Journey To Launch

New York Times best-selling author of I Will Teach You To Be Rich and personal finance advisor and entrepreneur, Ramit Sethi, returns to the Journey To Launch podcast to deepen the answers to all of your burning questions.

In this community Q&A format, you'll learn even more about how to live a rich life, as defined by you, and take control of your money.

In this episode, we discuss:

• How to begin teaching your children about personal finance and the value of money
• Taking control of your money with a conscious spending plan + a clear vision of your rich life
• 5 questions to consider before buying a home
• Getting candid about your timelines and how much you need to earn to reach financial freedom + more

What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here!

Enter for your chance to win a copy of I Will Teach You to Be Rich: The Journal by Ramit Sethi. The giveaway will be open from October 5th 2022- October 10th 2022. Three winners will be announced on October 11th! (must be 18+ & a US resident to enter). Go to journeytolaunch.com/win to enter.

Other related blog posts/links mentioned in this episode:

• How To Live A Rich Life & Make Your Own Money Rules W/ Ramit Sethi
• I Will Teach You to Be Rich, Second Edition: No Guilt. No Excuses. No BS. Just a 6-Week Program That Works
• I Will Teach You to Be Rich: The Journal: No Complicated Math. No More Procrastinating. Design Your Rich Life Today
• Iwillteachyoutoberich.com/earnable
• Iwt.com/house
• Iwillteachyoutoberich.com/podcast
• Journeytolaunch.com/mystage
• Check out my new personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Ramit:

• Website
• Instagram:@Ramit

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide

If you didn't have to work again for money, what would you really do with your time? We often hear about retiring early in the context of someone quitting their corporate job to work on their own business. But what if you truly didn't have to work and could really live your life on your own terms?

On this episode of the Journey To Launch Podcast, we have a returning guest, Purple who shares her life after early retirement.

Purple retired from corporate America with a portfolio of $500k+ at the young age of 30 right before the 2020 pandemic. She explains what she does with her time now that she is no longer working, how she strives to live an intentional, purpose driven life, and how the pandemic was a catalyst for exiting the work-force.

In this episode, we discuss:

• How fear during the pandemic pushed Purple to retire early
• Realistically living off of $20,000 + what that lifestyle looks like
• The nomad lifestyle + how it saves Purple money
• Strategies for withdrawing money, what a Roth Conversion ladder is, + more

What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here!

Other related blog posts/links mentioned in this episode:

• https://apurplelife.com
• Journeytolaunch.com/mystage
• https://journeytolaunch.com/episode126/
• Check out my new personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Purple:

• Website
• Instagram: @APurpleLife
• Twitter: @APurpleLifeBlog

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide

Building wealth is something talked about often. What isn't normally discussed? Protecting that wealth you're working so hard to build!

In this solo episode, I talk about how to protect yourself, your assets, and the people you love as soon as you're able. You don't have to wait until you're "older" or wealthy to check off these boxes. Start risk management and wealth protection today and become a wealthy person by acting like one now.

In this episode, I discuss:

• Why we hired a financial planner (even though I'm a "money expert")
• The importance of having a safe and physically protecting important documents
• Taking the time to secure the appropriate beneficiaries for all of your assets/accounts
• Understanding your insurance options + more

What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here!

Other related blog posts/links mentioned in this episode:

• https://journeytolaunch.com/episode33/
• https://journeytolaunch.com/episode200/
• https://amzn.to/3ROMVbG
• Journeytolaunch.com/mystage
• Check out my new personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide

Balancing how to be financially responsible for long term wealth and spending in the moment so that you can live an intentional, fulfilling life is not always easy to do. In this solo episode, I talk about how I make those spending vs saving decisions for myself and give you six questions to ask yourself before you splurge/make a purchase. I also talk about how we paid for our 10-year anniversary trip to St. Lucia and our Brooklyn basement remodel.

• The balance of saving and investing vs. enjoying your hard earned money
• How we decided to spend money on our 10-year anniversary trip and basement remodel
• Giving yourself permission to change what you spend money on and indulge in your priorities
• Questions to ask yourself when deciding on spending money + more

What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here!

Other related blog posts/links mentioned in this episode:

• Check out the book Profit First
• https://journeytolaunch.com/episode262/
• Die with Zero Book
• Check out my new personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide

In this solo episode I give you Journey To Launch business updates and what I've been up to personally (or not up to) over the last couple of months. I discuss how I've been preparing for my upcoming busy season of life, why taking advantage of rest is important, and the main takeaways from summer 2022.

In this episode, I discuss:

• The benefits of taking advantage of no structure and seasons of rest
• How to enjoy and take a grateful approach to your day-to-day life
• Editing your life to focus on what serves you instead of what drains you
• The importance of social capital + not tying your worth to numbers
• Updates on business, my family, basement renovations, + more

Other related blog posts/links mentioned in this episode:

• Check out my new personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide

Vicki Robins, the co-author of "Your Money or Your Life" has been one of the most influential visionaries of the Financial Independence movement.

In the late 1960's, with the advice of the late Joe Dominguez, Vicki reached Financial Independence and together they began to teach their revolutionary methods all over the nation. Their workshops featured the famous 9 steps to reach Financial Independence and eventually, Vicki and Joe were approached to turn their teachings into the book that we know today, "Your Money or Your Life".

The book went on to be wildly popular, encouraging people to fight against the weight of consumerism and become a New York Times bestseller. Vicki also made two appearances on the Oprah Show with Oprah declaring that the book "would change your life". More than 25 years later, Vicki has written an updated version of the book for a new generation of people on the path to Financial Independence.

I'm so honored to have Vicki on the show to discuss:

• How Vicki met the late co-author Joe Dominguez and how they worked to create the Financial Independence movement
• How their book "Your Money or Your Life" came to fruition and became popular.
• Why Vicki set out to create an updated version of the book
• The importance of relationships and how they create community wealth
• Why "freeing your mind" is the cornerstone of Financial Independence
• The definition of the "Enough Point"
• How to calculate your life energy and true hourly wage
• What Vicki believes to be the most transformational steps of the 9 steps from the book
• How Vicki believes the new version of "Your Money or Your Life" will impact the world in this new age
• The bigger picture of systemic barriers in the United States that make achieving Financial Independence more difficult

Other related blog posts/links mentioned in this episode:

• Life Energy Calculator
• How We Saved $169,000 in 2 Years With the Help of This Budgeting System
• Buy Your Money or Your Life
• Check out my new personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Vicki on:

• VickiRobin.com
• YourMoneyOrYourLife.com

Connect with me:

• Instagram: @journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: Journey To Launch

Your path to financial freedom and wealth doesn't have to be complicated. This week's Journey to Launch podcast episode lifts up the veil of overcomplicated investing strategies to show you a more simple path to wealth. Well known author and blogger, JL Collins, is on the show discussing his path to Financial Independence through index investing and his successful book, The Simple Path to Wealth.

JL Collins went from working in an ice cream parlor for $1.25 an hour (he was 13) to accomplishing Financial Independence & Retiring Early (FIRE) before it was even a thing. In this episode, JL Collins breaks down the stock market and everything you need to know about investing in index funds.

In this episode you'll learn:

• What is F-you money and why you need it
• Ways to enjoy breaks or sabbaticals throughout your career
• What are index funds and tips on investing in the market
• Why your house is a terrible investment (his words, not mine)
• What is a Chautauqua, and so much more

Other related blog posts/links mentioned in this episode:

Like what you heard and want to learn more about JL Collins? Check out some of his most popular blogs on this website:

• The Stock Series
• Why your house is a terrible investment
• F-you Money: John Goodman v. jlcollinsnh WARNING: These videos are NOT work or kid-friendly. Watch at your own risk.

