Kumiko Love, The Budget Mom, joins the podcast a second time to discuss all things debt payoff, money mindset and her new book, My Money My Way: Taking Back Control of Your Financial Life.

Kumiko began her debt free journey as a single mom making $24k a year. After trying every budgeting system on the market and facing a mountain of debt, she decided to create her own. The Budget By Paycheck Method was born, allowing her to pay off $77,000 in just 8 months. 

Kumiko has amassed an impressive following of over 2M devoted fans by being transparent about her financial experiences and has been featured in GMA, CNBC,The New York Times and more.

If you’re ready to tackle your financial mindset and get inspired, this episode is for you.

In this episode we discuss:

• How Kumiko found herself in debt and how she paid it off as a single mom making $24k per year
• The reason Kumiko overspent and how she faced those deep challenges head on
• Kumiko’s journey out of being uncomfortable in her own skin to self love
• What financial fulfillment means and how you can reach it in your life + more

Other related blog posts/links mentioned in this episode:

• Grab Kumiko Love's book, My Money My Way: Taking Back Control of Your Financial Life, here
• Check out Kumiko's first appearance on the Journey To Launch podcast, here
• Join the waitlist for my signature course, Map Your Way To Financial Independence, here.
• Check out my new personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12  Watch my latest segments on News12
• YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Kumiko Love:

• Website
• Twitter: @thebudgetmom
• YouTube: @thebudgetmom
• Instagram: @thebudgetmom
• Facebook: @thebudgetmom
• Pinterest: @thebudgetmom

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide

Paco de Leon, author of Finance For The People and creator of  The Hell Yeah Group, a financial firm focused on inspiring creatives to be engaged with their personal and business finances joins the podcast to discuss the importance of creatives being more involved with their money management– in both their personal and professional lives.   Paco de Leon has experience in small business consulting, financial planning and wealth management. She's also a TED speaker, whose work has been featured in New York Times, Time, Forbes and Business Insider… just to name a few.   If you’re a creative, small business owner or freelancer looking to learn how to get more involved with your personal and business finances, this episode is for you!

In this episode we discuss:

• How to unearth what’s holding you back when it comes to your desires and money
• Learning how to detach yourself from identifying so heavily with your thoughts 
• What being a creative entrepreneur means + the different challenges they face
• Navigating the false narrative that creative entrepreneurs are not worthy of making money with their offerings + more

Other related blog posts/links mentioned in this episode:

• Grab Paco de Leon's book, Finance for the People: Getting a Grip on Your Finances, here
• Check out The Hell Yeah Group, here
• Join the waitlist for my signature course, Map Your Way To Financial Independence, here.
• Check out my new personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12  Watch my latest segments on News12
• YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Pace de Leone:

• Website
• Twitter: @hellyeahgroup
• Instagram: @thehellyeahgroup

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide

In this solo episode I tackle all things debt: the tools you need to use or sharpen to pay debt off, the controversial question, “Is debt good or bad?”, why debt may be preventing you from reaching your money goals and the importance of understanding yourself when it comes to using debt as leverage.

If you’re wanting to dive deeper into learning more about debt and how it can affect your financial independence journey, this episode is for you!

In this episode I discuss:

• Whether debt is “good” or “bad”
• The 5 stages of financial independence
• Knowing thyself when it comes to deciding if you want to use debt as leverage
• Specific strategies and tools to manage or pay debt off + more

Other related blog posts/links mentioned in this episode:

• Join the waitlist for my signature course, Map Your Way To Financial Independence, here.
• Check out my new personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide

Steven M. Hughes, a Financial Therapist who blends financial psychology, behavioral finance, and Reiki healing to help people build better relationships with their money, joins the podcast to discuss how the psychology of financial therapy and the power of money reiki can lead to a healthy financial mindset. 

Steven goes beyond financial literacy basics to help people address the root causes of their money problems, offering simple frameworks that have lasting changes.

If you’re ready to go beyond the basics of financial literacy and create lasting change for yourself, this episode is for you.

In this episode we discuss:

• What Money Reike & Financial Therapy is 
• Why unblocking financial trauma is imperative to money success
• How investigating deep-seeded money questions can lead to breakthrough change
• What the phrase “Money is energy,” means + more

Other related blog posts/links mentioned in this episode:

• I Will Teach You To Be Rich
• Travel Noire: This Couple Sold Their Belongings To Road Trip & Find Their Forever Home
• Chakra Healing: A Beginner's Guide to Self‑healing
• Join the waitlist for my signature course, Map Your Way To Financial Independence, here.
• Check out my new personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Steven:

• Website 
• Instagram: @stevenmhughes
• Instagram: @journeyblackhome
• Twitter: @knowmoneysteve

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide

In this solo episode, I go over the triumphs and challenges of 2021. I share what has made Journey To Launch grow AND why I have been successful in my professional, personal and home life.

I take a look at some key moments in 2021 for the podcast and my career and I lay out what I am looking forward to in the new year.

If you’re ready to be inspired and put your big dreams into action, this episode is for you.

In this episode we discuss:

• Why I was able to scale Journey To Launch in 2021
• The positives of outsourcing business and personal tasks 
• The importance of prioritizing your physical, emotional + mental health 
• Book updates and goals for 2022 + more

Other related blog posts/links mentioned in this episode:

• Join the waitlist for my signature course, Map Your Way To Financial Independence, here.
• Check out my new personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide

In this solo episode, I go over the top 3 investing mistakes that I’ve experienced and that are potentially costing you hundreds or hundreds of thousands of dollars. 

