A conversation with J. Pat Hickman, the founder of Happy State Bank. In 1990, Hickman led a group of investors to purchase a very small bank in Happy, Texas, that had just $10 million in deposits. He then served for 32 years as the Chairman, President and CEO of Happy State Bank. When it sold in 2022, Happy had become one of the largest banks in the state. Hickman shares that origin story with host Jason Boyett. He also explains why he used the first years of his retirement to return to Texas Tech to finish his undergraduate degree. This episode is supported by SKP Creative, PestTex Pest Control, Amarillo Habitat for Humanity and Panhandle Plains Historical Museum.