified, Michael Decker, NSSA® and David Franson cover Medicare changes, then take viewer questions on Social Security, pensions, Roth conversions, IRMAA, and annuities.
Ready to build a retirement plan around your life, not a product?
Get the free book and tools 👉https://RetireOnTime.com/Free

This is for educational purposes only and is not financial advice.
56 min
November 05 When Roth Conversions Might Not Be the Right Move
When online advice treats Roth conversions as a must, Michael Decker, NSSA® explains how the standard deduction and lower brackets can change the math for some people.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book and tools 👉https://RetireOnTime.com/Free

This is for educational purposes only and is not financial advice.
4 min
November 04 When a MYGA Ladder Meets a Bond Ladder
When money is needed within five years, Michael Decker, NSSA® explains how a MYGA ladder, a bond ladder, and a buffered ETF can differ, and why defining the mission comes first.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book and tools 👉https://RetireOnTime.com/Free

This is for educational purposes only and is not financial advice.
6 min
November 03 When a Note Can Offer Principal Protection
When a product promises protection and upside, Michael Decker, NSSA® walks through how structured notes work, where the risks sit, and how TIPS compare.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book and tools 👉https://RetireOnTime.com/Free

This is for educational purposes only and is not financial advice.
12 min
November 02 When Do Alternatives Belong in Your Portfolio?
When stocks and bonds are not the whole picture, Michael Decker, NSSA® explains where alternatives like real estate, private equity, and gold can fit, and what getting out can look like.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book and tools 👉https://RetireOnTime.com/Free

This is for educational purposes only and is not financial advice.
8 min
October 28 When Can a Medigap Plan Deny You?
When a plan looks cheaper now and switching later sounds simple, Michael Decker, NSSA® explains how the Medigap enrollment window at 65 can change what happens next.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book and tools 👉https://RetireOnTime.com/Free

This is for educational purposes only and is not financial advice.
6 min
October 26 Why Healthcare Costs Keep Rising
When healthcare premiums keep climbing, Michael Decker, NSSA® explains why he treats healthcare as a cost to plan for, not an investment, and why a cost-of-living adjustment belongs in the plan.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book and tools 👉https://RetireOnTime.com/Free

This is for educational purposes only and is not financial advice.
6 min
October 23 Is Long-Term Care Insurance Worth It?
When long-term care insurance is sold on fear, Michael Decker, NSSA® explains how a break-even view and peace of mind can each be a fair reason to decide.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book and tools 👉https://RetireOnTime.com/Free

This is for educational purposes only and is not financial advice.
7 min
October 22 How Do Survivor Benefits Work?
When a spouse passes, Michael Decker, NSSA® explains how a survivor benefit and a person’s own retirement benefit can be treated as two separate choices.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book and tools 👉https://RetireOnTime.com/Free

This is for educational purposes only and is not financial advice.
3 min
October 22 Can You Plan for the Widow Tax?
When one spouse passes and the household becomes a single filer, Michael Decker, NSSA® explains how a plan can account for it years ahead.
The following is from Mike’s weekly webinar.
Ready to build a retirement plan around your life, not a product?
Get the free book and tools 👉https://RetireOnTime.com/Free

This is for educational purposes only and is not financial advice.
9 min

About How to Retire on Time

From the publisher's feed

Welcome to How to Retire on Time, a show that answers your retirement questions. Say goodbye to the oversimplified advice you've heard hundreds of times. This show is about getting into the…