Welcome to the Insurance vs History Podcast! In my fifth (and supersized!) episode, I discuss the various reasons why Asbestos and the insurance crisis surrounding Asbestos liability claims in the 1980s nearly brought down the entire Lloyds marketplace. Join me for a deeper dive into General Liability Insurance, an explanation of the Asbestos crisis, and Names at Lloyds!

Links:

• How the Names lost their shirts | Money | The Guardian
• The $200 Billion Miscarriage Of Justice Asbestos lawyers are pitting plaintiffs who aren't sick against companies that never made the stuff--and extracting billions for themselves. - March 4, 2002 (fortune.com)
• Asbestos Litigation | RAND
• The Bitter Fight Over the Manville Trust - The New York Times (nytimes.com)
• TSHA | Borel v. Fibreboard Paper Products Corporation (tshaonline.org)

Law Journal Articles (sorry, no links):

• Assessing the Coverage Carnage: Asbestos Liability and Insurance after Three Decades of Dispute By Jeffrey W. Stempel, 2005. 12 Conn. Ins. L.J. 349 (2005-2006)
• Asbestos Litigation Reform By Janet Brierton, Associate Legislative Attorney, Feb 17, 2004 OLR Research Report

Books:

• AN Air That Kills: Andrew Schneider, David McCumber: 9780399150951: Amazon.com: Books
• Ultimate Risk: The Inside Story of the Lloyd's Catastrophe: Raphael, Adam: 9781568580562: Amazon.com: Books
• On the Brink: How a Crisis Transformed Lloyd's of London: 9781137299291: Economics Books @ Amazon.com
• Dust-Up: Asbestos Litigation and the Failure of Commonsense Policy Reform: Barnes, Jeb: 9781589017665: Amazon.com: Books

Hire These People:

• My audio editor, and AMAZING Voice Over Actor—who did all the VO for this episode: Zach Stinnett

Music Credits:

• Boulangerie by Jeremy Sherman, courtesy of NeoSounds: Boulangerie, LynneMusic | NeoSounds music library

Contact Me:

• [email protected]

Welcome to the Insurance vs History Podcast! In my fourth episode, I investigate how insurance saved San Francisco after the Great earthquake—or the Great Fire, depending on who you ask--almost destroyed the city entirely. Join me to learn about mitigating risk through policy wording, the concept of "directly or indirectly", and why building a city by creating land from the bay was a terrible idea.

Selected Links:

• The Great 1906 San Francisco Earthquake (usgs.gov)
• San Francisco 1906 Earthquake - Lloyd's (lloyds.com)
• The San Francisco disaster : honest and dishonest insurance/ speech of Julius Kahn, of California, in the House of Representatives, Thursday, June 28, 1906. (berkeley.edu)
• Museum of the City of San Francisco (sfmuseum.org)
• Online Exhibit - Introduction - San Francisco Earthquake and Fire - The Bancroft Library - University of California, Berkeley
  • Online Exhibit - Buildings Sank Like Quicksand - San Francisco Earthquake and Fire - The Bancroft Library - University of California, Berkeley—photos shows the Valencia Hotel after sinking. Whoa.
  • Online Exhibit - Burned Districts of San Francisco - San Francisco Earthquake and Fire - The Bancroft Library - University of California, Berkeley Photos shows the map of the burned areas of SF.
• (99+) (PDF) Earthquake versus Fire: The Struggle over Insurance in the Aftermath of the 1906 San Francisco Disaster | Eleonora Rohland - Academia.edu article about Reinsurance and the attempt to introduce a standardized earthquake clause
• Six-20Bits-20or-20Bust-20Insurance-20Litigation.pdf (pillsburylaw.com)

Books:

• com: Seismic City: An Environmental History of San Francisco's 1906 Earthquake (Weyerhaeuser Environmental Books): 9780295742465: Dyl, Joanna L., Sutter, Paul S., Sutter, Paul S.: Books
• Disaster! The Great San Francisco Earthquake and Fire of 1906: Kurzman, Dan: 9780061051746: Amazon.com: Books

Hire These People:

• My audio editor, and AMAZING Voice Over Actor—who did all the VO for this episode: Zach Stinnett

Music Credits:

• Boulangerie by Jeremy Sherman, courtesy of NeoSounds: Boulangerie, LynneMusic | NeoSounds music library

Contact Me:

• [email protected]

Welcome to the Insurance vs History Podcast! In my third episode, I investigate the insurance claims resulting from the sinking of the RMS Titanic, and the issues that arose as a result. Join me for a discussion of crazy 1850s laws, Lloyds of London, the invention of the wireless telegraph and conspiracy theories!

