Journey To Launch

In today's solo episode, I'm sharing the lessons I learned from attending FinCon 2017 last week in Dallas. FinCon is the annual conference where all of your favorite personal finance bloggers, podcasters, YouTubers and money nerds get together to learn, share, network and grow their businesses. This was my first year attending FinCon and I couldn't be more happy with my experience.

As a single mom, Naseema McElroy has a fascinating financial journey story. She went from owning 5 properties to losing it all in the real estate crash to pursuing a career in nursing. Eventually, her nursing degree allowed her to secure a high paying job but she was in tons of debt and still broke.

In this interview with Naseema, we discuss how she was able to forge on in the midst of financial hardships, divorce and becoming a single mom. Her drive and resilience allowed her to bounce back from her setbacks and pay off $300,000 in debt in 2 years. While her financial journey is far from over, she is sharing her story and the lessons she's learned along the way.

In my interview with Naseema, we discuss the following:

• Naseema's background
• How she first got into real estate and lost it all in the market crash
• How getting married and then divorced affected her journey and finances
• Her journey to paying off $300,000 worth of debt in 2 years
• How she balances being a nurse and being a single mom
• Why she started her business, Financially Intentional
• Tips for single parents and divorced moms on how to get ahead with their finances
• Her best advice for someone looking to get out of debt and save more plus so much more

Other related blog posts/links mentioned in this episode:

Naseema's Site: Financially Intentional

My One on One Money Coaching Services

The Wealth Building Manual

YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Naseema:

• financiallyintentional.com
• Naseema Facebook Page
• Naseema's Facebook Group
• Naseema on Instagram

Connect with me:

• Journey To Launch Instagram
• Journey To Launch Twitter
• Journey To Launch Facebook Page
• Join the private Facebook Group

As a single mom, Naseema McElroy has a fascinating financial freedom story. She went from owning 5 properties to losing it all in the real estate crash to pursuing a career in nursing. Eventually, her nursing degree allowed her to secure a high paying job but she was in tons of debt and still broke.

Is early retirement possible with kids? How is it possible to live a $100,000 lifestyle on a $40,000 budget? Through careful saving and planning, Just McCurry from the popular blog rootofgood.com is showing us how he managed to accumulate enough wealth to retire at age 33. What makes Justin's story especially inspiring and relatable is that he was able to do reach Financial Independence even though he had three kids. Now he and his family travel when they please and live a life not confined to a paycheck.

On today's episode, Justin I talk about the following:

• How he got through college and law school with relatively little to no debt
• When he decided that he wanted to retire early and what steps he took to make sure that it actually happened
• Some of the foundational things anyone can implement to reach Financial Freedom; optimal spouse selection, good job w/ benefits, maximizing savings, not paying taxes, permanent starter home and making smart investments
• How he was able to keep the cost of raising kids relatively low
• How they travel the world for nearly free as a family of 5
• How he makes money in retirement and why his net worth continues to increase plus so much more

Other related blog posts/links mentioned in this episode:

Justin's Blog: Root of Good

A couple of Justin's blog posts: Early Retirement at 33, Summer Vacation in Europe for $10,000 , Living a $100,000 Lifestyle on $40,000

My One on One Money Coaching Services

The Wealth Building Manual

YNAB - You can try it free for 34 days and after that its $5 a month or $50 a year. I recommend you at least sign up for the free trial. If you don't want to continue after the trial, you will have at least practiced active budgeting for a month. If you sign up beyond the 34-day free trial using my referral link, you'll get a month free and I'll get a month free, seems like a win-win to me!

Connect with Justin:

• rootofgood.com
• Root of Good On Facebook
• Root of Good On Twitter

Connect with me:

• Journey To Launch Instagram
• Journey To Launch Twitter
• Journey To Launch Facebook Page
• Join the private Facebook Group

Is early retirement possible with kids? How is it possible to live a $100,000 lifestyle on a $40,000 budget?  Through careful saving and planning, Just McCurry from the popular blog rootofgood.com is showing us how he managed to accumulate enough wealth to retire at age 33. What makes Justin's story especially inspiring and relatable is that he was able to do reach Financial Independence even though he had three kids. Now he and his family travel when they please and live a life not confined to a paychec

Anyone can build wealth and anyone can start with nothing and turn it into something. Nothing demonstrates that more than today's guest, Alanya Kolberg, creator of Bottom of Wealth. Alanya went from being on welfare and bankruptcy to teaching herself how to invest and now she runs a 6 figure business helping others build their own wealth from the bottom up.

Her fearlessness when it comes to learning and teaching others about investing is inspiring and I can't wait to share her story with you. In this episode we talk about the following:

• How Alanya went from welfare and bankruptcy to running a 6 figure business
• Why you don't have to be good at numbers or math to build wealth
• The key foundation and building blocks to wealth
• If someone should invest while in debt
• Her love for Roth IRA's and why fees matter
• Why she doesn't just want to make her kids "rich" plus so much more

Other related blog posts/links mentioned in this episode:

Alanya's site: Bottom Up Wealth

A couple of Alanya's blog posts: Make Your Kids Rich with $10 a Week , Roth IRA's are Financial Life

My Coaching Services

The Wealth Building Manual

YNAB - You can try it free for 34 days and after that its $5 a month or $50 a year. I recommend you at least sign up for the free trial. If you don't want to continue after the trial, you will have at least practiced active budgeting for a month. If you sign up beyond the 34-day free trial using my referral link, you'll get a month free and I'll get a month free, seems like a win-win to me!

Connect with Alanya:

• bottomupwealth.com
• On Facebook

Connect with me:

• Journey To Launch Instagram
• Journey To Launch Twitter
• Journey To Launch Facebook Page
• Join the private Facebook Group

Anyone can build wealth and anyone can start with nothing and turn it into something. Nothing demonstrates that more than today's guest, Alanya Kolberg, creator of Bottom of Wealth. Alanya went from being on welfare and bankruptcy to teaching herself how to invest and now she runs a 6 figure business helping others build their own wealth from the bottom up.

We are in the home stretch of 2017. How are you doing with your goals? In this episode, I give you some tips on how to finish out the 4th quarter of the year strong. In order to set goals you can accomplish, you must make them S.M.A.R.T:

S- Specific

M - Measurable

A- Achievable

R- Results Focused

T- Timely

Next, I talk about the different points you can be on when pursuing Financial Freedom. You can either be a Beginner Journeyer, Intermediate Journeyer or Advanced Journeyer. If you want to find out where you fit on the Journeyer scale, take this quiz.

Lastly, I answer two listener questions from my voicemail. The first is from Ana who asks if she should take money out of her pension from a previous employer and the other is from Amber who wants to know the financial costs she should consider before going to law school. If you want to leave a voicemail question for me to answer on the podcast, click here.

Other related blog posts/links mentioned in this episode:

Where Are You On Your Financial Journey

Take the Journeyer Quiz

My Coaching Services

The Wealth Building Manual

YNAB - You can try it free for 34 days and after that its $5 a month or $50 a year. I recommend you at least sign up for the free trial. If you don't want to continue after the trial, you will have at least practiced active budgeting for a month. If you sign up beyond the 34-day free trial using my referral link, you'll get a month free and I'll get a month free, seems like a win-win to me!

Connect with me:

• Journey To Launch Instagram
• Journey To Launch Twitter
• Journey To Launch Facebook Page
• Join the private Facebook Group

We are in the home stretch of 2017. How are you doing with your goals? In this episode, I give you some tips on how to finish out the 4th quarter of the year strong. In order to set goals you can accomplish, you must make them S.M.A.R.T:

Investing in real estate can be very risky yet very rewarding. Learn how Kendra Barnes without knowing much, in the beginning, started her fast-growing real estate empire. It all started when she and her husband had an epiphany while playing a board game which inspired them to get serious about building wealth and they haven't looked back since.

While buying real estate isn't for everyone (as discussed in last week's podcast episode with Kristy & Bryce), if you do your proper research and invest wisely, you can eventually build a nest egg of asset producing properties that will serve you well on your path to Financial Freedom.

In this episode with Kendra Barnes we discuss the following:

• How she and her husband owned seven rental units by the time they were 30 years old
• Why and how real estate is a good or not so good investing option for people
• What makes someone successful as a real estate investor
• What are the steps someone can use to buy their very first property (especially if they don't have much money)
• Tips for someone living in a HCOL area who wants to get into the real estate game
• The costs that you should be prepared for when buying and maintaining an investment property and primary residence
• Why you need to step out of your comfort zone to build wealth plus so much more!

Other related blog posts/links mentioned in this episode:

Kendra's site- The Key Resource

Naca.com

Loftium.com

Episode 11- Rejecting Homeownership, Traveling the World & Retiring by 31 Years Old

YNAB - You can try it free for 34 days and after that its $5 a month or $50 a year. I recommend you at least sign up for the free trial. If you don't want to continue after the trial, you will have at least practiced active budgeting for a month. If you sign up beyond the 34-day free trial using my referral link, you'll get a month free and I'll get a month free, seems like a win-win to me!

Connect with Kendra:

• thekeyresource.info
• on Instagram
• on Facebook

Connect with me:

• Journey To Launch Instagram
• Journey To Launch Twitter
• Journey To Launch Facebook Page
• Join the private Facebook Group