Often referred to as a distant problem, one that can be solved at a later date with an incredible, yet-to-be invented technology, climate change is here, we caused it, and it’s bad. The next decade will decide the global thermostat for generations. Dr. Kimberly Nicholas, author of the powerful book "Under the Sky We Make," breaks down the overwhelming scientific consensus on human-caused climate change and discusses with Steve the extreme urgency of the situation. They go into detail on the surprising power of individuals to affect change, and the need for the global wealthy (hint, that’s not just billionaires they’re talking about) to take responsibility for their carbon output right away. What role do financial advisers play in all this? A lot, it turns out.