John Conley of Rubino & Liang Wealth Partners discusses essential aspects of retirement planning, including the average retirement age, key factors for retiring early, understanding retirement expenses, and the importance of having a solid retirement plan. He emphasizes the need for multiple income streams, managing debt, and practicing a retirement budget to ensure financial stability in retirement.

To learn more about how John and the team at Rubino & Liang Wealth Partners can help you craft your own 365 Retirement Plan, log onto https://rlwealthpartners.com/ to get started.

Ryan Marston discusses the importance of year-end financial planning, emphasizing the need for individuals to meet with their financial advisors to review their financial situation, particularly as the year comes to a close. Key topics include tax strategies, investment adjustments, charitable contributions, and the evolving needs for insurance as one approaches retirement. Ryan highlights the significance of proactive financial management to ensure a secure retirement.

To learn more about how Ryan and the team at Rubino & Liang Wealth Partners can help you craft your own 365 Retirement Plan, log onto https://rlwealthpartners.com/ to get started.

Sam Liang discusses the importance of using data in retirement planning instead of relying on gut feelings and emotions, drawing parallels to the movie Moneyball, where data-driven decisions led to success in baseball. Sam shares a story about using data to make successful bets in Las Vegas. He emphasizes the value of data in retirement planning, including factors like spending, inflation, and investment growth.

To learn more about how Sam and his team can help you craft your own 365 Retirement Plan, log onto https://rlwealthpartners.com/ to get started.

Sam Liang of Rubino & Liang Wealth Partners discusses the possibility of a recession and 5 key steps you can take to prepare for it.

To learn more about how Sam and his team can help you craft your own 365 Retirement Plan, log onto https://rlwealthpartners.com/ to get started.

People who use financial advisors tend to retire earlier than those who go it alone. What does a financial advisor bring that gives people the confidence to walk away from that employer paycheck and walk into retirement?

To learn more about how Sam and his team can help you craft your own 365 Retirement Plan, log onto https://rlwealthpartners.com/ to get started.

The stock market has had some wild swings recently. John Conley breaks it down. Why is this happening? Should it worry you? Are there financial moves you should be making with your retirement money?

To learn more about how John and the team at Rubino & Liang Wealth Partners can help you craft your own 365 Retirement Plan, log onto https://rlwealthpartners.com/ to get started.

Ryan Marston discusses the importance of tax and estate planning in retirement. He highlights a case where a man made a tax mistake by giving his daughter an IRA and the Salvation Army a brokerage account. Ryan explains the tax consequences for both parties and emphasizes the need for proper advice and planning. He also touches on the importance of protecting assets and creating an efficient plan for passing them on to heirs.

To learn more about how Sam and his team can help you craft your own 365 Retirement Plan, log onto https://rlwealthpartners.com/ to get started.

Sam Liang discusses the importance of planning for a long retirement and the various factors to consider. He highlights the need to prioritize health and wellness, including eating well and staying fit. Sam also emphasizes the significance of long-term care planning and the potential financial impact it can have. He stresses the importance of having a backup plan and a good support system in place. Sam also discusses the value of staying engaged and active during retirement and the role of relationships in overall well-being.

To learn more about how Sam and his team can help you craft your own 365 Retirement Plan, log onto https://rlwealthpartners.com/ to get started.

Sam Liang of Rubino and Liang Wealth Partners discusses the importance of preparing for retirement and the concerns that people have about this phase of life. He emphasizes the need to have a comprehensive retirement plan that takes into account factors like stock market volatility and inflation. Liang also highlights the importance of considering future expenses and building in a raise to account for inflation. He encourages listeners to have a plan in place to avoid any regrets or financial stress in retirement.

To learn more about how Sam and his team can help you craft your own 365 Retirement Plan, log onto https://rlwealthpartners.com/ to get started.

Many retirees are afraid to spend their savings and feel like they don't have permission to do so. Studies show that only 52% of people feel like they can spend their money. It's important for retirees to give themselves permission to spend and enjoy their retirement. Having a retirement plan that replaces the paycheck and provides a clear income strategy can give retirees the confidence to spend. Building a budget and understanding monthly expenses can help retirees visualize their spending and plan for the future. Having a team of financial professionals to monitor progress and provide reassurance is also important.

To learn more about how Sam and his team can help you craft your own 365 Retirement Plan, log onto https://rlwealthpartners.com/ to get started.