Investor Mama

By Jen NarcisoBusiness Education Investing

Investor Mama episodes

April 22, 202126 | How to Navigate Medicare for Yourself or Aging Parents | Danielle Roberts
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Looking for ways to boost your income? Check out these resources to help you with your money journey.
Bio
Danielle is the co-founder of Boomer Benefits, a health insurance agency that helps baby boomers and seniors navigate Medicare in 48 states. She and her team have helped more than 50,000 beneficiaries with their Medicare decisions since 2005.
Named the 2019 Health Insurance Advisory Firm of the Year, her agency has more than half a million social media followers and over 5,000 five-star reviews online.
She is a National Social Security Advisor Certificate holder, member of the Forbes Finance Council, and past president of the Fort Worth chapter of the National Association of Health Underwriters.
Lightning Round
1. What is one fun fact about you that not that many people know?
I’m a total fan of horror, novels, and movies. I love any type of show that scares me.

2. Who inspires you the most and why?
My favorite historical figure is John Adams, who was the second president of the US. There’s a great eight-part series that came out a few years ago about him. Some of the neat things about back then when we were negotiating with other nations in Europe, to try to gain our independence, John Adams went to France to negotiate and his wife, Abigail, was at home raising their children. She could go a year without even knowing if he made it across the ocean. They were apart for two and three years at a time because he was sacrificing everything he could to give America a chance.
We do hard things sometimes to get where we want to in life. If you ever feel like you’re doing something hard now, and then you look at what those people went through and being separated from their loved ones, taking a ship across the sea, that you didn’t even know if you’ll make it or not. You don’t know for months if your husband even made it because you’ve got to wait for him to get the mail a letter and for it to come back. I think that inspiration from all of the people in the American Revolution is just. awesome. I love reading about it.

3. What books are you reading now or have read and loved that you’d recommend?
I love that anything written by Stephen King, those are some of the best books in the world.
Never Split the Difference, Negotiating as If Your Life Depended on It, by Chris Voss.
4. What is one actionable tip or piece of advice that you can tell our moms out there to help them on their financial independence journey?
I think as a mom, you have such a great opportunity to shape the future world. of financial independence. You can do this by talking to your kids early about the concept of money and educating them on the value of hard work and money that’s earned.
I can remember specifically, my brother asked my mom something and she said, well, you can just write a check. She sat us down and showed us the checkbook. She showed us her paycheck. She showed us her bank account and explained how, when she writes a check that money’s actually coming out and it only goes a certain limit. There’s a point where it’s zero.
We were small kids when she showed us that and it totally affected everything about our world financial view. It’s absolutely one of the reasons why I run a business today as an entrepreneur with 57 employees because my own parents taught me the value of a hard-earned dollar. You have no idea the impact that may have, that little ripple that you put out there from that one stone that you toss, and how many people in the world might be affected by the financial independence you give your own kids by teaching them that early. I think moms, especially a parent, actually both parents, but moms have such a great opportunity to impact the world that way.
Additional Resources
Free SalesForce 5-Day Challenge
Boomer Benefits
10 Costly Medicare Mistakes You Can’t Afford to Make
6-Day Medicare Mini-Course
Connect with Danielle
Facebook
Instagram
YouTube
58 min
March 29, 202125 | Should You Get a Prenup? | Phoebe Maxwell
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Looking for ways to boost your income? Check out these resources to help you with your money journey.
Bio
Phoebe is a 39-year-old, child-free, divorced home-owner with no debt apart from her mortgage. She repaid her student loans early. Phoebe has previously invested in shares and had an investment property with her ex-wife when she was married. Having the investment property made the divorce much easier financially because both women left the relationship with the security of a place to live. Currently, Phoebe invests in P2P lending. She is making extra repayments to her mortgage and salary sacrificing 5.5% of her pre-tax salary to superannuation. This is in addition to the compulsory 9.5% company contribution. She would like to invest in property again and is using her mortgage as a savings vehicle. Phoebe is on the average Australian full-time salary. This year, she forayed into drop-shipping. That venture was unsuccessful, so she’s keeping an eye out for the next business opportunity. Phoebe plans to be able to retire at 50.
Outside of being a finance geek, Phoebe enjoys spending time with her partner and pets, growing an edible garden, and attending board game meets. She values community and does her best to be a good neighbor.
Food for Thought
Getting a prenup for people who are in an uneven situation can be extremely beneficial.
When you go through a divorce, always treat the other person with courtesy, as a human being. If they don’t extend the same courtesy to you, well, I guess you don’t have a choice, but you have to lawyer up and fight for your rights.
If possible, try to keep things out of the courts. Remember that the person you are divorcing is someone you once loved and thought you’d spend the rest of your life with, someone you share a lot of happy memories with, and someone who has had your back at times. Try to hold onto that and treat them with respect
Lightning Round
1. What is one fun fact about you that not that many people know?
I worked in Italy for a few years in my twenties, teaching English as a second language class.