Check out JL Collins' book, The Simple Path to Wealth

If you liked this podcast episode, you might also like:

Episode 11- Rejecting Homeownership, Traveling the World & Retiring by 31 Years Old

Episode 105- How To Quit Like a Millionaire So You Can Stop Working & Start Living With Kristy & Bryce

• Check out my new personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with JL Collins:

Website

Twitter: JLCollinsNH

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Sylvia accrued six-figures of debt from law school and her life was greatly impacted by Hurricane Katrina while living in Louisiana. With discipline, determination, and the help of financial books such as Your Money or Your Life, Sylvia made the decision to take control of her personal finances. She took on a side-gig as a pizza delivery driver to bring in an extra $2,000 a month and adopted a frugal lifestyle to aggressively tackle her debt. Today, Sylvia has paid down a majority of her student loan debt, owns her own law firm, and is about 3 years away from Financial Independence.

In this episode we discuss:

• Sylvia's story of how she accrued six-figures in debt
• How she used a side-gig and a plan to pay off her student loans
• How she managed her finances and saved without an actual budget
• Why she continued to invest with a significant amount of debt
• Her big move to Seattle
• Her plans after retirement
• Her current investments
• The difference between a Real Estate Investment Trust (REIT) and actual real estate investment
• How her family has affected her decisions on the journey to financial independence

Other related blog posts/links mentioned in this episode:

• Bigger Pockets
• Your Money or Your Life by Vicki Robin and Joe Dominguez
• My interview with Vicki Robin, the co-author of Your Money or Your Life
• Automatic Millionaire by David Bach
• The Money Book for the Young, Fabulous, and Broke by Suze Orman
• Check out my new personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with me:

• Journey To Launch Instagram
• Journey To Launch Twitter
• Journey To Launch Facebook Page
• Join the private Facebook Group

If you are wondering how it is that you can create more good habits in your life and get rid of the habits that you know are holding you back, you are going to love my chat with bestselling author James Clear on his latest book Atomic Habits. The book is a guide on how to change your habits and get 1% better every day. In this episode we talk about:

• The importance of habits in our lives
• How meaningful changes yield radical results
• Why we should focus on identity based habits vs outcome based habits
• The framework of Cur, Craving, Response & Reward and how to use it to create good habits and break bad habits
• Why it's important to take small steps towards building better habits plus so much more

Connect with James Clear

Websites:

https://Jamesclear.com

https://AtomicHabits.com

Instagram: @JamesClear

Twitter: @jamesclear

Connect with Jamila

Website

Twitter: @journeytolaunch

Facebook:@journeytolaunch

Instagram:@journeytolaunch

Jordan Grumet, award winning podcast host and author, joins the podcast to discuss how his experience with death and the dying pushes him to living a regret-free life where money isn't "the" ultimate end goal.

Jordan chats with us about how the Financial Independence community has shifted, why you should consider a YOLO (You Only Live Once) stance with your money, and how to find balance in your life.

In this episode we discuss:

• Exercises to find your purpose and identity in life before you get to the end of it
• Finding a balance between YOLO + protecting your financial future
• Why financial independence shouldn't be "the" goal
• Money lessons from working with the dying
• The flattening of Maslow's Hierarchy of Needs, the parable of the three brothers, + more

Enter for your chance to win a copy of Taking Stock.by Jordan Grumet. The giveaway will be open from August 3rd 2022- August 8th 2022. Two winners will be announced on August 9th! (must be 18+ & a US resident to enter). Go to journeytolaunch.com/win to enter.

Other related blog posts/links mentioned in this episode:

• Check out my new personal website here.
• Join The Weekly Newsletter List
• Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
• Watch me on News12 Watch my latest segments on News12
• YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Doc G:

• Website
• Facebook: @EarnAndInvest
• Instagram:@EarnanInvest
• Twitter:@EarnanInvest

Connect with me:

• Instagram: @Journeytolaunch
• Twitter: @JourneyToLaunch
• Facebook: @Journey To Launch
• Join the Private Facebook Group
• Join the Waitlist for My FI Course
• Get The Free Jumpstart Guide