Insightful Principles

Maria Losano gave her perspective on where the real estate industry is going in the future and the programs available for home buyer's and seller's. She also discussed the process of becoming a realtor and explain the differences compared to a real estate agent. 

We also went over the misconceptions within the real estate industry. Lastly we gave some tips on the different ways you can get into real estate and build wealth.

Ways to connect with Maria Losano:
Social media: @maria_youragent 
Keller Williams Email: [email protected]

Insightful Principles Outlet:
https://linktr.ee/insightfulprinciples

DISCLAIMER: My content is designed for informational and educational purposes only. Please consult with a advisor or a brokerage firm when making an investment decision. The information I give you, please do your own research and become aware of the risks when making an informed financial decision. You must understand your own risk tolerance and be comfortable with making a specific investment decision.

Have you ever wondered where to start when creating a financial plan? Do you have questions on where you should focus with your financial plan? Me and Malek went in depth on where you should start first and how you can develop your plan over time.

Malek discussed the process of becoming a financial advisor and  his passion for helping people manage their finances more effectively. We also explain how everyone should start with the basics. It allows you to budget accordingly and keep your expenses low so you can be able to save and invest.

This episode also included discussions around the racial disparity between African Americans and Cacusians in the financial advising industry. This is a great video to watch with expanding your thinking when approaching your financial plan.

Here are Malek outlets to connect:
Social Media: @malek21barber
Financial Advising: [email protected]

Insightful Principles:
https://linktr.ee/insightfulprinciples 

In this episode, I discussed a more simplistic way to create a business plan. Most of my college professors taught me the traditional format of developing a business plan. However, creating a lean business canvas saves more time and it's a great way to build the philosophy of your business idea.

The lean business canvas focuses on nine key elements. Creating a solution for your customer segment problems and having a competitive advantage are some of the important areas I went over.

Business plans are great for entrepreneurs that are in the growth  and investment stage of their business. A lean business canvas is great for those just getting started in the ideation stage with their product or service. 

Below is a link to download a free pdf of the "Lean Business Canvas". You can create yours today!
https://drive.google.com/file/d/1yI3-_TeH5L-xHZ9ICNs7IDdmmoAmBR-L/view?usp=sharing

My LinkTree is attached as well and please support my Patreon page:
https://linktr.ee/insightfulprinciples

In this episode, I discuss the importance of maintaining a written budget and tracking your net worth. Having a budget creates the foundation for your spending habits. As well as giving you clarity on the amount you would like to invest, save, and spend every month. 

A budget holds you accountable and creates a productive habit with managing your personal finances. Essentially it allows you to see what's coming in with your income and what's going out with your expenses. 

Tracking your net worth is beneficial because it gives you the ability to stay focus on your financial goals. It gives you an overview of your financial health and it emphasizes the decisions you make with your investments. Tracking your net worth also keeps you motivated on eliminating your debt and it shows the true impact of your financial decisions. 

The personal capital app website is below that tracks your net worth:
https://www.personalcapital.com

Here is my LinkTree and please support my Patreon page:
https://linktr.ee/insightfulprinciples

In this episode, me and David gave some actionable steps on progressing your life. We discussed the importance of your routine and self-awareness when accomplishing your dreams. 

Joining a mastermind community is beneficial. Where you have accountable partners and share ideas with like-minded individual's.  

David explained his journey to building his company "Elevation is a Must LLC". We talked about how to move from a scarce mindset to an abundant mindset. As well as the creative process of storytelling when building a brand. 

Here is David Gibson outlet's where you can learn more about his brand and join his mastermind community: https://www.elevationisamust.com

Here is Insight Principles outlet's and please join my Patreon community: https://linktr.ee/insightfulprinciples

In this episode, Steven joins the show and discussed how you can discover your true self. Steven explains how important it is to develop a core value system for yourself that allows you to pinpoint a location or direction for your life. 

Steven also expressed how being an father allowed him to write his first book "Just For You: The Fundamentals". Which details fundamentals parents can implement with the development of their children. We also talk on branding, marketing, and trusting your process when building a business. This one was pack with value. Please lease a review and rate this podcast. 

Here is Steven Lewis outlet for his links, they are all in his Instagram bio:
@iam_p.o.p 

Here is my Linktree and support my Patreon page:
https://linktr.ee/insightfulprinciples
Thank you,

In this 22nd episode, I discussed the value of health insurance. As well as explaining the benefits of obtaining a policy that will help your health needs. I went over various options such as the differences between PPO and HMO plans. 

I went over a explanation of the maximum contributions you can put into an Health Savings Account (HSA). Towards the end of the episode, I express why everyone should have a disability insurance income policy. 

This episode is great for individuals and families that would like to develop financial security for themselves when deciding on a health insurance plan.  

My LinkTree is below and please support my Patreon page!
https://linktr.ee/insightfulprinciples

In this episode, I explain the importance of becoming a millionaire real estate investor. I gave some actionable steps that you can take to accomplish this goal. I went over the benefits of getting into real estate and how it creates passive income for yourself.

I also discuss the three dynamics of real estate investing and how the business is built off relationships with your network. I also gave some creative ways on how you can house hack and get residential financing for your properties. Here are the books I mention throughout the podcast:

“Millionaire Real Estate Investor” by Gary Keller and “Investing in Real Estate with No or Low Money Down” by Brandon Turner.

Here my LinkTree for my Youtube and support my Patreon page: https://linktr.ee/insightfulprinciples 
Thank you, 

In this episode, I discuss options and how it's different from trading in the stock market. Options tend to have a higher risk and a higher cost of entry. However, it's a another strategy you can use with investing and also creating another stream of income for yourself. 

Throughout the episode, I explain the requirements for getting started and how the options market operates. I went over call's and put's, as well as the speculative strategies you can use to profit whether the market rises or falls. 

If you could, please rate this podcast and leave a review. Here is my LinkTree to stream this content on other platforms.Thank you all for your support! 

https://linktr.ee/insightfulprinciples

 

In this 19th episode, I discussed how fiscal and monetary policies influence economic activity. I went over the differences on how the government and the federal reserve stimulate the economy. I also went in depth on examples of both fiscal and monetary polices. 

I explained the Keynesian, Supply Side, and the Monetarist theories that have been developed from prior economists within our society. Continue to share this podcast and leave a review. Thanks! 

Here is my link tree to stream my content on other outlets:
https://linktr.ee/insightfulprinciples