2. Who inspires you the most and why?
Angela Merkel, the Chancellor of Germany, because she’s led that country through a lot of interesting economic and political times. She opened the doors to around 1 million Syrian refugees when all the other countries were turning them away. I thought, wow, it’s a really brave thing to do. I also admire Jacinda Ardern, the Prime Minister of New Zealand.

3. What books are you reading now or have read and loved that you’d recommend?
The Snowman by Jo Nesbo
4. What is one actionable tip or piece of advice that you can tell our moms out there to help them on their financial independence journey?
For someone who has not started out yet, it could seem very daunting. The first thing I would recommend people do is to record their expenses for one month and keep them in a spreadsheet. That will give you a very good idea of where your money’s going so you can begin to make changes once you see how much you’re spending in each category. That’s an actionable step that’s not too daunting. Record your expenses for a month and go from there.
Additional Resources
Free SalesForce 5-Day Challenge
Legal Zoom Contact, Jonas DeAnda: [email protected]; (855)-855-5207 ext: 5376
The Barefoot Investor by Scott Pape
Margaret Lomas, author, TV host, and well-known property investment expert
Rich Dad Poor Dad by Robert Kiyosaki
Connect with Pheobe
Instagram
38 min
March 24, 202124 | Four Steps to Start Your Own High-Profit Business | Kat McLead
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Looking for ways to boost your income? Check out these resources to help you with your money journey.
Bio
Kat Mclead is the creator of the Stay at Home Mom Entrepreneur: *the* proven framework for creating a highly profitable business that you love while working 2 hours a day.
She started her first multiple 6 figure business 20 years ago and hasn’t slowed down since — not even after having my son. A fun fact: That business’s profits meant that she had way more money than her husband when they first got married and was able to pay the entire $450,000 down payment on their home. Not that he minded!
She fully planned on being a pampered Stay at Home Mom, but once her son began preschool, and she actually had ME time again for the first time in years, she became restless. So she came out of “retirement” and started coaching her friends just to give her a little extra buzz.
Since then, she’s helped so many Stay at Home Moms find fulfillment and independent income outside of motherhood all while staying Mom first.
AND that’s how she developed THE ONLY BUSINESS FRAMEWORK specifically designed for a BUSY MOM.
Kat’s 4 Steps for Starting Your Perfect Business
The first step is to pinpoint your perfect business idea. This business idea needs to be high profit for the time spent. It’s essential for it to be profitable, purposeful, and pleasurable or it won’t last.
Craft the right offer by conducting market research with your ideal clients to really connect with them. Listen to them, get to know them, and make the focus all about them. Make sure to ask the most important question “Would you pay for this?”
Command your premium profit. This means that you treat your business like a boutique because that’s what you are, a boutique business. You’re not a Walmart that needs like a zillion clients to have any profitability. Instead, you want to be the higher-end offering. The way you do that is by going deep into that pinpointed niche, the more specialized you are, the more you can actually charge.
Talk about what’s going to happen to your client if nothing changes so you’re really grounding them into the life that they don’t want. You’re just making them realize I want different for my life. The key factor to signing clients is bridging the gap. Connect the dots for them on what their pain point is and the pleasure they want. Don’t leave it for them to connect because they won’t. Show them what’s going to happen when things change and they get what they want versus what happens if they do nothing and standstill. Then boom, you’re the one that’s going to get them there with your expertise.
Lightning Round
1. What is one fun fact about you that not that many people know?
I can rock the splits on both sides at the age of 42.

