The Thing We Never Talk About

How To Save An Extra $7k/Year


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This episode builds on the previous conversation about how investing $7,000 a year can grow into $1 million. If you’re self-employed or living on a creative income, the idea of setting that money aside might feel impossible—but it’s more doable than you think. By breaking the total into manageable monthly, weekly, or even daily amounts, and comparing it to everyday expenses like dinner out or a movie ticket, that $7k per year target will feel more achievable. And whenever possible, automate those contributions so that you can pay your future self the same way you would any other essential bill. It’s a practical, no-guilt approach to taking care of future you, starting with whatever you can manage today.

Key takeaways

  • Pay yourself first—treat savings like a non-negotiable expense, just like rent or utilities.
  • Break big goals into small steps: $7,000/year is about $583/month, $135/week, or $19/day.
  • Automation is your best friend for consistent saving—remove willpower from the equation.
  • Start where you are—even saving $10/day adds up to over $3,600 a year, and progress matters more than perfection.

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The Thing We Never Talk AboutBy Timothy Iseler

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