As cyber threats evolve, the insurance industry struggles to keep pace, leading to shifting policies, increasing exclusions, and unexpected coverage gaps. Watch this highlight from the latest Cyber Insurance podcast with host Elizabeth Blosfield and guests Melissa Ventrone of law firm Clark Hill and Arthur Armstrong of law firm Reed Smith. To watch the full episode, visit https://www.insurancejournal.tv/videos/25038/

Topics covered:

#CyberInsurance #RiskManagement #InsurTech

The post Cyber Insurance: Navigating the Ever-Changing Risk Landscape appeared first on Insurance Journal TV.

Most insuretechs aren’t about flashy consumer-focused websites. They improve the plumbing — all the workflows behind the scenes never seen by agents and consumers. Sound exciting? Well, it sure is for Aaron Wright, director of strategy at Earnix, an insuretech supporting carriers’ pricing and underwriting with AI and machine learning. Aaron emerged from the carrier side, where he saw first-hand the inefficiencies plaguing the industry: “What did my well-paid actuaries spend 60% of their time on? Moving things between systems and validating if they copied and pasted things accurately from Excel. Much of this inefficiency and duplication of work was caused by the artificial barriers we put up between IT and business.” Are you a left-brain, rationale thinker? Well, here’s a guest for you: “I was drawn to insurance in college because an actuarial career sounded good. A career combining mathematics, statistics and computer science — what’s not to love?” (Yeah, what’s not?)

The post AI Is Barrier-Buster for Business & IT appeared first on Insurance Journal TV.

In this episode, Melissa Ventrone of law firm Clark Hill and Arthur Armstrong of law firm Reed Smith joined The Insuring Cyber Podcast to unpack the Trump administration’s cybersecurity policies and explore their potential ripple effects on the cyber insurance landscape. In these conversations, Melissa and Arthur discuss how evolving federal strategies influence risk assessments, underwriting practices, and insurer liabilities. They also explore the intersection of politics, policy, and cyber risk, and what it all means for insurers navigating an increasingly complex digital threat environment. Check it out!

To sign up or apply to be a speaker for our InsurTech Summit 2025, visit theinsurtechsummit.com!

The post EP. 101: Insuring Cyber Risk in a Shifting Political Landscape appeared first on Insurance Journal TV.

Dispensaries may be getting a bit of a break on employment practices liability insurance in recent times as capacity grows and insurers get better at evaluating the risks at these operations—and therefore become more comfortable with them. Nick Matsie, an assistant vice president at Berkley Select, is seeing a softer EPL market for dispensaries and other cannabis businesses. But he’s also seeing an uptick in claims frequency and severity.  “It’s not a matter if but when these claims come in,” he warned in our most recent podcast episode.

The post 101: A Softer EPL Market for Dispensaries, But Claims Are on The Rise appeared first on Insurance Journal TV.

On this recording we welcome back Dave Tralka, our knowledgeable and friendly banker who understands a thing or two about independent agents. Dave is CEO of InsurBanc, the financial institution launched by the Big “I” to support agents’ growth. Dave lucidly covers today’s business opportunities for agencies as well as the broader landscape over which they don’t have much control. Strategic loans to buy other firms or books, hire producers, and install new technology are available. But, “agents are generally debt-adverse,” Dave notes. “The most successful business models I have seen in 20 years of working with independent agents are that the over-performers are doing it both ways. They’re focused on organic growth. And they’re taking an opportunistic approach through acquisitions — in geographic regions, in markets, in specialties, etc. If you can accomplish both of those…, you have a home run.” Listen in to hear how firms are generating tremendous profitability, cash flow and resultant long-term growth. (With guest co-host Dave Evans.)

The post Debt as an Asset appeared first on Insurance Journal TV.

Cowbell’s Founder and CEO, Jack Kudale, shares his inspiring journey from growing up on a small farm to leading a cybersecurity insurance revolution, transforming risk management for small businesses.

This excerpt highlights the following:

Bridging Cybersecurity & Insurance – How Cowbell is pioneering innovation on the “right of the boom” by combining cybersecurity with tailored insurance solutions.

To watch the full 100th Episode of the Insuring Cyber Podcast, click here!

To register for this year’s InsurTech Summit visit: https://theinsurtechsummit.com/

#CyberInsurance #InsurTech #SmallBusinessSecurity

The post From Farm to Cybersecurity: How Cowbell is Innovating Cyber Insurance appeared first on Insurance Journal TV.

Join Golfertainment George, Patrick Wraight, and Kevin Amrhein as they tee off on Florida Man insurance fraud, bizarre cold-weather lizard claims, and the potential return of 1920s golf fashion! Plus a look at some Oscar show fashion!

Florida Man Strikes Again – A wild tale of insurance fraud, fake death certificates, and a $6M scheme gone wrong.

Falling Iguanas & Insurance Claims – When Florida temps drop, so do frozen lizards—what’s the risk, and who pays?

Should Knickers & Tweed Make a Comeback? – The case for reviving classic 1920s golf fashion on the modern course.

Not yet a member of the academy? Join Today!

#FloridaMan #InsuranceFraud #FallingIguanas

The post EP. 10: Insurance, Frozen Lizards, and Golf Fashion! appeared first on Insurance Journal TV.

Here’s a chance to meet a driven, dynamic leader in Omari Aarons-Martin, who oversees the National African American Insurance Association. Omari outlines the history of NAAIA, founded by an independent agent 28 years ago. With 2,700 members and 24 chapters nationwide, NAAIA represents every industry sector and is dedicated to members’ professional development and empowerment. Your On Point host naturally asks the honest (if cringeworthy) questions you’ve come to expect on race and racial issues. And Omari deftly educates! Diversity means different things to different people, he says. Thus, he encourages insurance organizations to be specific about any talent gaps. “Give yourself permission to say, for example, ‘We want blacks and African Americans.’ We have been unwilling as a society to do that. It makes us uncomfortable. It pits people of color groups against each other.” He advises, “Start with the group you have the largest gap in,” and never stop paying attention so that your organization is future-ready to serve the customer.

The post Association Champions Black Insurance Pros appeared first on Insurance Journal TV.

In this special 100th episode of the Insuring Cyber podcast, tune into an exclusive interview with the three cofounders of InsurTech Cowbell— CEO Jack Kudale, Chief Operating Officer Trent Cooksley , and Chief Product Officer Rajeev Gupta. Together, they share Cowbell’s startup origins and its mission to revolutionize cyber insurance for small and medium-sized enterprises, as well as the personal journeys that inspired them to tackle the complexities of the cyber insurance field. From Kudale’s farm roots and vision for cross-industry innovation to Cooksley’s expertise in insurance technology and Gupta’s technical focus on risk quantification, the trio shares insights on how Cowbell leverages advanced data and AI to redefine cyber underwriting. Alongside celebrating Cowbell’s five-year anniversary, this episode explores how their shared vision is empowering SMEs to address cyber risks and how other startup leaders can thrive in the cyber risk space.

To sign up or apply to be a speaker for our InsurTech Summit 2025, visit theinsurtechsummit.com!

The post EP. 100: More Cowbell, More Resilience: How the Five-Year-Old Cyber InsurTech is Empowering Small Businesses appeared first on Insurance Journal TV.

When we started our “bimonthly trip into the intersection of two industries that couldn’t be more different,” we were in the grips of a pandemic and cannabis legalization was sweeping states across the country. Episode 1 aired in May 2020 with a few industry experts talking about how the industry would weather the pandemic and an eventual return to normalcy. Four years later and the industry is still kicking—though federal legalization is probably about as far away now as it was then. One of our first podcast guests was Morgan Fox, who is now the political director NORML. To mark 100 episodes, we asked him on again to talk about what the cannabis industry will look like in the year ahead with the new administration, and what may lie beyond.

The post Ep100: 100 Episodes Later And We’re Still Looking Ahead appeared first on Insurance Journal TV.