Welcome to RosenHealth™, where innovation meets transformation in the healthcare industry.  

In this episode, we delve into the pioneering strategies of Rosen Hotels & Resorts, led by visionary Harris Rosen, as they revolutionize healthcare solutions.

Discover how RosenHealth™ is reshaping the landscape with groundbreaking approaches that prioritize associates' well-being while reducing costs. With no deductibles or co-insurance and comprehensive prescription coverage, associates experience unprecedented benefits that ensure their health and financial security.  

Join in as insightful discussions with healthcare executives and HR decision-makers unveil the real-world impact of the Rosen model. Hear from leaders like Karen van Caulil, President and CEO of the Florida Alliance for Healthcare Value, and Dawn Koffarnus, Chief Health Systems, and Financial Officer for Second Harvest Food Bank Central Florida, as they share their journey of adopting the Rosen approach and witnessing remarkable results. From significant cost savings to heightened employee satisfaction, learn how organizations are reaping the rewards of a Rosen-like healthcare plan.  

Whether you're a healthcare professional, business leader, or simply curious about the future of healthcare, RosenHealth™ is your guide to unlocking the potential of innovative healthcare solutions.  

Subscribe now to RosenHealth™ and embark on a journey towards a healthier tomorrow. Don't miss out on the transformation – tune in and be inspired by the stories that redefine the future of healthcare, one organization at a time. 

In this podcast episode, we delve into the transformative journey of Health Rosetta and its co-founder, Dave Chase. Join us as we explore the personal reasons behind the creation of Health Rosetta, driven by a profound mission to change the healthcare narrative.

In this episode, Dave shares the powerful motivation behind co-founding Health Rosetta, fueled by a series of impactful personal

In this episode, we are excited to have Stephanie Koch, an experienced Director of Human Resources and Senior HR Business Partner, join us for an insightful conversation. Stephanie shares her journey over the past few years, where she played a pivotal role in understanding and transforming employee health benefit plans.

Notably, at Hendry Marine and in her previous roles, Stephanie was instrumental in transitioning employee health plans to a self-funded model. This move generated over $5 million in savings to the company's bottom line.

Stephanie is passionate about sharing her knowledge and experience. In this episode, she discusses the benefits of self-funded health plans for both companies and employees. Her insights into navigating the intricacies of HR, from mentoring to negotiating, make this episode a must-listen for HR professionals and executives alike.

Impact Healthcare showcases innovative, solutions-oriented trailblazers working to make healthcare more affordable for American workers.

Employers and benefits advisers need to know Lester J. Morales’ guest, Chris Labrecque, Chief Customer Officer at Paytient.

Paytient serves as a cutting-edge company addressing a struggle so many functionally uninsured Americans face: the “pain to pay.”

1 in 10 adults endures significant medical debt, which causes 67% of personal bankruptcies.

As a result, 80% of Americans have skipped or delayed healthcare due to unaffordability in the last year.

For five years running, Paytient has enjoyed a 90+ Net Promoter Score (customer satisfaction metric) by alleviating patients’ “pain to pay” through interest-free, no-fee credit cards that spread out-of-pocket healthcare expenses out over up to 36 months without a credit check.

Don’t miss this hope-inspiring episode — subscribe now to stay on the cutting edge of healthcare affordability solutions and the problem-solvers making healthcare accessible to all Americans.

Time Stamps:

08:53 What too many brokers miss along the career journey

14:06 Why high-deductible plans fail

17:15 How the Paytient card works with an HSA

18:17 How employees get and use their Paytient card

19:23 How employers provide employees Paytient access

22:15 How Paytient benefits hospitals and health systems

24:15 Chris’ message for advisers

25:55 How Paytient retains employees

28:45 Chris’ message for employers

30:40 Real-life impact of Paytient

Stay connected with cutting-edge health benefits strategies by joining the Impact Healthcare text community at 813.537.6992.

Lester J. Morales interviews Attorney Julie S. Selesnick, Senior Counsel at Berger Montague.

With a passion for justice amongst the imbalance of power between health insurers and American healthcare consumers, Julie serves as a member of the firm's Employee Benefits & ERISA practice group. 

Don't miss this opportunity to learn:

You'll want to share this priceless podcast with your colleagues — be sure to subscribe!

Time Stamps:

05:03 Myth 1

07:24 Myth 2

10:00 Myth 3

13:37 No. 1 Employer Action Item to jumpstart your fiduciary compliance

14:49 No. 2 Employer action item to jumpstart your fiduciary compliance

15;18 No. 3 Employer action item to jumpstart your fiduciary compliance

16:17 Julie explains the claims data access lawsuit filed against Anthem

18:04 The skinny on gag clauses

30:43 Julie’s #1 recommendation to employers

36:59 Julie’s #1 recommendation to advisers

41:14 Julie’s #1 recommendation to healthcare consumers

Stay connected with cutting-edge health benefits strategies by joining the Impact Healthcare text community at 813.537.6992.

