Fiona McClelland from The Samaritans tells Linda why they prefer Brew Monday with a cuppa and chat. It has been cold this week and Raymond Gormley from the Consumer Council is recommending that you check your oil tank. If it ruptures the cost could be astronomical! We also help a listener whose car was written off by his insurance company who then went on to auto renew the policy for the next 2 years. We also find out why Northern Ireland uses more cash than the rest of the UK and why silver surfers are ruling the internet?