Links:

• HMS Lutine - Lloyd's (lloyds.com)
• pdf – an awesome visual of the Hull and Machinery Slip for the Titanic
• Lloyd's and the Titanic - Lloyd's (lloyds.com)
• The Craziest Titanic Conspiracy Theories, Explained - HISTORY – ps. If you decide to search for these theories online, be aware many of them have been co-opted by the QAnon movement. Google at your peril.
• Encyclopedia Titanica: Titanic Facts, History and Biography (encyclopedia-titanica.org) – great overall reference
• Limitation of Liability Act of 1851 - Wikipedia
• Microsoft Word - LCB_16_3_Art_8_Zekala.doc (lclark.edu) – Slightly dense legal analysis of the Liability lawsuits filed
• In the Matter of the Petition of the Oceanic Steam Navigation Company, Limited, for Limitation of its Liability as owner of the steamship TITANIC (archives.gov) – Legal documents including lists of lost property, loss of life claims, etc.

Books:

• Night to Remember (Holt Paperback): LORD, WALTER: 9780805077643: Amazon.com: Books

Hire These People:

• My audio editor, and AMAZING Voice Over Actor—who did all the VO for this episode: Zach Stinnett

Music Credits:

• Boulangerie by Jeremy Sherman, courtesy of NeoSounds: Boulangerie, LynneMusic | NeoSounds music library

Contact Me:

• [email protected]

Welcome to the Insurance Vs History Podcast! In my second episode, I discover that Coffee had a huge influence on the development of the modern insurance industry. Join me for a discussion of Coffee, Lloyds of London, and early Marine insurance.

Links:

• Edward Lloyd and his Coffee House. (lr.org)
• Lloyd's Coffee-House | Mashburn Genealogy Archives
• English coffeehouses in the 17th and 18th centuries - Wikipedia
• Lloyd's of London - Wikipedia
• Clubs, Taverns and Coffee-Houses in Georgian London (pascalbonenfant.com)
• This 17th-Century "Women's Petition Against Coffee" Probably Wasn't About Women, or Coffee | Smart News | Smithsonian Magazine
• The Coffeehouse Culture | British Literature Wiki (udel.edu)
• How to Make Seventeenth Century Coffee in Four Easy Steps | HuffPost Life

Books:

• A History of Lloyd's, from the Founding of Lloyd's Coffee House to the Present Day by Wright, Charles & Fayle, C. Ernest: Very Good- Hard Cover (1928) | Feldman's Books (abebooks.com)
• Uncommon Grounds: The History of Coffee and How It Transformed Our World: Pendergrast, Mark: 9781541699380: Amazon.com: Books
• com: The Coffee-House: A Cultural History eBook: Ellis, Markman: Kindle Store

Hire These People:

• My audio editor, and AMAZING Voice Over Actor: Zach Stinnett

Music Credits:

• Boulangerie by Jeremy Sherman, courtesy of NeoSounds: Boulangerie, LynneMusic | NeoSounds music library

Contact Me:

[email protected]

Welcome to the Insurance Vs History Podcast! In my first episode, a recent re-watch of the movie Gangs of New York inspires me to ask if insurance inadvertently encouraged gang activity in 19th century New York. In investigating this question I dive into a discussion of the history of firefighting, 19th century fire insurance in England and the United States, and how insurance evolved as a result.

Links:

• Fire Insurance in the United States (eh.net)
• A Short History of Fire Marks, The World's Hottest Insurance-Related Antiques - Atlas Obscura
• Home - The Philadelphia Contributionship (1752.com)
• In the Early 19th Century, Firefighters Fought Fires ... and Each Other | At the Smithsonian | Smithsonian Magazine
• The African American Firefighter Museum (aaffmuseum.org)
• The Inspiring History of Women in Firefighting in the US | Amazing Women In History
• Fires in Edo - Wikipedia
• Edo Firemen - artelino
• New York Draft Riots - HISTORY
• The New York City Draft Riots of 1863 (uchicago.edu)
• Kim Kardashian and the Rise of Private Firefighting - The Atlantic

Books:

• The Gangs of New York: An Informal History of the Underworld: Herbert Asbury, Russell Shorto: 9780307388988: Amazon.com: Books
• Eating Smoke: Fire in Urban America, 1800–1950: Tebeau, Mark: 9780801867910: Amazon.com: Books
• Five Points: The 19th Century New York City Neighborhood that Invented Tap Dance, Stole Elections, and Became the World's Most Notorious Slum: Anbinder, Tyler: 9781439141557: Amazon.com: Books

Hire These People:

• My audio editor, and Voice Over Actor: Zach Stinnett
• Voice Over Actor Jeff Kornbrot: Jeff Kornbrot - Professional Voice Over Talent | Voices or at [email protected]

Contact Me:

• [email protected]