When the insurance market gets tough—and it has been in recent years—the entrepreneurs get going. New products, new coverage alternatives and new service bolt-ons are created. Dylan DiMarchi is in the middle of it. He emerged from the real estate world, frustrated with the unpredictable cost of insurance, and developed Premium Lock, which guarantees insurance cost on a property for up to three years. “If a fixed-rate 30-year mortgage is a thing, why not at least a three-year guarantee for an insurance policy?” he says. Premium Lock is not insurance per se. Customers pay an average of $20 per month and are reimbursed if premiums rise over the agreed amount. His firm reviews a number of sources to predict how every carrier will price every piece of property in the U.S. That includes macro-economic factors like construction cost inflation, carrier profitability, regulatory behavior, and weather dynamics. Dylan believes Premium Lock is educating consumers on the impact of climate change. He also credits his fellow insuretech founders who are working to prevent property losses, such as fortifying homes. “Right now it’s expensive to do, but I have hope that carriers will show real financial ROI” on investments in mitigating property risks,” he says. Listen to this new On Point episode with host Peter van Aartrijk today!

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The effects of the change in the federal stance on the scheduling status of cannabis may have many impacts on what insurers and those who service the industry do. However, if you don’t know what it means for the 280E tax code and the changes that may follow, then you should pay attention to what Griffin Basden has been talking about to clients following a December 2025 presidential executive order to expedite rescheduling. Basden with AlphaRoot talked about the changes for this episode of the podcast with host Don Jergler.

The post EP. 104: 280E Is Key to Understanding Impact of Federal Shift on Cannabis appeared first on Insurance Journal TV.

In this Academy of Insurance Aftershow, Dr. Brenda Wells breaks down the growing problem of satellite pollution, exploring how crowded orbits, rising debris, and limited regulation are creating new risks for global communications, security, and the future of space activity. Check out this new episode of the Aftershow with co-hosts George Jack and Patrick Wraight!

Watch the full Academy of Insurance class that’s discussed in the aftershow: https://www.ijacademy.com/space-needs-spring-cleaning-the-growing-problem-of-satellite-pollution

The post Why Satellite Pollution Is Becoming a Real Risk | IJA Aftershow: Brenda Wells appeared first on Insurance Journal TV.

Industry leaders break down how coordinated plaintiff strategies, third-party litigation funding, and uneven disclosure rules are driving renewed efforts for state and federal tort reform and why transparency is becoming the central battleground. To watch the full panel session from the summit with hosts Allen Laman and Ezra Amacher, with expert Dave Arick of Sedgwick visit riskyfuture.com

The post The Growing Reform Movement Taking on Today’s Litigation Environment | Risky Future Summit appeared first on Insurance Journal TV.

Happy New Year, On Point Nation! Let’s start with a fresh look on improving your sales techniques. Let’s face it: We are all in sales in some way, right? And our guest Amy Reczek is a terrific sales coach. On this recording Amy unveils some techniques she discovered herself along the way as a trainer and speaker. Your posture, what you’re doing with your hands and eye contact are three critical nonverbal tools to master, she outlines. People buy from people, and not from companies, she adds. They are looking for people they can emotionally connect with. “Don’t pack in a lot of words,” Amy advises. “Ask more questions like, ‘Tell me about X?’ They answer. Then you say, ‘Can you tell me more about X? And about this?’ Stay with the client. Ask ‘why’ multiple times. You are gaining knowledge. Don’t flip right to the solution. Sit with the client more to really discover what’s happening. All value is what really matters to the client; it has nothing to do with you. We need to listen more on that.” Bonus: Amy outlines a number of sales-killing words we typically say and write. “Just checking in…” and “Just following up…” are, well, “just” two of them!

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A timely conversation with Aftershow Host George Jack and instructor Casey Roberts on how emerging risks like AI in hiring, cannabis policies, biometric data, and remote-work monitoring are reshaping EPLI exposure for employers heading into 2026.

Watch the full Academy of Insurance class that’s discussed in the aftershow: https://www.ijacademy.com/emerging-epli-risks

Not yet a member of the academy? Join today at https://www.ijacademy.com/members/memberships

The post Emerging EPLI Risks for 2026: What Employers Need to Watch Now | Aftershow: Casey Roberts appeared first on Insurance Journal TV.

Industry experts break down why nuclear verdicts aren’t defined by a fixed dollar amount anymore, but by verdicts that are wildly disproportionate to the facts—making social inflation a risk everyone now shares. Watch this sneak peek into an interview from the Risky Future Summit with hosts Ezra Amacher and Allen Laman and Ashley Fetyko of Tyson & Mendes. To view the full session visit riskyfuture.com

The post What Really Defines a Nuclear Verdict (And Why the Dollar Amount Keeps Moving) | Risky Future Summit appeared first on Insurance Journal TV.

Massive securities class action settlements—not trial verdicts—are driving billions in D&O losses, pushing the market out of a soft cycle and into stabilization that’s reshaping capacity, pricing, and retentions for brokers and policyholders alike. Watch this clip from the Risky Future Summit with hosts Allen Laman and Ezra Amacher as they talk with Teresa Milano of Lockton. To watch this session and more videos from the Risky Future summit, visit riskyfuture.com

The post Why D&O Settlements Are Reshaping Capacity, Pricing, and Broker Strategy | Risky Future Summit appeared first on Insurance Journal TV.

Insurance Journal recaps the biggest stories of 2025, from record-breaking wildfires and climate losses to broker mega-deals, litigation reform, cyber threats, AI-driven layoffs, and signs of recovery in key insurance markets heading into 2026. Watch this end-of-year exclusive with Carrier Management’s Elizabeth Blosfield, Insurance Journal’s Ezra Amacher, and Insurance Journal’s Allen Laman! Catch up on all of the Insurance Wrap Up episodes at https://www.insurancejournal.tv/channels/the-insurance-wrap-up/

Top Insurance Journal News of 2025:

The post Wildfires, Lawsuits, AI, and M&A: A Look Back at Insurance in 2025 | The Insurance Wrap-Up appeared first on Insurance Journal TV.

A deep dive into JD Power’s 2025 Claims Digital Experience Study, revealing how customers use digital tools during the claims process and what makes those channels clear, helpful, and easy to use.

To watch the full episode with host Don Jergler and J.D. Power’s Mark Garrett visit https://www.insurancejournal.tv/videos/26137/

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