Hour 4 features Gino Torretta joining to discuss the College Football Playoff, weighing in on Miami’s selection and critiquing Notre Dame for opting out of a bowl game. He breaks down the Heisman Trophy race, spotlighting Miami’s Fernando Mendoza as the favorite and Vanderbilt QB Diego Pavia as his main competition, while sharing his wish that Miami had recruited Mendoza last offseason. Joe congratulates Gino on his Heisman-winning legacy and the statue at UMiami. The conversation wraps with Joe talking about not getting out to games much, never seeing the Dwyane Wade statue, and a lighthearted take on differences between how older and younger people sleep.