2. Who inspires you the most and why?
My husband, which I know it feels like such a strange answer, but my husband is such a stable, loving, warm guy.

3. What books are you reading now or have read and loved that you’d recommend?
The Big leap: Conquer Your Hidden Fear and Take Life to the Next Level by guy Hendricks.
4. What is one actionable tip or piece of advice that you can tell our moms out there to help them on their financial independence journey?
Take 30 minutes a day to start your business, make this a non-negotiable time. If you have kids do this before they get up in the morning or after they go to bed. For this 30 minutes a day, you’re hyper-focused on what’s going to move your business forward. If you have an existing business, during these 30 minutes you work on client acquisition activities. This doesn’t mean scrolling or checking your email unless this is a client acquisition activity. You focus on your business and you can truly move it forward in that 30 minutes a day.
Additional Resources
Free SalesForce 5-Day Challenge
Pinpoint your perfect high-profit business with Kat
More on Kat’s Hyper Focused Coaching
ChooseFI Podcast
Connect with Kat
Facebook
50 min
March 11, 2021 23 | Mom on the Go with Holly Regoli

Connect with the Investor Mama Tribe
Looking for ways to boost your income? Check out these resources to help you with your money journey.
Bio
Holly Regoli is a woman who wears many hats. Starting her career in residential property management, after graduating from the University of Rhode Island with a degree in General Business Administration, she quickly grew into larger and more challenging roles in her field and moved into the commercial property management sector. Holly spent over 16 years in the property management industry, cumulatively managing over two million square feet of commercial buildings.
Holly is a Certified Property Manager® with The Institute of Real Estate Management, and also a Real Property Administrator® with BOMI International. She has served on the executive council for the Rhode Island IREM Chapter since 2014, and served as President of the Chapter from 2019 through 2020. She also currently serves as Chair of IREM National’s Student
and Academic Advisory Board.
In addition to being a mom of two young children, Holly is currently a business owner, Real Estate investor, and REALTOR®. In 2018, she and her husband, Dave, started a residential redevelopment company called Regoli Property Solutions. Regoli Property Solutions has purchased, renovated, and sold several homes in RI and CT since its inception. Holly loves giving these homes new life, and improving communities one home at a time. With Holly’s real estate knowledge and expertise, she can find unique solutions to help people buy and sell homes in any situation. She takes pride in the work that she does, and truly enjoys helping people.
Holly’s ultimate goal is to be able to support her family and structure her work-life so that more of her time can be spent with her family and doing the things they love to do together!
“Every challenge can be overcome, and it takes a strong will and perseverance, but I’m going to get there someday!”

Connect with Holly
Instagram
Facebook
LinkedIn

15 min
March 11, 2021 23 | Mom on the Go with Holly Regoli
Connect with the Investor Mama Tribe
Looking for ways to boost your income? Check out these resources to help you with your money journey.
Bio
Holly Regoli is a woman who wears many hats. Starting her career in residential property management, after graduating from the University of Rhode Island with a degree in General Business Administration, she quickly grew into larger and more challenging roles in her field and moved into the commercial property management sector. Holly spent over 16 years in the property management industry, cumulatively managing over two million square feet of commercial buildings.
Holly is a Certified Property Manager® with The Institute of Real Estate Management, and also a Real Property Administrator® with BOMI International. She has served on the executive council for the Rhode Island IREM Chapter since 2014, and served as President of the Chapter from 2019 through 2020. She also currently serves as Chair of IREM National’s Student
and Academic Advisory Board.
In addition to being a mom of two young children, Holly is currently a business owner, Real Estate investor, and REALTOR®. In 2018, she and her husband, Dave, started a residential redevelopment company called Regoli Property Solutions. Regoli Property Solutions has purchased, renovated, and sold several homes in RI and CT since its inception. Holly loves giving these homes new life, and improving communities one home at a time. With Holly’s real estate knowledge and expertise, she can find unique solutions to help people buy and sell homes in any situation. She takes pride in the work that she does, and truly enjoys helping people.
Holly’s ultimate goal is to be able to support her family and structure her work-life so that more of her time can be spent with her family and doing the things they love to do together!
“Every challenge can be overcome, and it takes a strong will and perseverance, but I’m going to get there someday!”

Connect with Holly
Instagram
Facebook
LinkedIn

15 min
March 04, 202122 | House Flipping Mama | Holly Regoli
Connect with the Investor Mama Tribe
Looking for ways to boost your income? Check out these resources to help you with your money journey.
Bio
Holly Regoli is a woman who wears many hats. Starting her career in residential property management, after graduating from the University of Rhode Island with a degree in General Business Administration, she quickly grew into larger and more challenging roles in her field and moved into the commercial property management sector. Holly spent over 16 years in the property management industry, cumulatively managing over two million square feet of commercial buildings.
Holly is a Certified Property Manager® with The Institute of Real Estate Management, and also a Real Property Administrator® with BOMI International. She has served on the executive council for the Rhode Island IREM Chapter since 2014, and served as President of the Chapter from 2019 through 2020. She also currently serves as Chair of IREM National’s Student
and Academic Advisory Board.
In addition to being a mom of two young children, Holly is currently a business owner, Real Estate investor, and REALTOR®. In 2018, she and her husband, Dave, started a residential redevelopment company called Regoli Property Solutions. Regoli Property Solutions has purchased, renovated, and sold several homes in RI and CT since its inception. Holly loves giving these homes new life, and improving communities one home at a time. With Holly’s real estate knowledge and expertise, she can find unique solutions to help people buy and sell homes in any situation. She takes pride in the work that she does, and truly enjoys helping people.
Holly’s ultimate goal is to be able to support her family and structure her work-life so that more of her time can be spent with her family and doing the things they love to do together!
“Every challenge can be overcome, and it takes a strong will and perseverance, but I’m going to get there someday!”
Lightning Round
1. What is one fun fact about you that not that many people know?
I had chickens for about seven years. When I bought my house, it came with five chickens and that grew to 30 chickens. I just got rid of them a month ago.

2. Who inspires you the most and why?
One of the most influential people or inspiring people is actually my boss from my previous job. I have never seen someone work so hard in my entire life. He runs a company and is extremely involved in politics. It amazes me that he can hold everything together and, and keep up with everything.

3. What books are you reading now or have read and loved that you’d recommend?
The 7 Habits of Highly Effective People by Stephen R. Covey
10X Rule: The Only Difference Between Success and Failure by Grant Cardone
The One Thing: The Surprisingly Simple Truth Behind Extraordinary Results by Gary Keller
The Millionaire Real Estate Agent by Gary Keller
4. What is one actionable tip or piece of advice that you can tell our moms out there to help them on their financial independence journey?
Don’t give up and don’t be afraid. I will tell you. I feel like a Nike commercial, because I’m like, just do it. There are so many things in life that have been presented to me that I’m scared to death to do. But, if I don’t do it, then I’m not going to get anywhere.
Additional Resources
Clayton Morris
Institute of Real Estate Management
Auction.com
Bigger Pockets
Connect with Holly
Instagram
Facebook
LinkedIn
59 min
January 28, 202121 | Mom on the Go with Erin Helle
Connect with the Investor Mama Tribe
Looking for ways to boost your income? Check out these resources to help you with your money journey.
Bio
Erin Helle is a Real Estate Investor and founder/owner of BC Global Investments. She is also a licensed REALTOR® in the state of Tennessee. Erin served in the US Army for 12 years and loved every minute of it. She excelled as an Engineer officer, shattering glass ceilings and paving the way for women who came after her. After having kids, she sought something different. Erin wanted to be successful, and show her daughters the value of hard work and creating something to be proud of, but did not want to be tied to a 9-5 job and be told where to be and when to be there. So, she embarked on a quest to figure out exactly what that looked like. Navigating the terrifying yet incredibly fulfilling journey to buying her first rental property led to the realization that she loved chasing the deal, negotiating, and building a solid future for her family. She, along with her husband and her business, owns a real estate portfolio valued at over $1.8 Million and she is just getting started!
Erin loves to help people achieve financial freedom through Real Estate Investing and is passionate about coaching, training, and mentoring people to be successful. Erin loves to travel, workout, hang out with her studly husband, and spend as much time exploring the world with her two beautiful daughters.
Erin is knowledgeable, trustworthy, and professional. She provides a level of unmatched service to all of her clients and will treat you like family!
Additional Resources
Want to start investing in real estate? Check out Erin’s course!! Get 25% off with code: INVESTORMAMA
Check out Erin’s published articles on Bigger Pockets
Erin’s Book and Courses
Samb Group
BC Global Investments
Connect with Erin
Instagram
Facebook
YouTube
14 min
January 21, 202120 | Military House Hacking | Erin Helle
Connect with the Investor Mama Tribe
Looking for ways to boost your income? Check out these resources to help you with your money journey.
Bio
Erin Helle is a Real Estate Investor and founder/owner of BC Global Investments. She is also a licensed REALTOR® in the state of Tennessee. Erin served in the US Army for 12 years and loved every minute of it. She excelled as an Engineer officer, shattering glass ceilings and paving the way for women who came after her. After having kids, she sought something different. Erin wanted to be successful, and show her daughters the value of hard work and creating something to be proud of, but did not want to be tied to a 9-5 job and be told where to be and when to be there. So, she embarked on a quest to figure out exactly what that looked like. Navigating the terrifying yet incredibly fulfilling journey to buying her first rental property led to the realization that she loved chasing the deal, negotiating, and building a solid future for her family. She, along with her husband and her business, owns a real estate portfolio valued at over $1.8 Million and she is just getting started!
Erin loves to help people achieve financial freedom through Real Estate Investing and is passionate about coaching, training, and mentoring people to be successful. Erin loves to travel, workout, hang out with her studly husband, and spend as much time exploring the world with her two beautiful daughters.
Erin is knowledgeable, trustworthy, and professional. She provides a level of unmatched service to all of her clients and will treat you like family!
What is House Hacking and What are the Benefits
House Hacking is when you buy a house (single-family, duplex, triplex, or fourplex; live in one unit; and rent the rest or rent a room). Have to live in the house for a year but get access to amazing low down payment loans.
Live very inexpensively
Low financial entry typically as low 3.5%-5% down
Military House Hacking is when you use a VA loan with 0% down.
4 ways to get paid!
Cash flow – After mortgage payments, taxes, insurance, and factoring in capital expenses, vacancies, repairs property management, and any other monthly expenses, it’s the month left over.
Appreciation – The value of your property goes up every year, just because that’s what it does. That’s not just inflation. Inflation is a small part of that, but property values just historically appreciate.
Loan paydown- Your tenants pay-down your loan every month increasing your net worth as your balance gets less and less.
Tax perks – there are significant tax implications and tax benefits that you can take advantage of as a landlord. Check with your accountant.
If you are in debt, you can work with a lender to build up your credit.
All you need to do is purchase 3-4 properties and your net worth will skyrocket.

Lightning Round
1. What is one fun fact about you that not that many people know?
I just like to do anything outside, anything that could keep me active and anything that I can do with my daughters.

2. Who inspires you the most and why?
Brand Turner from Bigger Pockets

3. What books are you reading now or have read and loved that you’d recommend?
Heads I Win, Tails You Lose: A Financial Strategy to Reignite the American Dream, by Patrick H. Donohoe
You Are a Badass®: How to Stop Doubting Your Greatness and Start Living an Awesome Life by Jen Sincero
4. What is one actionable tip or piece of advice that you can tell our moms out there to help them on their financial independence journey?
Just do something. Take action. I think that’s what separates the people that do it from people that don’t. The people that succeed are the ones who are willing to take action. You’re going to have setbacks here and there, but you can’t make progress if you don’t get out there and move forward. In order to do that, you need to figure out exactly where you want to go and that’s step one, figuring out your vision. Layout some goals and get really, really specific, and really honest. Then pursue them ruthlessly.
Additional Resources
Check out Erin’s published articles on Bigger Pockets
Erin’s Book and Courses
Samb Group
BC Global Investments
Connect with Erin
Instagram
Facebook
YouTube
43 min
January 06, 202119 | Mom on the Go with Elyse Rasmussen
Connect with the Investor Mama Tribe
Looking for ways to boost your income? Check out these resources to help you with your money journey.
Resources
Emergency Family Binder
Episode #6: All you need to know about 529 plans with Tiffany Grant
More on 529 plans
Notes
We include our daughter in our real estate business. Because the whole point of this is to have more quality time with her.
It’s preparation. I bring toys, snacks, and sometimes we have to switch in the room. It’s just life and I hope that doesn’t look too unprofessional to them, but it’s a priority for us. Even if we are driving for dollars and she needs to take a nap, we have a mat for her to sleep on and we will pull over and she will nap because it’s important to have that structure for her.
We engage her by telling her this could be your one day and things like that to start educating her now.
Being present as a family is really important to me. I think my priorities really shifted when I had my daughter. Honestly, I really reprioritized my life. I re-evaluated, what’s important to me and my career as wonderful as it is, and as much as I get out of my career, it isn’t as important as my family.
We have a college fund set up for her through College Backer and have family and friends to contribute for birthdays and holidays.
Connect with Elyse
Instagram
Check out Elyse’s Interview on Bigger Pockets Rookie!
12 min
December 24, 202018 | Out of State Real Estate Investing for Financial Freedom | Elyse Rasmussen
Connect with the Investor Mama Tribe
Looking for ways to boost your income? Check out these resources to help you with your money journey.
Check out the Investor Mama’s Money Mindset-Mini Course! January 5-7, 8:00 PM EST
Tips for Investing Out-of-State
Step 1 for out-of-state investing is to conduct market research to really hone in on the areas that meet your criterion (i.e. population, job growth, rent to value ratio, etc.)
Step 2: Use your real estate agent to help you narrow down the right neighborhood.
Step 3: Get a great property manager in place otherwise the numbers won’t matter. Use testimonials and recommendations to help find a good one. They will provide you with market rents in addition to managing your property. Don’t forget, you date your agent but marry your property manager.
Step 4: Find a contractor to walk through your properties to help give you repair and rehab cost quotes.
Step 5: Find your property. Use auction.com or Xome auction to identify properties online. You can also see if your property manager knows of any distressed sellers.
Good deals come from distressed sellers, distressed properties, and distressed markets.
BRRRR-Buy, rehab, rent, refinance, repeat
Buy a property that is distressed and can purchase at 75%-80% of the after repair value including rehab costs and closings costs. For example, you buy a house for $60k including closing costs and rehab is $15k. After the rehab, it’s worth around $100k. After the rehab, you refinance out the $75k you used for purchase and repairs leaving the $25k equity in the property. You’re now able to rent out the property so it cashflows and get all of your money back out allowing you to repeat this process.

Lightning Round
1. What is one fun fact about you that not that many people know?
I’m a twin with a boy and everyone always asks us if we’re identical. And I look at them strangely. I’m like, no, no, we’re not.

2. Who inspires you the most and why?
You know what my husband not to be cliche, but he is so incredibly supportive and open-minded, and this has been an amazing journey.

3. What books are you reading now or have read and loved that you’d recommend?
Long-Distance Real Estate Investing: How to Buy, Rehab, and Manage Out-of-State Rental Properties by David Green and Buy, Rehab, Rent, Refinance, Repeat by David Green

4. What is one actionable tip or piece of advice that you can tell our moms out there to help them on their financial independence journey?
Write down your goals and then break them down into smaller tasks or actionable steps because it’s just an idea until you start working on it. Even for us, when we wanted to buy our property, we gave ourselves a timeline, we bought our plane tickets, we reached out, we started taking the small steps and then at the end of the day, we hit our goal.
Additional Resources
Check out Elyse’s Interview on Bigger Pockets Rookie!
Marshall Reddick Real Estate Network
Buy Real Estate on Auction with Xome Retail and Auction.com
Connect with Elyse
Instagram
46 min

About Investor Mama

From the publisher's feed

Welcome to The Investor Mama Podcast- money conversations with a mom’s touch. Your host Jen Narciso, interviews amazing guests each week to help educate, inspire, and motivate you on your own…