You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call
“Financial security isn’t just about when you retire—it’s about making sure your retirement lasts.”

Chapters
0:00 – Podcast Introduction
0:30 – Pushing Through Tough Times
2:15 – Planning a SoCal Trip: Finding Joy Amid Uncertainty
3:13 – IRS Layoffs: What’s Happening and Why
6:45 – How Many Employees Have Taken the DRP?
8:44 – Impact on Cities and Local Economies
11:00 – Retirement Scenarios: Pros and Cons of Early Retirement
12:10 – Financial Risks of Accessing TSP Too Soon
13:23 – Exploring New Career Paths Post-IRS
18:35 – Starting a Business After Federal Employment
21:40 – Health Tip: Why Exercise Reduces Anxiety
23:00 – Recap and Next Steps

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Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.
Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.

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