All About Home Construction

Insurance, Contracts, and the $40K Rule in NC


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This week on All About Home Construction, we’re digging into the business side of building that can make—or break—a contractor.

We start with the basics of protection: why general liability and workers comp aren’t optional if you want to stay in business and protect what you’ve worked hard to build. Then we get into one of the biggest mistakes small contractors make—handshake deals—and why a solid, written contract is your best defense against disputes, missed expectations, and lost money.

We also break down risk management strategies that help you avoid costly problems before they start.

Finally, we explain North Carolina’s $40,000 rule—why a general contractor’s license is required, what counts toward that total, and how crossing that line without a license can lead to serious consequences.

Whether you’re a seasoned builder or just getting started, this episode is packed with practical advice to help you run a safer, smarter construction business.

🔨 Protect your business.
📄 Get it in writing.
⚖️ Know the limits.

...more
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All About Home ConstructionBy Terry Gunnell-Beck and Randy Blake

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