Lester J. Morales talks with Dean Jargo, the chief executive officer of Fair Market Health, about how employers can make healthcare more affordable and accessible.

Get a glimpse behind the scenes as Dean, a former CFO advising Fair Market Health, became its CEO after a personal experience with the marketplace platform transformed his drive and determination to bring affordable healthcare to the masses.

Learn from the experts:

Affordable and accessible healthcare hinges on the cost vs. quality relationship — buying healthcare isn’t like buying a luxury car. Higher prices don’t equate to better care, and the undercurrent of misaligned incentives can crush forward progress if left unaddressed. 

This episode of Impact Healthcare covers all the bases to get your company on the road to higher-quality care for a much lower price.

Time Stamps:

8:59 Fair Market Health: Who are they, and what do they do?

10:43 The 3 health benefits models

15:35 Two things Dean wishes he had known earlier in his career

19:15 The turning point in Dean’s career story

26:00 The common misconception about cost vs. quality in healthcare

27:05 How Fair Market Health pairs patients with providers

35:10 Why incentives matter

37:29 How $0 copays and $0 deductibles pay off big

40:29 Why claims savings don’t mean the doctor gets paid less

42:47 Why don’t the big box carriers work harder to make healthcare affordable?

49:15 How are savings different between urban and rural populations?

50:48 Where you can find the most savings

54:39 What can employers do to take the best next step?

Connect with Dean at [email protected]

www.fairmarkethealth.com

Reminder! Stay connected with cutting-edge health benefits strategies by joining the Impact Healthcare text community at 813.537.6992.

Description:

One in 3 Americans has pre-diabetes, and over 80% don’t know it. Left unaddressed diabetes is the leading cause of kidney failure. The cost of care is exorbitant, but it can be reigned in through capitated disease management. 

Far too many patients wade through life with undetected kidney disease that ultimately demands dialysis seemingly overnight. And as patients advance through the disease stages, the claims just get pricier. 

These costly cases raise premiums and out-of-pocket expenses for the affected member and the entire insured population at that organization. Employers can avoid unnecessary spending on chronic kidney disease by up to 80% through capitated disease management that often avoids or delays dialysis altogether.

Find out today how personalized, capitated disease management detects the smoke so plan members’ wellness doesn’t burst into flames. 

Listen as Lester J. Morales talks with Kimberlee Langford, the Vice President of Clinical Services for Specialty Care Management, to hear how employers and brokers prevent diabetes from igniting the fuse that leads to costly dialysis treatment. 

Show Notes:

5:37 Impacting a life saves a significant amount of money.

6:33 Why dialysis is a preventable disease.

10:07 How preventable disease sneaks up on workers.

12:37 Cost of care goes up 57% as patients advance in disease stage.

16:39 How to improve member participation rates to 50-75%.

24:43 The proof is in the pudding: Case #1 

26:18 Personal service is life-changing: Case #2

28:21 How to save up to 80% on dialysis claims with a capitated disease management program.

32:26 How to address misaligned incentives in disease management. 

36:58 Be a superhero: Case #3

38:51 Nurses have a huge impact on patient outcomes: Case #4

Show Notes:

Aaron Witwer talks about his background and how he got involved in healthcare (5:00)

Lester and Aaron talk about how we can start a conversation with an employer about health equity to create a change (12:00)

The importance of education impacts different communities. (20:00)

Lester asks Aaron what the keywords and actions are to create health equity (26:00)

Aaron talks about what we need to do to get health equity and address disparities. (29:00)

Description:

Show Notes:

Reid talks about why and discuss the healthcare system is getting more complicated and how difficult it is to be a patient (01:25)

Lester and Reid discuss the importance of Advocacy and how the wave of new ideas must be included. (13:23)

Reid infantizes the lack of quality information and how the system continues without us as a society. (18:00)

Lester and his guess Reid talk about how they need to strive to create an impact using more tools and how they must keep talking about approaching healthcare differently. (41:00)

Episode Description:

Employee retention is central to the success of a business. We know that employers are aware of this, and it’s a key priority to reduce the number of employees leaving their roles. But employee retention strategy falls short unless you take a truly inclusive approach.

Lester Morales chats with Brandon Weber, Co-Founder & CEO NAVA Benefits, a modern brokerage that makes managing benefits easy for growing businesses. They discuss different ways to break the status quo and the traditional brokers system and how diversity is part of a greater impact.

To keep up with the latest innovations and innovators changing the health benefits world, please subscribe to the Impact Healthcarepodcast. o become part of the Impact Healthcare Community, please text "IMPACT HEALTHCARE" to 813-537-6992.

Episode Show Notes: