You don’t need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call

"Federal job rehiring isn’t just about a paycheck—it’s about purpose, security, and knowing if going back is the right move for your future."

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👋 WHO AM I?
I’m Charles Dzama, founder of CD Financial. For nearly two decades, I’ve been helping federal employees navigate their retirement options, benefits, and long-term income planning. This channel is dedicated to breaking down complex financial decisions into clear, actionable steps—so you can retire with confidence and live life on your terms.

⌚️ Timestamps
0:00 – Why Consider Returning to Your Old Federal Job?
0:35 – Working Again with People You Respect
0:56 – Common Reasons to Rejoin Federal Service
1:21 – Retirement Readiness Concerns and Planning Gaps
1:44 – Not Knowing How to “Be Retired”
2:10 – Opportunities Through Past Connections
2:34 – Facing a Tight Job Market & Staying Resilient
2:58 – How to Get Help from a Federal Benefits Expert

Get More from CD Financial: Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call

Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.
Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.

As federal agencies restructure, some are considering a return to office, prompting a re-evaluation of employment options. This video explores the reasons behind this trend, including potential offers from agencies, and what to consider before making a decision about your work.

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