My goal with this podcast episode is to hopefully help you discover money you’re leaving on the table and plant the seeds to optimize your investments, so that you can make them work even more for you. Ultimately, I want you to make money with the money you already have! 

Take out your pen,  notepad and listen up: You’ll want to make sure you make notes and catch everything in this episode!

In this episode we discuss:

• Real numbers to show how simple changes can make your investment accounts grow
• Why opening your investment accounts is just the first step (beware sitting money!)
• Why being aware of your past employer investment accounts matter
• The huge implications of knowing how your money is being invested + more

Other related blog posts/links mentioned in this episode:

• Check out my Instagram video explaining How I made $252,000 more in an hour and a half here.
• Join the waitlist for my signature course, Map Your Way To Financial Independence, here.
• Check out my new personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide

I took the Big Idea Speaker stage at FinCon 2021 in Austin, Texas and now I’m bringing it to you! Here’s my powerful lecture on staying true to yourself and making your dreams a reality through small, day-to-day action.

Throughout this talk, I explain what it means to be an industry observer, participant and thought leader and how sometimes going from A to Z is the opposite of what you need to focus on to move forward in your goals.

If you’re looking for inspiration, this episode is for you!

In this episode we discuss:

• What it means to be an industry observer, participant and thought leader
• Why acting small will lead to big dreams coming true
• How being honest with yourself is the first step in this process
• The truth behind cliche, “consistency is key” + more

Other related blog posts/links mentioned in this episode:

• Join the waitlist for my signature course, Map Your Way To Financial Independence, here.
• Watch the full FinCon 2021 speech here.
• Check out my new personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12  Watch my latest segments on News12
• YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide

Nicaila Matthews Okome, founder of Side Hustle Pro, a podcasting and media company that shines a light on untold narratives, joins the podcast to discuss how she has become a boundary- breaker and trailblazer in the podcasting and entrepreneur space.

In 2016, Nicaila debuted the Side Hustle Pro Podcast, the first and only podcast to spotlight bold, Black Woman entrepreneurs, who have scaled from side hustle to profitable business. In this episode, we're going to talk all about Nicaila's journey and how she became who she is today as a full time podcaster and entrepreneur. 

If you’re a full time employee looking to make extra money or potentially turn your side hustle into a full-time gig, this episode is for you!

In this episode we discuss:

• The passion and mission behind Side Hustle Pro 
• Nicaila’s career history and how she  was able to get her MBA to elevate her career
• Entrepreneurship misconceptions + how calculated risk taking is key
• How to practically stop comparing yourself to your peers + more

Other related blog posts/links mentioned in this episode:

• Podcast Moguls Course
• Goal Getter Course
• The Consortium 
• To Listen to the Learn to Trade As A Side Hustle To Reach Your Financial & Life Goals FREE Audio Training with Teri Ijeoma by clicking here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12  Watch my latest segments on News12
• YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Nicaila:

• Website
• Podcast
• Instagram: @sidehustlepro
• Twitter: @sidehustlepro
• Facebook: @sidehustlepro
• TikTok: @sidehustlepropodcast

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide

Anjie and RJ from Rich By Intention, join the podcast to discuss how they teamed up in their marriage to pay off $123,000 of student loan debt.

We discuss how they tackled debt together and separately, why getting on the same page as your partner is crucial in your financial life and how they steadily increased their income during the course of their debt free journey. 

Anjie and RJ have been featured on Good Morning America, Business Insider and more for successfully paying off their debt and to share the Rich By Intention message: empowering couples to manage their money and everyday life with intention by eliminating debt, saving money, and investing for their future. 

If you’re on a six-figure debt free journey or want to learn about how to get on the same page with your partner when it comes to finances, then this episode is for you!

In this episode we discuss:

• The steps Angie & RJ took to pay off $123k of debt
• How the power of networking can fuel you to financial success
• Why having tough money conversations can change the course of your marriage
• The possibilities a debt free, intentional financial life can provide + more

Other related blog posts/links mentioned in this episode:

• To Listen to the Learn to Trade As A Side Hustle To Reach Your Financial & Life Goals FREE Audio Training with Teri Ijeoma by clicking here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12  Watch my latest segments on News12
• YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Angie + RJ:

• Website
• Instagram: @RichByIntention
• Twitter: @RichByIntention
• Facebook: @RichByIntention

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide

Jamila dives deep into how her segment on Good Morning America came to be and all that she learned throughout this experience. She discusses the importance of timing and how this appearance came full circle from her first feature on GMA3 in 2020. She details the moments behind the scenes leading up to the hectic moment it was time to go on air.

With this being one of the most pivotal moments in her career, Jamila discusses how both patience and preparation pay off in the end. This story is a great lesson on how to keep pursuing your dreams and to never lose hope throughout your journey!

Check out this quick chat with Jamila to learn about all the amazing moments leading up to her segment on GMA!

In this episode we discuss:

• Behind the scenes of my segment on Good Morning America
• What I have learned and what I'm taking away from this experience
• Why our mindset and habits matter
• Why you should think and speak in a way that aligns with where you want to go
• The importance of preparation

Other related blog posts/links mentioned in this episode:

• My sister Shaina's Instagram: @shaina.mcgregor 
• My stylist Elsa's Instagram: @ElsaIsaac
• My makeup artist Anna's Instagram: @ladyatplaysalon
• To Listen to the Learn to Trade As A Side Hustle To Reach Your Financial & Life Goals FREE Audio Training with Teri Ijeoma by clicking here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12  Watch my latest segments on News12
• YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide