Journey To Launch

Is Disney truly the happiest place on Earth? or the most Expensive? Maybe a bit of both. We called Orlando, Florida home for a week while we vacationed at Disney World… and I can confirm that the Cinderella Castle is as magical as it gets. Join me in this solo episode as I dive into the nitty-gritty of trip planning, where we decided to treat ourselves, save money and the total cost of our trip. In the end, I reflect on if I think the money spent was worth it or if I regret it.

I also give you important book updates and why pre-orders are vital to a debut author's success!

In this episode you'll learn more about:

• What is worth your money at Disney and what you could avoid to save money
• The benefits of joining Disney groups and planning a Disney vacation through a Disney Planner
• A breakdown of exactly how much we spent on our week-long Disney vacation
• The importance of pre-orders, how a book gets on lists like the NYT, weighing opportunity cost + more

Other Links Mentioned in episode:

• Travel by Penny Facebook
• Get The Budget Bootcamp for FREE
• Pre-order my new book, Your Journey to Financial Freedom and get access to FIRE STARTER Course for FREE
• Check out my personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.
• What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here!

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide
• Get The Budget Bootcamp for FREE

Rich Jones, founder of Find More Balance joins the podcast to discuss his personal development journey. Rich's career, mental and physical health transformation is inspirational, relatable and can be a case-study in how learning to cope with mental illness and dissatisfaction in life in a healthy way can make your dreams a reality.

We also chat about Rich's journey to sobriety, EMDR (Eye Movement Desensitization and Reprocessing) therapy, getting back into track, and more.

In this episode you'll learn more about:

• Facing your problems head-on instead of putting a temporary change bandaid over them
• Why considering others "behind the scenes" challenges is essential to building empathy
• How financial independence allows you to walk away from situations, take breaks + gives you space to "do it your way"
• Rich's breaking point and what caused him to rethink full-time entrepreneurship + more

Other Links Mentioned in episode:

• Episode 28: Finding The Right Balance Between Your Income & Expenses W/ The Paychecks & Balances Duo
• Get The Budget Bootcamp for FREE
• Pre-order my new book, Your Journey to Financial Freedom and get access to FIRE STARTER Course for FREE
• Check out my personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.
• What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here!

Connect with Rich:

• Website: FindMoreBalance.com
• Instagram:@RichRunsTrack
• Twitter:@RichRunsTrack

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide
• Get The Budget Bootcamp for FREE

Renee Bauer, international speaker, 20 year divorce attorney veteran, and author, joins the Journey to Launch podcast to discuss the logistics of divorce, why most marriage problems are worthiness problems, and how to protect yourself even in a loving relationship.

We also chat about prioritizing yourself, setting healthy boundaries, and how Renee became an entrepreneur.

In this episode you'll learn more about:

• How to have uncomfortable money conversations with your partner
• The realities of asset splitting in divorce and prenups and postnups
• Why you need to create a "No List"
• Recovering from being a people please, the "Stop, Drop, and Roll" framework, honoring your gut instincts, and more

Other Links Mentioned in episode:

• Check Out Renee's Book
• Get The Budget Bootcamp for FREE
• Pre-order my new book, Your Journey to Financial Freedom and get access to FIRE STARTER Course for FREE
• Check out my personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.
• What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here!

Connect with Renee:

• Website: MsReneeBauer.com
• Instagram:@MsReneeBauer
• Facebook:@MsReneecBauer
• Twitter:@MsReneeBauer

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide
• Get The Budget Bootcamp for FREE

Mignon Francois, entrepreneur, best-selling author and renowned baker, joins the Journey To Launch podcast to discuss going from drowning in debt to building a multimillion dollar cupcake empire.

We chat about marketable capabilities that stay at home moms bring to entrepreneurship, how vulnerability and transparency builds profitable businesses, and the power of looking to the past to inform your future.

In this episode you'll learn more about:

• Going from selling a few cupcakes to a neighbor to a multi-million dollar business
• How The Great Depression inspired Mignon to build her cupcake empire
• The importance compounding skill sets, failures and redirections have in determining future success and happiness
• Owning the things you're part of, keeping the faith during challenging times, leaning into your community, and more

Other Links Mentioned in episode:

• Read Mignon's book: Made from Scratch: Finding Success Without a Recipe
• Get The Budget Bootcamp for FREE
• Pre-order my new book, Your Journey to Financial Freedom and get access to FIRE STARTER Course for FREE
• Check out my personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.
• What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here!

Connect with Mignon:

• Website: TheCupcakeCollection.com
• Instagram:@Mignon.Francois
• Facebook:@IamMignonFrancois
• Twitter:@MignonFrancois_

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide
• Get The Budget Bootcamp for FREE

Ada Vargas, founder of Queer Money Coach, joins the Journey to Launch podcast to discuss how they were able to reach Coast FI, what led them to full-time entrepreneurship, and why reframing your perception of investing is crucial to financial success.

Ada thought in order to retire you had to literally save millions of dollars. They didn't know what investing was or about the FIRE (Financial Independence, Retire Early) Movement.

We chat about their mission of helping Queer folks thrive in their financial life, the "Four Yous Framework," and how they went from spending 100% of their income to a savings rate of 60%.

In this episode you'll learn more about:

• Coast FI, front-loading retirement as a high earner, and living off of $20k per year
• Leaning into financial empowerment and ease with the "Four Yous Framework"
• Reframing retirement savings from a "chore" to a gift you're giving your future self
• The differences and nuances of queer personal finance + why representation matters
• Making the transition to zero-based budgeting, automated investmenting, shopping for index funds, and more

Other Links Mentioned in episode:

• Compound Interest Calculator
• Episode 126- How She's Building a $500,000 Portfolio & Retiring Early at 30 Years Old (w/ a Purple Life)
• Episode 289- Retiring at 30yrs Old & Living A Full Life On $20k A Year W/ Purple
• Episode 248- Small Steps to Reach Big Dreams + Going from an Observer to Main Player In Your Life
• Get The Budget Bootcamp for FREE
• Pre-order my new book, Your Journey to Financial Freedom, for special bonuses
• Check out my personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.
• What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here!

Connect with Ada:

• Website
• Instagram: @QueerMoneyCoach

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide
• Get The Budget Bootcamp for FREE

Delaynne Barros, award-winning Latina money expert and former employment attorney, joins the Journey to Launch podcast to discuss her path from undocumented immigrant to seven-figure business owner.

After learning about the FIRE (Financial Independence, Retire Early) movement, Delyanne decided to go "all in," by paying off $150,000 in student loan debt and throwing money into the stock market.

We chat about frugality out of necessity and intentionality, avoiding lifestyle creep, the "golden handcuffs" of high salary careers, escaping poverty, and more.

In this episode you'll learn more about:

• What made Delyanne want to become a lawyer and how she was able to retire from law at age 39
• The important lesson behind Delyanne's experience pouring money into the stock market during COVID-19
• Passive income vs. front-loading work as an entrepreneur
• The cost of living in Portugal, when Delyanne plans to retire her mom, deciding to be child-free by choice, and more

Other Links Mentioned in episode:

• Small Steps To Reach Big Dreams + Going From An Observer To Main Player In Your Life
• Get The Budget Bootcamp for FREE
• Pre-order my new book, Your Journey to Financial Freedom, for special bonuses
• Check out my personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.
• What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here!

Connect with Delyanne:

• Website
• Instagram: @DelyanneTheMoneyCoach
• Twitter:@DelyanneMoney
• Facebook:@DelyanneTheMoneyCoach

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide
• Get The Budget Bootcamp for FREE

In today's solo episode, I talk about "the secret sauce" that changed everything for me.

Not too long ago I was in a cubicle with *something* missing from my life. I decided to investigate what that something was and because I operate on a growth mindset, I made the necessary transition to full time entrepreneur. Now, I'm able to fill my time the way I want… even without reaching financial independence.

With privilege and perspective in mind, I share how you too can use mindset to radically change your life and perspective on success.

At the end of the day, it doesn't matter how much money you have in the bank, if you don't take the time to establish your reason for reaching that amount of money, you will never be fulfilled.

Remember: "Whether you think you can or think you can't, you're right." - Henry Ford

In this episode you'll learn more about:

• Why what you are capable of achieving externally is directly related to what's going on internally
• How to use the power of mindset to pull you forward and become the best version of yourself
• What the "Be, Do, Have Model" is and how to feel good about yourself first
• The fixed mindset vs. the growth mindset, being honest with yourself, creating a money plan + more

Other Links Mentioned in episode:

• Get The Budget Bootcamp for FREE
• Pre-order my new book, Your Journey to Financial Freedom, for special bonuses
• Check out my personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.
• What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here!

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide
• Get The Budget Bootcamp for FREE

Living personal finance legend Saundra Davis, joins the podcast to discuss how she took the ultimate risk in her 40s that led to her living the life she always dreamt of.

Saundra is the Founder and Executive Director of Sage Financial Solutions, a San Francisco Bay Area-based organization that develops comprehensive financial capability programs for low and moderate-income communities.

We chat about how to change your money behaviors, effectively setting financial boundaries, and more.

In this episode you'll learn more about:

• Setting financial boundaries with family members + helping people around you find their own financial power
• How to know when to take risks and invest in yourself]
• Why empathy based coaching is imperative to lasting generational wealth and change
• Methods to change your financial behaviors + more

Other Links Mentioned in episode:

• Scarcity: The New Science of Having Less and How it Defines Our Lives
• Rebuilding Black Wall Street A Century After The Tulsa Race Massacre & Why It Still Matters Now W/ Kevin Matthews
• Get The Budget Bootcamp for FREE
• Pre-order my new book, Your Journey to Financial Freedom, for special bonuses
• Check out my personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.
• What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here!

Connect with Saundra:

• Website
• Instagram:@Sage.Money
• Twitter:@SageMoney
• Facebook:@SageMoney

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide
• Get The Budget Bootcamp for free

Barbara Huson, veteran finance coach and best-selling author of 10+ personal finance books, joins the podcast to talk about reframing your negative money narratives, why neuroscience plays a fundamental role in how we process, navigate, and spend money, and the validity of wanting more money.

We also discuss why operating from fear may be the secret to success and how the fear of being perceived as greedy undervalues you.

In this episode you'll learn more about:

• The connection between the brain and mind… and how to mold them
• 3 ways to rewire your brain for financial success
• What the outer work, inner work, higher work, and deeper work of wealth are
• How to increase self efficacy, being open about wanting more money in your career, + more

Other Links Mentioned in episode:

• Barbara Huson Books & Products
• Get The Budget Bootcamp for FREE
• Pre-order my new book, Your Journey to Financial Freedom, for special bonuses
• Check out my personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.
• What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here!

Connect with Barbara:

• Website
• Instagram:@TheBarbaraHuson
• Twitter:@TheBarbaraHuson
• Facebook:@BarbaraHusonOfficial

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide
• Get The Budget Bootcamp for FREE

In this episode, Anita Dhake joins the podcast to discuss how she committed to her dream to retire early and live her best life. In one year she paid off $95,000 of student loan debt and started aggressively saving 85-95% of her income. By age 33, Anita was able to retire with over a half of million dollars in investments.

She now lives by her own design on less than $24,000 per year. This FIRE (Financial Independence, Retire Early) is full of actionable tips no matter your income, mental health and money correlations, and why community matters.

In this episode, you'll learn more about:

• How to accelerate your path to financial freedom and early retirement
• The benefits of applying stoicism to your financial journey
• Several inspiring books you should read now
• Where to easily invest your money and watch it grow + more

Other Links Mentioned in episode:

• Listen to episode 102: How Dumpster-Diving And House Hacking Is Fueling Charlie's Journey To Financial Freedom
• Listen to episode 285: Your Money Or Your Life: Transform Your Relationship With Money & Achieve Financial Independence W/ Vicki Robin
• Check out Anita's book: Operation Enough! How to Retire Remarkably Early
• Read How Not to Die by Michael Greger
• Read The Four Tendencies by Gretchin Rubin
• Read The Geometry of Wealth by Brian Portnoy
• Read A Guide to the Good Life by William B Irvine
• Get The Budget Bootcamp for FREE
• Pre-order my new book, Your Journey to Financial Freedom, for special bonuses
• Check out my personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.
• What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here!

Connect with Anita:

Instagram: @ThePowerofThrift

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide
• Get The Budget Bootcamp for FREE